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SoFi Technologies, Inc. Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 17 Mar 2026.
SoFi Technologies, Inc.: what insiders have been doing
This page follows insider dealings at SoFi Technologies, Inc. as filed with SEC (Form 4), a company from the Finance & Banking sector based in San Francisco, United States. The group dates from 2011. Over the twelve months to 18 October 2026, 77 filings were filed, from 16 insiders.
Purchases and sales both appear in the filings: 4 purchases (3 insiders, €1.5M) and 12 sales (3 insiders, €4.9M). The net balance comes to €3.5M on the selling side. Open-market purchases are the filings investors watch most closely, because the insider pays for the shares out of pocket. Those buying include 2 senior executives and 1 chief executive. Rishel Jeremy filed the largest sale, €2.1M, on 22 December 2025, which represents 0.011% of the company's market value.
Within a 30-day window, 2 purchases overlapped with buying by a second insider. Purchases made close together by different insiders form what is called a cluster. The most recent open-market purchase was published on 17 March 2026, 215 days ago. The median gap between a trade and its publication by SEC (Form 4) is 2 days. US insiders must file a Form 4 within two business days of a trade. A sale on its own says little: insiders also sell to pay tax, fund a purchase or diversify.
For context, the typical company on the same exchange (median of 5,810 companies) published 19 filings over the same period, against 77 filings here. Since 2021, the database holds 49 purchases and 55 sales by insiders of the company. For the fiscal year to 31 December 2025, the annual 10-K puts net income at 481.3 m USD.
For comparison within the same sector, see the insider buying recorded at First Guaranty Bancshares, Inc. and Avidia Bancorp, Inc. Source: insider filings from SEC (Form 4). Past trades are no guide to future returns.
Insider Decl.
413
Thresholds
n/a
Buy Volume
€13M
49 ops. · all time
Sell Volume
€1B
55 ops. · all time
Who traded when
BuySaleKelli Keough21 sales
Rishel Jeremy6 sales
Anthony Noto2 buys
Eric Schuppenhauer2 buys
Arun Pinto1 sale
Robert S. Lavet1 buy
+3 other insiders
Since the insiders bought
- +3.1%Entry US$17.18 · Close at T+90 US$17.71
- -26.2%Entry US$21.35 · Close at T+90 US$15.75
- -23.3%Entry US$20.86 · Close at T+90 US$16.00
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate SoFi Technologies, Inc. Hold (neutral), based on 23 analysts. Average price target: US$20.36.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 14,130 of 24,166 companies
46.6
score / 100
Value29
Quality65
FCF yld-21%
Earn yld2.6%
EV/EBITDA·
ROE7.1%
Gross mgn·
Net mgn13%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$14.22
Analyst consensus
23 analystsHold
US$12.00Target US$20.36(+43%)US$30.00
Income statement
RevenueUS$3.6B
Net incomeUS$481.3M14.9% margin
Valuation
PER (trailing)29.0x
PER (forward)17.3x
P/Book1.7x
Beta2.33
Balance sheet & cash
Market capUS$18.4B
Total debtUS$1.9B
Free Cash Flow-US$4B
Debt / Equity31%
Profitability & ownership
ROE7.1%
ROA1.2%
% insiders1.5%
% institutions51.4%
Last declaration on 23 September 2026
Declarations413 total
10,203 shares@ US$16.98620.0008% mcap2.6% of flowCommon StockSEC:0002032458-26-000028:0
30,918 shares@ US$16.960.0024% mcap46.7% of flowCommon StockSEC144:0001968582-26-000998
18,624 shares@ US$17.500.0015% mcap1.8% of flowCommonSEC144:0001959173-26-007049
136,166 sharesCommon StockSEC:0001613438-26-000022:0
55,191 sharesCommon StockSEC:0001613438-26-000022:2
6,493 sharesCommon StockSEC:0002034857-26-000014:0
52,954 sharesCommon StockSEC:0001864508-26-000008:0
82,643 sharesCommon StockSEC:0002032458-26-000026:0
26,476 sharesCommon StockSEC:0002032458-26-000026:1
13,067 sharesCommon StockSEC:0002032458-26-000026:2
5,681 sharesCommon StockSEC:0002032458-26-000026:3
36,589 sharesCommon StockSEC:0001864508-26-000008:1
14,609 sharesCommon StockSEC:0001864508-26-000008:2
59,341 shares@ US$17.320.0047% mcap86.8% of flowCommon StockSEC:0001864508-26-000008:3
36,057 sharesCommon StockSEC:0001351119-26-000019:0
154,197 sharesCommon StockSEC:0001613438-26-000022:1
188,259 shares@ US$17.320.015% mcap18.8% of flowCommon StockSEC:0001613438-26-000022:3
11,434 sharesCommon StockSEC:0002012135-26-000023:0
9,740 sharesCommon StockSEC:0002012135-26-000023:1
11,838 shares@ US$17.2790.0009% mcap9.3% of flowCommon StockSEC:0002012135-26-000023:2
37,824 sharesCommon StockSEC:0001934200-26-000009:0
28,748 sharesCommon StockSEC:0001934200-26-000009:1
11,363 sharesCommon StockSEC:0001934200-26-000009:2
41,750 shares@ US$17.2790.0033% mcap4.0% of flowCommonSEC144:0001959173-26-006993
14,414 shares@ US$17.2790.0011% mcap10.6% of flowCommonSEC144:0001959173-26-006992
25 of 413 declarations
About SoFi Technologies, Inc.
SoFi Technologies, Inc. is a U.S.-based digital financial services company listed on the NASDAQ in the United States. Founded in 2011, SoFi initially built its brand in student-loan refinancing and consumer lending, then expanded into a broader integrated financial platform aimed at serving customers across borrowing, saving, spending, investing, and protecting their money within a single app. The company is headquartered in San Francisco, California. Over time, SoFi has positioned itself as more than a lender: it is a hybrid fintech, combining consumer banking, investing, lending, and financial infrastructure capabilities. ([investors.sofi.com](https://investors.sofi.com/overview/?utm_source=openai))
SoFi’s business is organized around three core segments. Lending covers personal loans, student loans, and home loans, plus related financing and servicing activities. Financial Services includes deposit and cash-management products, payments, investing, credit cards, insurance/protection products, and personal finance tools. Technology Platform is anchored by Galileo and Technisys, which provide cloud-native banking and payments infrastructure to third-party fintechs and financial institutions. This technology layer gives SoFi a differentiated B2B exposure and creates a more vertically integrated model than many U.S. digital banks. ([investors.sofi.com](https://investors.sofi.com/overview/?utm_source=openai))
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From a competitive standpoint, SoFi’s key advantage is its “one-stop shop” strategy. Rather than relying on a single product line, the company tries to deepen member relationships by cross-selling multiple financial products, increasing wallet share and recurring revenue potential. Management has emphasized strong member acquisition and product growth, and recent earnings disclosures showed record levels of revenue, member additions, and product additions in 2025. That matters for investors because it suggests SoFi is gradually shifting from a pure growth story toward a more diversified, fee-rich financial platform. ([investors.sofi.com](https://investors.sofi.com/news/news-details/2025/SoFi-Reports-Third-Quarter-2025-with-Record-Net-Revenue-of-962-Million-Record-Member-and-Product-Growth-Net-Income-of-139-Million/default.aspx?utm_source=openai))
Geographically, SoFi remains primarily focused on the United States, which is still its main commercial market and the core driver of its lending and consumer banking operations. The technology platform, however, has a broader footprint, with Galileo serving millions of accounts globally through partner integrations. Recent strategic highlights include the expansion of the Loan Platform Business, continued growth in fee-based revenue, and management’s effort to broaden the product set, including crypto-enabled capabilities announced in 2025. For international equity investors, SoFi is best viewed as a U.S. fintech platform with bank-like operating leverage, consumer credit exposure, and a growing technology infrastructure franchise. ([investors.sofi.com](https://investors.sofi.com/news/news-details/2025/The-Future-of-Financial-Services-SoFi-to-Offer-Members-New-Crypto-Enabled-Capabilities-to-Get-Their-Money-Right/?utm_source=openai))
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