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Avidia Bancorp, Inc. Stock: price and insider trades · United States
7 insiders bought €556k of shares over the last 90 days, the latest filed 16 Sept 2026.
Avidia Bancorp, Inc.: what insiders have been doing
Avidia Bancorp, Inc., classified in the Finance & Banking sector, is a listed company. Its insiders report their share dealings to SEC (Form 4). Between 18 October 2025 and 18 October 2026, 19 insiders published 75 filings.
Open-market activity splits into 54 purchases totalling €1.8M and 3 sales totalling €97k; 12 insiders sit on the buying side and 1 insider on the selling side. On balance, insiders were net buyers of €1.7M. Open-market purchases are the filings investors watch most closely, because the insider pays for the shares out of pocket. On the buying side, the filings list 10 senior executives, 1 finance chief and 1 chief executive among the declarants. At €95k, the purchase published on 16 September 2026 by Murphy Michael Dennis is the largest of the period (0.027% of market cap).
In all, 53 purchases were made within 30 days of a purchase by another insider of the company. When several insiders buy within a few weeks of each other, analysts speak of a cluster purchase. The last purchase on record was published on 16 September 2026, which is 32 days ago. Between a trade and the moment it shows up on SEC (Form 4), the median delay is 1 day. US insiders must file a Form 4 within two business days of a trade.
For context, the typical company on the same exchange (median of 5,808 companies) published 19 filings over the same period, against 75 filings here. Our records for Avidia Bancorp, Inc. go back to 2025, with 83 purchases and 3 sales on the open market in total. In its latest annual report filed with the SEC (10-K, fiscal year ended 31 December 2025), the company reported net income of -3.3 m USD.
In the same sector, recent insider purchases at First Guaranty Bancshares, Inc. and BCB Bancorp Inc also feature in our signals. Source: insider filings from SEC (Form 4). Past trades are no guide to future returns.
Insider Decl.
104
Thresholds
n/a
Buy Volume
€3M
83 ops. · all time
Sell Volume
€97,281
3 ops. · all time
Who traded when
BuySaleRobert D. Cozzone20 buys
Barry H. Jensen17 buys
Jonathan Michael Nelson9 buys
Kennedy O. Saul8 buys
Michael O. Gilles6 buys
Nicolas Karmelek5 buys
+9 other insiders
Since the insiders bought
- -0.2%Entry US$21.93 · Close 14 Oct 2026 US$21.89
- -1.0%Entry US$22.10 · Close 14 Oct 2026 US$21.89
- +0.0%Entry US$21.89 · Close 14 Oct 2026 US$21.89
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Avidia Bancorp, Inc. Strong Buy (bullish), based on 2 analysts. Average price target: US$25.50.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 16,057 of 24,148 companies
40.9
score / 100
Value49
Quality33
FCF yld6.0%
Earn yld-0.8%
EV/EBITDA·
ROE6.1%
Gross mgn·
Net mgn-3.3%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$22.07
Analyst consensus
2 analystsStrong buy
US$25.00Target US$25.50(+16%)US$26.00
Income statement
RevenueUS$100.7M
Net income-US$3.3M16.3% margin
Valuation
PER (trailing)23.2x
PER (forward)14.6x
P/Book1.1x
Balance sheet & cash
Market capUS$407.7M
Total debtUS$287.8M
Free Cash FlowUS$24.1M
Profitability & ownership
ROE6.1%
ROA0.6%
% insiders12.7%
% institutions36.5%
Last declaration on 15 October 2026
Declarations104 total
192,000 shares0Common StockSEC:0001437749-26-032682:0
32,000 shares0Common StockSEC:0001437749-26-032681:0
36,000 shares0Common StockSEC:0001437749-26-032679:0
32,000 shares0Common StockSEC:0001437749-26-032678:0
32,000 shares0Common StockSEC:0001437749-26-032677:0
76,000 shares0Common StockSEC:0001437749-26-032676:0
1,500 shares@ US$22.35010.0081% mcap30.0% of flowCommon StockSEC:0001437749-26-032410:0
1,300 shares@ US$22.33190.0070% mcap26.0% of flowCommon StockSEC:0001437749-26-032410:1
2,200 shares@ US$22.33260.012% mcap44.0% of flowCommon StockSEC:0001437749-26-032410:2
20,076 shares0Common StockSEC:0001437749-26-030657:0
20,076 shares0Common StockSEC:0001437749-26-030660:0
20,076 shares0Common StockSEC:0001437749-26-030664:0
20,076 shares0Common StockSEC:0001437749-26-030654:0
20,076 shares0Common StockSEC:0001437749-26-030655:0
20,076 shares0Common StockSEC:0001437749-26-030656:0
20,076 shares0Common StockSEC:0001437749-26-030658:0
20,076 shares0Common StockSEC:0001437749-26-030659:0
20,076 shares0Common StockSEC:0001437749-26-030661:0
20,076 shares0Common StockSEC:0001437749-26-030662:0
20,076 shares0Common StockSEC:0001437749-26-030663:0
20,076 shares0Common StockSEC:0001437749-26-030665:0
5,000 shares@ US$22.120.027% mcap31.8% of flowCommon StockSEC:0001437749-26-030507:0
Canonical exit: 13 Dec 2026 (T+90)
4,500 shares@ US$22.190.024% mcap16.1% of flowCommon StockSEC:0001437749-26-029624:0
Canonical exit: 2 Dec 2026 (T+90)
5,000 shares@ US$22.01750.027% mcap52.2% of flowCommon StockSEC:0001437749-26-029090:0
Canonical exit: 24 Nov 2026 (T+90)
1,726 shares@ US$22.310.0094% mcap13.2% of flowCommon StockSEC:0001437749-26-028474:0
Canonical exit: 15 Nov 2026 (T+90)
25 of 104 declarations
About Avidia Bancorp, Inc.
Avidia Bancorp, Inc. is a U.S.-listed bank holding company traded on the NYSE under the ticker AVBC. For French, Belgian and Swiss investors, it represents a classic regional U.S. banking story rather than a national money-center institution. The company is headquartered in Hudson, Massachusetts, United States, and serves as the parent of Avidia Bank, a Massachusetts-chartered stock savings bank. Its branch footprint is intentionally local: nine full-service banking offices concentrated in western Middlesex County and eastern Worcester County, Massachusetts. That narrow geography points to a community-bank model built around local relationships, retail deposits and small-business banking. ([investors.avidiabank.com](https://investors.avidiabank.com/news/news-details/2026/Avidia-Bancorp-Inc--Reports-Fourth-Quarter-and-Annual-2025-Financial-Results-Declares-Quarterly-Cash-Dividend/default.aspx?utm_source=openai))
The group’s roots date back to 1869, when the predecessor institutions behind the franchise were originally chartered. In 2007, Hudson Savings Bank and Westborough Bank merged to form the modern Avidia platform, giving the business a long-standing presence in central Massachusetts. This heritage matters competitively: in U.S. community banking, longevity, brand recognition and local knowledge can be meaningful advantages when competing for deposits and lending relationships against both larger regional banks and smaller local players. ([avidiabank.com](https://www.avidiabank.com/about/our-story/?utm_source=openai))
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Avidia Bancorp’s core business is straightforward but diversified within the limits of a community bank. The company gathers deposits and extends credit across residential mortgages, commercial real estate, commercial loans and other lending categories serving individuals and businesses. Public disclosures indicate meaningful exposure to commercial real estate and condominium association lending, alongside growth in core deposit categories. The bank also positions itself as a relationship-focused financial provider, offering digital banking tools, consumer deposit products and business banking solutions that complement its physical branch network. ([investors.avidiabank.com](https://investors.avidiabank.com/news/news-details/2026/Avidia-Bancorp-Inc--Reports-Fourth-Quarter-and-Annual-2025-Financial-Results-Declares-Quarterly-Cash-Dividend/default.aspx?utm_source=openai))
From a market-positioning standpoint, Avidia is best described as a niche regional lender with a community focus. It does not compete on national scale; instead, it competes on service quality, local decision-making and customer intimacy. That model can be attractive in stable suburban markets, but it also leaves the bank exposed to the usual pressures of the sector: funding costs, net interest margin sensitivity, credit quality and deposit competition. The listing on the NYSE also increases visibility for institutional investors and provides a public-market framework that now includes scrutiny of SEC Form 4 insider transactions. ([investors.avidiabank.com](https://investors.avidiabank.com/news/news-details/2026/Avidia-Bancorp-Inc--Reports-Fourth-Quarter-and-Annual-2025-Financial-Results-Declares-Quarterly-Cash-Dividend/default.aspx?utm_source=openai))
Recent developments are important. On January 29, 2026, Avidia Bancorp reported fourth-quarter and full-year 2025 results and declared a quarterly cash dividend of $0.05 per share, described as the first cash dividend after its July 2025 initial public offering. The company also highlighted deposit growth, loan growth and balance-sheet expansion in the quarter, suggesting that management is focused on stabilizing funding, building scale and improving earnings power following the conversion from mutual ownership. For investors, the key questions remain execution, deposit momentum, margin resilience and the sustainability of credit performance as the franchise matures in public markets. ([investors.avidiabank.com](https://investors.avidiabank.com/news/news-details/2026/Avidia-Bancorp-Inc--Reports-Fourth-Quarter-and-Annual-2025-Financial-Results-Declares-Quarterly-Cash-Dividend/default.aspx?utm_source=openai))
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