3 insiders bought €1.0M of shares over the last 90 days, the latest filed 02 Oct 2026.
Cluster: 2 buyers in 30 daysEvery trade that managers of First Guaranty Bancshares, Inc. disclose to SEC (Form 4) is tracked on this page. The company sits in the Finance & Banking sector. Between 18 October 2025 and 18 October 2026, 5 insiders published 34 filings.
Not one open-market sale was filed. On the buying side, 4 insiders reported 31 purchases totalling €4.1M. A purchase on the market is a deliberate choice to commit personal money, which is why it draws more attention than a grant. One trade stands out by size: a purchase of €961k from Smith Edgar R. III, disclosed on 2 January 2026. On the buying side, the filings list 4 senior executives among the declarants.
In the case of 21 purchases, another manager of the company was buying within the same 30 days. When several insiders buy within a few weeks of each other, analysts speak of a cluster purchase. The latest purchase is recent: it was published 16 days ago, on 2 October 2026. Filings reach the SEC (Form 4) feed a median of 2 days after the trade. Section 16 rules allow two business days to file each Form 4.
With 34 filings in twelve months, the company is more active than the median of 22 filings across the 5,458 companies we follow on the same exchange. The full history, which starts in 2016, counts 68 purchases against 5 sales. The 10-K for the year ended 31 December 2025 shows -56.0 m USD of net income and a dividend of 0.04 USD per share.
Other companies in the same sector with recent insider buying flagged by our signals: BCB Bancorp Inc and Mexico Fund Inc. Source: insider filings from SEC (Form 4). Past trades are no guide to future returns.
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Transparent value + quality ranking, distinct from the insider signal.
FY ended December 2025 · cache
25 of 113 declarations
First Guaranty Bancshares, Inc. is a U.S. banking company listed on the NASDAQ under ticker FGBI, and it should be viewed as a NYSE/NASDAQ-listed U.S. financial institution headquartered in Hammond, Louisiana, United States. The company is the holding company for First Guaranty Bank, a Louisiana state-chartered bank founded in 1934 in Amite, Louisiana, and later developed into its modern holding-company structure. For international investors, the key takeaway is that this is a regional community-bank franchise rather than a large national money-center bank. ([investors.fgb.net](https://investors.fgb.net/overview/default.aspx?utm_source=openai))
First Guaranty’s core activity is traditional banking: gathering deposits, originating loans, and providing consumer and commercial financial services. Its main product set includes commercial lending, real-estate related lending, consumer credit, deposit accounts, and related banking services. Management emphasizes relationship-based banking and local customer service, which is consistent with a community-banking model built around long-standing client relationships rather than a product-heavy national platform. ([investors.fgb.net](https://investors.fgb.net/overview/default.aspx?utm_source=openai))
Geographically, the bank operates through a branch network across Louisiana, Texas, Kentucky, and West Virginia, with a footprint of around 30 to 31 locations and about 40 ATMs according to company disclosures. That footprint gives First Guaranty a diversified but still regionally concentrated operating base in the U.S. Southeast and parts of the Midwest/Appalachian corridor. Strategically, the bank competes against other regional and local institutions by leveraging local market knowledge, direct borrower relationships, and a more personalized service proposition. ([investors.fgb.net](https://investors.fgb.net/overview/default.aspx?utm_source=openai))
From a competitive standpoint, First Guaranty sits in a fragmented U.S. regional banking landscape where scale is helpful, but local execution remains critical. Its competitive strengths are relationship banking, local underwriting knowledge, and a diversified branch presence within its chosen markets. The main risks are the usual ones for a regional lender: credit-cycle sensitivity, funding-cost pressure, and regulatory scrutiny. The company’s 2025 annual reporting also makes clear that credit quality has been a central issue, which is especially important for equity investors evaluating earnings durability and balance-sheet resilience. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1408534/000140853426000044/a2025fgbannualreportf.pdf?utm_source=openai))
Recent developments have been dominated by balance-sheet repair and credit cleanup. In its January 2026 earnings release, First Guaranty reported a full-year 2025 net loss of $56.0 million, reflecting substantial credit provisions, charge-offs tied to commercial leasing exposures, and higher levels of nonperforming assets and other real estate owned. At the same time, management highlighted progress in reducing nonperforming assets, improving risk-based capital, and selling or restructuring problematic exposures. For investors, that combination suggests a bank in transition: the operating franchise remains intact, but near-term valuation depends heavily on credit normalization and capital stability. ([investors.fgb.net](https://investors.fgb.net/news/news-details/2026/First-Guaranty-Bancshares-Inc--Announces-Fourth-Quarter-and-Fiscal-Year-2025-Results-2026--i6yX8kUOD/default.aspx?utm_source=openai))
Recent SEC Form 4 insider filings also indicate active ownership monitoring and continuing market attention around the stock. Overall, First Guaranty Bancshares is best characterized as a small-to-mid-sized U.S. regional bank with a relationship-driven model, a Louisiana heritage, a multi-state branch footprint, and a current investment case shaped by post-credit-stress balance-sheet repair. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1408534/000143774926014649/xslF345X06/rdgdoc.xml?utm_source=openai))
Purchases our model currently ranks for the recommendations list.
All recommendations| Fiscal year end | Revenue | Net income | Diluted EPS | Dividend per share | Filing |
|---|---|---|---|---|---|
| Dec 2025 | n.d. | -56.0 m USD | n.d. | 0.04 USD | 10-K |
| Dec 2024 | n.d. | 12.4 m USD | n.d. | 0.41 USD | 10-K |
| Dec 2023 | n.d. | 9.2 m USD | n.d. | 0.64 USD | 10-K |
| Dec 2022 | n.d. | 28.9 m USD | n.d. | 0.64 USD | 10-K |
| Dec 2021 | n.d. | 27.3 m USD | n.d. | 0.60 USD | 10-K |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.