Track the First Guaranty Bancshares, Inc. share price and the full insider trade history of the company, a listed issuer based in United States. Shares trade on US US, under the supervision of SEC (Form 4). Operating in the Finance & Banking sector, First Guaranty Bancshares, Inc. has logged 33 public disclosures. The latest transaction was filed on 2 April 2026 (Acquisition). Among the most active insiders: Smith Edgar R. III. Every trade is free.
Informational score on this market. Our backtest validates the signal only on 8 EU venues; elsewhere (notably US markets) insider buys historically invert or do not hold. Not a recommendation.
Fundamental view, insider signal, bull and bear case, synthesis.
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25 of 33 declarations
First Guaranty Bancshares, Inc. is a U.S. banking company listed on the NASDAQ under ticker FGBI, and it should be viewed as a NYSE/NASDAQ-listed U.S. financial institution headquartered in Hammond, Louisiana, United States. The company is the holding company for First Guaranty Bank, a Louisiana state-chartered bank founded in 1934 in Amite, Louisiana, and later developed into its modern holding-company structure. For international investors, the key takeaway is that this is a regional community-bank franchise rather than a large national money-center bank. ([investors.fgb.net](https://investors.fgb.net/overview/default.aspx?utm_source=openai)) First Guaranty’s core activity is traditional banking: gathering deposits, originating loans, and providing consumer and commercial financial services. Its main product set includes commercial lending, real-estate related lending, consumer credit, deposit accounts, and related banking services. Management emphasizes relationship-based banking and local customer service, which is consistent with a community-banking model built around long-standing client relationships rather than a product-heavy national platform. ([investors.fgb.net](https://investors.fgb.net/overview/default.aspx?utm_source=openai)) Geographically, the bank operates through a branch network across Louisiana, Texas, Kentucky, and West Virginia, with a footprint of around 30 to 31 locations and about 40 ATMs according to company disclosures. That footprint gives First Guaranty a diversified but still regionally concentrated operating base in the U.S. Southeast and parts of the Midwest/Appalachian corridor. Strategically, the bank competes against other regional and local institutions by leveraging local market knowledge, direct borrower relationships, and a more personalized service proposition. ([investors.fgb.net](https://investors.fgb.net/overview/default.aspx?utm_source=openai)) From a competitive standpoint, First Guaranty sits in a fragmented U.S. regional banking landscape where scale is helpful, but local execution remains critical. Its competitive strengths are relationship banking, local underwriting knowledge, and a diversified branch presence within its chosen markets. The main risks are the usual ones for a regional lender: credit-cycle sensitivity, funding-cost pressure, and regulatory scrutiny. The company’s 2025 annual reporting also makes clear that credit quality has been a central issue, which is especially important for equity investors evaluating earnings durability and balance-sheet resilience. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1408534/000140853426000044/a2025fgbannualreportf.pdf?utm_source=openai)) Recent developments have been dominated by balance-sheet repair and credit cleanup. In its January 2026 earnings release, First Guaranty reported a full-year 2025 net loss of $56.0 million, reflecting substantial credit provisions, charge-offs tied to commercial leasing exposures, and higher levels of nonperforming assets and other real estate owned. At the same time, management highlighted progress in reducing nonperforming assets, improving risk-based capital, and selling or restructuring problematic exposures. For investors, that combination suggests a bank in transition: the operating franchise remains intact, but near-term valuation depends heavily on credit normalization and capital stability. ([investors.fgb.net](https://investors.fgb.net/news/news-details/2026/First-Guaranty-Bancshares-Inc--Announces-Fourth-Quarter-and-Fiscal-Year-2025-Results-2026--i6yX8kUOD/default.aspx?utm_source=openai)) Recent SEC Form 4 insider filings also indicate active ownership monitoring and continuing market attention around the stock. Overall, First Guaranty Bancshares is best characterized as a small-to-mid-sized U.S. regional bank with a relationship-driven model, a Louisiana heritage, a multi-state branch footprint, and a current investment case shaped by post-credit-stress balance-sheet repair. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1408534/000143774926014649/xslF345X06/rdgdoc.xml?utm_source=openai))