PCB BANCORP: insider trades · United States · SEC (Form 4)

About PCB BANCORP

PCB Bancorp is a U.S. financial services holding company listed on the NASDAQ under the ticker PCB. It is the parent company of PCB Bank, a California state-chartered community bank founded in 2003 in Los Angeles by a Korean-American team with deep experience in business banking. The holding company was formed in 2007 to support the bank’s growth and formalize its operating structure. Its principal executive office is in Los Angeles, California, and the franchise remains strongly rooted in Southern California even as it has broadened its footprint. From an investor’s perspective, PCB Bancorp is best understood as a niche regional bank focused on commercial relationships rather than a broad national retail platform. The bank offers a full suite of commercial banking services to small and medium-sized businesses, professionals, and individuals. Its product set includes commercial real estate lending, business loans, lines of credit, SBA-related financing, residential mortgage loans, and deposit products. The model is built around relationship banking, with an emphasis on serving entrepreneurs and communities that value culturally familiar, high-touch service, particularly within the Korean-American segment and other minority communities. PCB’s geographic footprint is an important part of its strategy. The bank operates full-service branches in Southern California and also maintains branches on the East Coast and in Texas, supported by loan production offices in several additional U.S. markets. This multi-state presence gives the institution broader funding and lending reach while preserving the local relationship-banking culture that defines the brand. In a highly competitive regional banking landscape, PCB’s differentiation comes from customer specialization, community ties, and commercial lending expertise rather than scale alone. Recent company disclosures suggest the franchise remains operationally active and profitable. In January 2026, PCB Bancorp reported stronger full-year 2025 earnings versus 2024, alongside growth in assets, loans, and deposits. The company also declared and maintained a quarterly cash dividend in 2025, which may be relevant for income-oriented investors. For market participants monitoring SEC Form 4 insider activity, PCB is a name to watch within the U.S. regional bank universe because its valuation and operating performance are sensitive to net interest margin trends, deposit competition, and credit quality. Overall, PCB Bancorp combines a focused community-bank franchise, diversified U.S. branch presence, and a steady visibility profile as a NASDAQ-listed bank holding company in the United States.