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Encore Capital Group Inc Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest, by CLARK JONATHAN C, was filed 06 Mar 2025.
Insider Decl.
447
Thresholds
n/a
Buy Volume
€5M
16 ops. · all time
Sell Volume
€53M
58 ops. · all time
Who traded when
BuySaleRyan B. Bell7 sales
Andrew Eric Asch4 sales
John Yung4 sales
Laura Olle2 sales
Ashish Masih1 buy
Ashwini Gupta1 buy
+1 other insider
Since the insiders bought
- +90.8%Entry US$35.74 · Close at T+365 US$68.19
- +97.2%Entry US$35.84 · Close at T+365 US$70.68
- +97.2%Entry US$35.84 · Close at T+365 US$70.68
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Encore Capital Group Inc Buy (bullish), based on 3 analysts. Average price target: US$117.00.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 4,332 of 26,246 companies
69.1
score / 100
Value72
Quality66
FCF yld5.7%
Earn yld12%
EV/EBITDA9.6x
ROE31%
Gross mgn55%
Net mgn15%
Debt/EBITDA6.2x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$104.16
Analyst consensus
3 analystsBuy
US$112.00Target US$117.00(+12%)US$124.00
Income statement
RevenueUS$1.8B
Gross profitUS$965.8M55% margin
EBITDAUS$645.4M36% margin
Net incomeUS$256.8M15.9% margin
Valuation
PER (trailing)7.9x
P/Book2.0x
Beta1.31
Balance sheet & cash
Market capUS$2.2B
Total debtUS$4B
Free Cash FlowUS$126.9M
Debt / Equity388%
Profitability & ownership
ROE30.5%
ROA8.3%
% insiders3.9%
% institutions109.9%
Last declaration on 27 August 2026
Declarations447 total
1,462 shares@ US$100.150.0071% mcap100.0% of flowCommon StockSEC:0001783531-26-000003:0
7,895 shares@ US$99.570.037% mcap22.6% of flowCommonSEC144:0001950047-26-008447
8,248 shares@ US$90.09230.036% mcap21.8% of flowCommonSEC144:0001950047-26-006916
21,706 shares@ US$86.41810.094% mcap55.5% of flowCommonSEC144:0001950047-26-006519
2,144 sharesCommon StockSEC:0001788087-26-000002:0
2,144 sharesCommon StockSEC:0001047593-26-000002:0
2,144 sharesCommon StockSEC:0001405635-26-000007:0
2,144 sharesCommon StockSEC:0001601513-26-000002:0
2,144 sharesCommon StockSEC:0001671108-26-000004:0
2,144 sharesCommon StockSEC:0001676079-26-000002:0
2,144 sharesCommon StockSEC:0001747237-26-000002:0
2,000 shares@ US$80.510.0079% mcap49.4% of flowCommonSEC144:0001950047-26-005920
833 shares@ US$80.518.3% of flowCommon StockSEC:0001942102-26-000003:0
774 shares@ US$82.087.9% of flowCommon StockSEC:0001942102-26-000003:3
556 shares@ US$82.315.7% of flowCommon StockSEC:0001942102-26-000003:2
6,922 shares@ US$81.5270.0% of flowCommon StockSEC:0001942102-26-000003:1
2,000 shares@ US$82.0826.2% of flowCommon StockSEC:0001749518-26-000003:0
2,000 shares@ US$80.5125.6% of flowCommon StockSEC:0001749518-26-000003:1
2,000 shares@ US$82.080.0083% mcap50.6% of flowCommonSEC144:0001950047-26-005854
774 shares@ US$82.080.0032% mcap8.6% of flowCommonSEC144:0001950047-26-005849
8,311 shares@ US$81.47420.034% mcap91.4% of flowCommonSEC144:0001950047-26-005814
5,130 shares0Common StockSEC:0001084961-26-000018:2
14,105 shares0Common StockSEC:0001084961-26-000015:1
15,576 shares0Common StockSEC:0001084961-26-000015:2
4,133 shares0Common StockSEC:0001084961-26-000018:1
25 of 447 declarations
About Encore Capital Group Inc
Encore Capital Group Inc, a US finance company listed on Nasdaq with a market capitalisation of USD 2.13 billion, draws most of its sales from one shareholder: JCF III Europe Holdings L.P., listed as 10% Owner, sold EUR 39,920,792 on March 19, 2019. The record's 58 sales total EUR 53,256,106, yet their median is only EUR 115,918. The largest sale by an executive is EUR 1,331,067, by Paul Grinberg, President, International, on December 26, 2017.
The 16 purchases weigh EUR 4,758,859, median EUR 105,365, or 22% of open-market trades. On March 5, 2025, director Ashwini Gupta bought EUR 1,321,164, Jonathan C. Clark, EVP, CFO & Treasurer, bought EUR 941,941 and Ashish Masih, President and CEO, bought EUR 661,335. Between February 29, 2016 and March 4, 2016, 8 insiders bought for EUR 609,100.
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The 447 filings, from 29 filers, were published between March 2, 2016 and August 27, 2026 and include 351 grants. Ashwini Gupta filed 48, 2 of them purchases. The year 2018 has 46, 2021 has 43. Insiders hold 3.9% of the capital. Over twelve months: 52 filings, 16 sales, no purchase. For 16 purchases the 90-day median is 1.2%, with 75% positive (a small sample; stored past results, not a forecast).
