No insider purchase over the last 90 days. The latest was filed 14 Feb 2024.
Guaranty Bancshares Inc, classified in the Finance & Banking sector, is a listed company. Its insiders report their share dealings to SEC (Form 4). Nothing new has been filed by managers of Guaranty Bancshares Inc in twelve months, the latest record being from 2 October 2025.
These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
FY ended December 2024 · cache
25 of 132 declarations
Guaranty Bancshares, Inc. (ticker: GNTY) is a U.S.-listed banking company trading on the NYSE, not the NASDAQ, placing it squarely in the universe of regional financial stocks followed by investors looking for a community-banking profile with Texas exposure. The company is the bank holding company for Guaranty Bank & Trust, N.A., with corporate headquarters in Addison, Texas, and operational headquarters in Mount Pleasant, Texas. Its SEC filings describe Guaranty as one of the older regional community banks in Texas, underscoring a long-standing local franchise rather than a fast-growing national platform. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1058867/000095017025039120/gnty-20241231.htm?utm_source=openai))
The business model is straightforward and relationship-driven. Guaranty Bancshares focuses on commercial and consumer banking, serving small and medium-sized businesses, professionals, and individual customers. In addition to core lending and deposit gathering, the bank offers mortgage products, trust services, and wealth management solutions. That mix gives the franchise multiple revenue streams, while keeping the operating model anchored in local relationship banking rather than capital-markets activity. ([investors.gnty.com](https://investors.gnty.com/corporate-overview/corporate-profile/default.aspx?utm_source=openai))
Geographically, the company is highly concentrated in Texas. Management says the bank operates 33 banking locations across 26 Texas communities, with a footprint spanning East Texas, Dallas/Fort Worth, Houston, and Central Texas. For investors, that means the stock is effectively a regional Texas banking story, with performance influenced by local credit conditions, deposit competition, and economic momentum in those markets. ([investors.gnty.com](https://investors.gnty.com/news-releases/press-releases/news-details/2025/Guaranty-Bancshares-Inc--Declares-Quarterly-Cash-Dividend/default.aspx?utm_source=openai))
In competitive terms, GNTY competes in the crowded U.S. community and regional banking segment, where scale is moderate and differentiation depends on service quality, loan discipline, deposit relationships, and brand trust. The company’s balance sheet remains manageable for its size: as of June 30, 2025, it reported total assets of about $3.1 billion, total loans of $2.1 billion, and total deposits of $2.7 billion. That scale is consistent with a focused regional lender rather than a diversified national bank. ([investors.gnty.com](https://investors.gnty.com/news-releases/press-releases/news-details/2025/Guaranty-Bancshares-Inc--Declares-Special-Cash-Dividend-and-Announces-Approval-of-Merger-Agreement/default.aspx?utm_source=openai))
Recent headlines are important. In 2025, Guaranty Bancshares announced a merger agreement with Glacier Bancorp and declared a special cash dividend of $2.30 per share in connection with that transaction. The company also reported second-quarter 2025 net income of $10.0 million, or $0.88 per basic share, with improved return on average assets and return on average equity versus both the prior quarter and the prior-year period. Taken together, these developments indicate a company in strategic transition, with value realization likely becoming a key theme alongside its underlying banking operations. ([investors.gnty.com](https://investors.gnty.com/news-releases/press-releases/news-details/2025/Guaranty-Bancshares-Inc--Declares-Special-Cash-Dividend-and-Announces-Approval-of-Merger-Agreement/default.aspx?utm_source=openai))
| Fiscal year end | Revenue | Net income | Diluted EPS | Dividend per share | Filing |
|---|---|---|---|---|---|
| Dec 2024 | n.d. | 31.5 m USD | 2.74 USD | 0.96 USD | 10-K |
| Dec 2023 | n.d. | 30.0 m USD | 2.56 USD | 0.92 USD | 10-K |
| Dec 2022 | n.d. | 40.4 m USD | 3.34 USD | 0.88 USD | 10-K |
| Dec 2021 | n.d. | 39.8 m USD | 3.26 USD | 0.80 USD | 10-K |
| Dec 2020 | n.d. | 27.4 m USD | 2.24 USD | 0.71 USD | 10-K |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.