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Paymentus Holdings, Inc. Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 18 Feb 2022.
Paymentus Holdings, Inc.: what insiders have been doing
Paymentus Holdings, Inc. belongs to the Technology sector. Filings by its managers are published through SEC (Form 4). In the past year (18 October 2025 to 18 October 2026), 52 filings came from 14 insiders.
All open-market trades in the period are sales: 13 sales worth €6.2M, by 2 insiders, with no purchase on record. One trade stands out by size: a sale of €1.4M from Trainor Gary, disclosed on 6 August 2026, or 0.041% of market capitalisation.
Between a trade and the moment it shows up on SEC (Form 4), the median delay is 2 days. US insiders must file a Form 4 within two business days of a trade. Sales are harder to read than purchases, since they often meet personal needs such as tax or diversification.
Across the 5,458 companies tracked on its exchange, the median is 22 filings; at 52 filings, this issuer sits above that mark. Over the whole record (from 2021), the tally stands at 4 purchases and 35 sales. On the fundamentals side, the SEC filing (10-K) for the period ending 31 December 2025 lists revenue at 1.20 bn USD and net income at 66.9 m USD.
Other companies in the same sector with recent insider buying flagged by our signals: Gitlab Inc. and Baozun Inc. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Insider Decl.
134
Thresholds
n/a
Buy Volume
€2M
4 ops. · all time
Sell Volume
€10M
35 ops. · all time
Who traded when
BuySaleGary Trainor8 sales
Sanjay Kalra7 sales
Andrew A. Gerber3 sales
Arun Oberoi1 sale
Jody R. Davids1 sale
William Ingram1 sale
Since the insiders bought
- -61.9%Entry US$21.00 · Close at T+365 US$8.00
- -52.2%Entry US$31.75 · Close at T+365 US$15.19
- -52.2%Entry US$31.75 · Close at T+365 US$15.19
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Paymentus Holdings, Inc. Buy (bullish), based on 7 analysts. Average price target: US$40.14.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 12,624 of 24,148 companies
50.3
score / 100
Value35
Quality65
FCF yld3.1%
Earn yld1.7%
EV/EBITDA34.8x
ROE15%
Gross mgn25%
Net mgn5.6%
Debt/EBITDA0.1x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$32.13
Analyst consensus
7 analystsBuy
US$36.00Target US$40.14(+25%)US$45.00
Income statement
RevenueUS$1.2B
Gross profitUS$296.3M25% margin
EBITDAUS$116.6M10% margin
Net incomeUS$66.9M6.2% margin
Valuation
PER (trailing)48.7x
PER (forward)29.7x
P/Book6.6x
Beta1.34
Balance sheet & cash
Market capUS$4B
Total debtUS$6.9M
Free Cash FlowUS$125M
Debt / Equity2%
Profitability & ownership
ROE15.0%
ROA9.7%
% insiders2.9%
% institutions101.9%
Last declaration on 28 August 2026
Declarations134 total
94,546 shares0Class A Common StockSEC:0001193125-26-374899:0
94,546 shares0Class A Common StockSEC:0001193125-26-374906:0
546 shares0Class A Common StockSEC:0001193125-26-374909:0
94,546 shares0Class A Common StockSEC:0001193125-26-374895:0
22,558 shares0Class A Common StockSEC:0001193125-26-374900:0
3,168 shares0Class A Common StockSEC:0001193125-26-357364:1
3,168 shares0Class A Common StockSEC:0001193125-26-357366:1
37,350 shares0Class A Common StockSEC:0001193125-26-357355:0
3,168 shares0Class A Common StockSEC:0001193125-26-357355:1
33,145 shares0Class A Common StockSEC:0001193125-26-357365:0
37,350 shares0Class A Common StockSEC:0001193125-26-357366:0
950 shares0Class A Common StockSEC:0001193125-26-357363:0
37,350 shares0Class A Common StockSEC:0001193125-26-357364:0
5,704 shares0Class A Common StockSEC:0001193125-26-355785:0
27,054 shares0Class A Common StockSEC:0001193125-26-355791:0
21,338 shares0Class A Common StockSEC:0001193125-26-355788:0
10,000 shares@ US$40.22430.010% mcap11.1% of flowClass A Common StockSEC:0001193125-26-338679:0
8,800 shares@ US$41.52690.0093% mcap10.1% of flowClass A Common StockSEC:0001193125-26-338679:1
6,200 shares@ US$42.35850.0067% mcap7.3% of flowClass A Common StockSEC:0001193125-26-338679:2
2,809 shares@ US$40.15630.0029% mcap3.1% of flowClass A Common StockSEC:0001193125-26-338679:3
100 shares@ US$43.020.0001% mcap0.1% of flowClass A Common StockSEC:0001193125-26-338679:4
7,868 shares@ US$38.73820.0077% mcap5.1% of flowClass A Common StockSEC:0001193125-26-338677:0
40,332 shares@ US$39.90960.041% mcap26.7% of flowClass A Common StockSEC:0001193125-26-338677:1
4,500 shares@ US$40.87790.0047% mcap3.1% of flowClass A Common StockSEC:0001193125-26-338677:2
9,785 shares@ US$41.98570.010% mcap6.8% of flowClass A Common StockSEC:0001193125-26-338677:3
25 of 134 declarations
About Paymentus Holdings, Inc.
Paymentus Holdings, Inc. is a US-listed technology company trading on the NYSE under the ticker PAY and headquartered in the United States, specifically in Charlotte, North Carolina. Founded in 2004 by Dushyant Sharma, the company was built to address a persistent pain point in consumer finance and enterprise operations: outdated, fragmented bill payment workflows that were costly to run and cumbersome for end users. Over time, Paymentus has evolved from a bill-pay specialist into a broader cloud-based payments and customer engagement platform focused on simplifying recurring and one-time payments across multiple channels.
At the core of the business is Paymentus’ Intelligent Payment Platform, which combines electronic bill presentment, omnichannel payment processing, self-service capabilities, customer communications, and workflow automation. Its proprietary Instant Payment Network (IPN) connects billers, banks, financial institutions, brands, and consumers, enabling a wide range of payment methods and interaction models. The platform supports card payments, ACH/eCheck, digital wallets, and cash-based payment options through retail networks, while also offering tools that help clients reduce cost to serve and improve customer experience.
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From a competitive standpoint, Paymentus occupies a specialized but attractive niche within bill payment and EBPP (electronic bill presentment and payment). Its differentiation lies in its focus on customer experience, real-time or near-real-time payment orchestration, and deep vertical integration rather than in broad, generalized merchant acquiring. That positioning makes it a relevant technology partner for utilities, telecom providers, healthcare organizations, insurers, property managers, public-sector entities, tax authorities, higher education institutions, and banks/fintechs. The company’s reach is primarily in North America, where it serves thousands of billers and financial institutions.
Key product families include solutions for utilities, banking and fintech, healthcare billing, property management, government, and business-to-business payment workflows. Paymentus also emphasizes branded consumer tools such as BillWallet and other digital self-service experiences designed to increase payment convenience and loyalty. Recent company updates have reinforced the growth narrative: full-year 2024 results highlighted strong year-over-year revenue expansion, and early 2026 disclosures pointed to continued transaction growth and the rollout of AI-native capabilities aimed at enhancing “service commerce.”
For investors, Paymentus stands out as a secular-growth payments software name with exposure to digitization of bill presentment and bill payment in the United States. Its NYSE listing, founding history, and expanding product suite make it a credible platform story in enterprise fintech, with growth tied to client acquisition, transaction volume, and the ongoing modernization of recurring payment infrastructure.
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