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No insider purchase over the last 90 days. The latest was filed 16 Mar 2023.
Unum Group: what insiders have been doing
Every trade that managers of Unum Group disclose to SEC (Form 4) is tracked on this page. The company sits in the Banks sector and is based in Chattanooga, United States. It was founded in 1999. 18 insiders have disclosed 40 filings since 18 October 2025.
Only sales appear on the open market, 10 sales in all totalling €3.7M, filed by 7 insiders. The largest single trade was a sale of €820k by Ahmed Elizabeth Claire, published on 1 May 2026, equal to 0.0064% of the market capitalisation.
With 40 filings in twelve months, the company is more active than the median of 19 filings across the 5,810 companies we follow on the same exchange. Over the whole record (from 2016), the tally stands at 2 purchases and 49 sales. The 10-K for the year ended 31 December 2025 shows 13.08 bn USD of revenue and 738.5 m USD of net income and a dividend of 1.76 USD per share.
Between a trade and the moment it shows up on SEC (Form 4), the median delay is 2 days. Section 16 rules allow two business days to file each Form 4. Sales are harder to read than purchases, since they often meet personal needs such as tax or diversification.
Elsewhere in the same sector, our signals recently picked up insider purchases at First Guaranty Bancshares, Inc. and BCB Bancorp Inc. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Insider Decl.
225
Thresholds
n/a
Buy Volume
€235,028
2 ops. · all time
Sell Volume
€25M
49 ops. · all time
Who traded when
BuySaleChristopher W. Pyne3 sales
Lisa G. Iglesias3 sales
Walter Lynn Rice Jr.3 sales
Elizabeth Claire Ahmed2 sales
Steven Andrew Zabel2 sales
Timothy F. Keaney2 sales
+6 other insiders
Since the insiders bought
- +54.3%Entry US$26.24 · Close at T+365 US$40.50
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Unum Group Buy (bullish), based on 13 analysts. Average price target: US$102.15.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 12,695 of 24,161 companies
50.1
score / 100
Value54
Quality46
FCF yld3.8%
Earn yld5.1%
EV/EBITDA14.6x
ROE6.4%
Gross mgn·
Net mgn5.7%
Debt/EBITDA3.0x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$91.46
Analyst consensus
13 analystsBuy
US$92.00Target US$102.15(+12%)US$122.00
Income statement
RevenueUS$13B
EBITDAUS$1.3B10% margin
Net incomeUS$738.5M5.3% margin
Valuation
PER (trailing)21.4x
PER (forward)9.7x
P/Book1.3x
Beta0.24
Balance sheet & cash
Market capUS$14.5B
Total debtUS$3.8B
Free Cash FlowUS$555.4M
Debt / Equity37%
Profitability & ownership
ROE6.4%
ROA1.1%
% insiders1.0%
% institutions91.1%
Last declaration on 11 September 2026
Declarations225 total
4,300 shares@ US$94.020.0026% mcap25.5% of flowCommon StockSEC:0001343297-26-000006:0
239 shares0Common StockSEC:0001943150-26-000004:1
4,000 shares@ US$94.43670.0025% mcap6.9% of flowCommon StockSEC:0001103172-26-000010:0
4,300 shares@ US$94.02010.0026% mcap25.5% of flowCommonSEC144:0001959173-26-006855
2,188 shares@ US$94.3150.0013% mcap35.3% of flowCommonSEC144:0001959173-26-006861
4,000 shares@ US$94.43680.0025% mcap6.9% of flowCommonSEC144:0001959173-26-006822
1,819 shares@ US$86.110.0010% mcap100.0% of flowCommon StockSEC:0001922647-26-000008:0
2,191 shares0Common StockSEC:0001441862-26-000003:0
2,191 shares0Common StockSEC:0001587697-26-000011:0
2,191 shares0Common StockSEC:0001633137-26-000003:0
1,540 shares0Common StockSEC:0001633137-26-000003:1
2,191 shares0Common StockSEC:0001584240-26-000011:0
1,817 shares@ US$80.840.0009% mcap100.0% of flowCommon StockSEC:0002066876-26-000004:0
12,000 shares@ US$80.140.0064% mcap34.4% of flowCommon StockSEC:0001756408-26-000007:0
4,852 shares@ US$72.4711.6% of flowCommon StockSEC:0001802189-26-000009:0
1,607 shares0Common StockSEC:0001843662-26-000004:0
3,500 shares@ US$73.004.7% of flowCommon StockSEC:0001103172-26-000008:0
6,430 shares0Common StockSEC:0002066876-26-000002:0
772 shares@ US$71.7318.2% of flowCommon StockSEC:0001843662-26-000002:0
2,430 shares@ US$71.736.6% of flowCommon StockSEC:0001780643-26-000005:0
1,131 shares@ US$71.732.9% of flowCommon StockSEC:0001756408-26-000005:0
906 shares@ US$71.731.6% of flowCommon StockSEC:0001629328-26-000006:0
12,423 shares@ US$71.736.7% of flowCommon StockSEC:0001290229-26-000004:0
255 shares@ US$71.733.1% of flowCommon StockSEC:0001943150-26-000002:0
1,161 shares@ US$71.732.7% of flowCommon StockSEC:0001802189-26-000008:0
25 of 225 declarations
About Unum Group
Unum Group (NYSE: UNM) is a U.S.-listed insurance company headquartered in Chattanooga, Tennessee, with roots dating back to 1848. For investors, Unum is best understood as a workplace benefits specialist rather than a broad-based property-and-casualty insurer. The company provides employee-protection and income-protection products through employers and brokers, serving businesses that want to enhance benefits packages and employees seeking financial protection during illness, disability, or death. ([investors.unum.com](https://investors.unum.com/annualreport2025?utm_source=openai))
Unum’s core business lines are centered on group disability insurance, group life and accidental death & dismemberment (AD&D), supplemental and voluntary benefits, and individual disability products. In the U.K., the company also operates a protection business that broadens its geographic reach and reduces reliance on a single market. This product mix gives Unum exposure to recurring premium flows tied to employment-based benefits, with underwriting discipline and persistency playing a major role in profitability. The company says more than 178,000 employers rely on its benefits expertise, which underscores its scale and embedded position in the U.S. workplace benefits ecosystem. ([investors.unum.com](https://investors.unum.com/annualreport2025?utm_source=openai))
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From a competitive standpoint, Unum occupies a strong niche in employee benefits and disability protection. Its positioning is supported by longstanding relationships with employers, a broad distribution footprint, and a growing digital operating model that aims to improve employee and employer experience. The company competes in a market where service quality, claims management, pricing discipline, and broker relationships are critical. Unum’s ability to combine these capabilities with a diversified benefits platform is a key reason it remains a recognized franchise in both the United States and the United Kingdom. ([unum.com](https://www.unum.com/about/unum-group?utm_source=openai))
Recent developments have been strategically important. On July 1, 2025, Unum closed a $3.4 billion long-term care reinsurance transaction with Fortitude Re, ceding a meaningful portion of its legacy LTC reserves and part of its individual disability exposure. Management described the deal as a major step in reducing risk in the legacy block and improving capital flexibility. In its 2025 annual report and quarterly updates, Unum highlighted strong capital and liquidity, a risk-based capital ratio of about 440%, significant share repurchases, and a dividend increase. For equity investors, these actions point to a company focused on optimizing capital, reducing earnings volatility, and returning cash to shareholders while continuing to grow its core workplace benefits franchise. ([investors.unum.com](https://investors.unum.com/news-events/news/news-details/2025/Unum-Group-Closes-3-4-Billion-Long-Term-Care-Reinsurance-Transaction-with-Fortitude-Re/default.aspx?utm_source=openai))
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