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Peoples Financial Services Corp. Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 19 Aug 2025.
Peoples Financial Services Corp.: what insiders have been doing
This page follows insider dealings at Peoples Financial Services Corp. as filed with SEC (Form 4), a company from the Finance & Banking sector. Over the twelve months to 18 October 2026, 50 filings were filed, from 26 insiders.
The filings describe grants, exercises and other transfers rather than trades on the open market. Because grants and exercises are largely decided by remuneration plans, they are not counted as purchases here.
There has been no open-market purchase by an insider of Peoples Financial Services Corp. for at least a year. The median gap between a trade and its publication by SEC (Form 4) is 4 days. US insiders must file a Form 4 within two business days of a trade.
For context, the typical company on the same exchange (median of 5,811 companies) published 19 filings over the same period, against 50 filings here. Our records for Peoples Financial Services Corp. go back to 2016, with 31 purchases and 3 sales on the open market in total. In its latest annual report filed with the SEC (10-K, fiscal year ended 31 December 2025), the company reported net income of 59.2 m USD, with a dividend of 2.47 USD per share.
For comparison within the same sector, see the insider buying recorded at First Guaranty Bancshares, Inc. and BCB Bancorp Inc. Source: insider filings from SEC (Form 4). Past trades are no guide to future returns.
Insider Decl.
220
Thresholds
n/a
Buy Volume
€908,717
31 ops. · all time
Sell Volume
€391,655
3 ops. · all time
Who traded when
BuySaleCraig W. Best3 sales
RICHARD S. LOCHEN Jr.3 buys
Since the insiders bought
- +39.7%Entry US$50.28 · Close at T+365 US$70.22
- +6.0%Entry US$45.46 · Close at T+365 US$48.18
- +6.0%Entry US$45.46 · Close at T+365 US$48.18
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 1,295 of 24,161 companies
78.4
score / 100
Value77
Quality80
FCF yld6.3%
Earn yld8.7%
EV/EBITDA·
ROE11%
Gross mgn·
Net mgn32%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$68.02
Analyst consensus
2 analysts3.00/5
US$72.00Target US$73.50(+8%)US$75.00
Income statement
RevenueUS$187.8M
Net incomeUS$59.2M29.8% margin
Valuation
PER (trailing)12.0x
PER (forward)9.4x
P/Book1.3x
Beta0.74
Balance sheet & cash
Market capUS$680.9M
Total debtUS$258.4M
Free Cash FlowUS$43.3M
Profitability & ownership
ROE11.0%
ROA1.1%
% insiders8.1%
% institutions36.5%
Last declaration on 1 September 2026
Declarations220 total
190 shares@ US$69.630.0019% mcap24.9% of flowCommon StockSEC:0001437749-26-029397:1
1,887 sharesCommon StockSEC:0001437749-26-029391:0
788 shares@ US$69.630.0078% mcap73.7% of flowCommon StockSEC:0001437749-26-029391:1
668 sharesCommon StockSEC:0001437749-26-029397:0
471 shares0Common StockSEC:0001437749-26-012039:0
1,460 shares0Common StockSEC:0001437749-26-012012:0
1,373 shares0Common StockSEC:0001437749-26-012042:0
558 shares@ US$53.6051.4% of flowCommon StockSEC:0001437749-26-012041:1
395 shares@ US$53.6039.3% of flowCommon StockSEC:0001437749-26-012043:1
1,348 shares0Common StockSEC:0001437749-26-012035:0
1,659 shares0Common StockSEC:0001437749-26-012041:0
1,432 shares0Common StockSEC:0001437749-26-012043:0
1,880 shares0Common StockSEC:0001437749-26-011628:0
315 shares@ US$54.6214.9% of flowCommon StockSEC:0001437749-26-011629:1
709 sharesCommon StockSEC:0001437749-26-011629:0
95 shares0Common StockSEC:0001437749-26-008240:0
323 shares0Common StockSEC:0001437749-26-008237:0
279 sharesCommon StockSEC:0001437749-26-008281:0
317 sharesCommon StockSEC:0001437749-26-008280:0
689 sharesCommon StockSEC:0001437749-26-008279:0
281 sharesCommon StockSEC:0001437749-26-008250:0
274 sharesCommon StockSEC:0001437749-26-008248:0
90 sharesCommon StockSEC:0001437749-26-008246:0
366 sharesCommon StockSEC:0001437749-26-008239:0
295 sharesCommon StockSEC:0001437749-26-008236:0
25 of 220 declarations
About Peoples Financial Services Corp.
Peoples Financial Services Corp. (NASDAQ: PFIS) is a United States bank holding company listed on the NASDAQ market in the United States, with corporate headquarters in Moosic, Pennsylvania, United States. Through its banking subsidiary, Peoples Security Bank and Trust Company, the group operates as an independent community bank serving retail and commercial customers across a network of 40 full-service banking offices. Its footprint is concentrated in Pennsylvania, with additional offices in New Jersey and New York. The franchise is built around local decision-making, direct access to senior management, and relationship banking for individuals, businesses, not-for-profit organizations, and government entities. ([ir.psbt.com](https://ir.psbt.com/corporate-info/corporate-profile-overview/default.aspx))
From a strategic perspective, Peoples is best understood as a regional/community banking platform rather than a diversified financial conglomerate. The company’s business model combines core deposit gathering with relationship lending, supported by a broad set of banking and fee-based services. Key offerings include commercial and industrial lending, commercial real estate lending, residential mortgage lending, consumer loans, indirect auto lending, treasury management, wealth management, merchant services, interest rate swap solutions, and other day-to-day banking products. This mix gives PFIS a balanced exposure to spread income and noninterest income while remaining anchored in local markets. ([ir.psbt.com](https://ir.psbt.com/corporate-info/corporate-profile-overview/default.aspx))
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Historically, the company has evolved through organic growth and acquisitions. A major milestone was the completion of the acquisition of FNCB Bancorp on July 1, 2024. Management disclosed that the transaction added approximately $1.8 billion of assets, $1.2 billion of loans, $1.4 billion of deposits, and meaningful additional funding and trust preferred debentures, materially increasing scale and market presence. The deal also created a larger combined loan book and deposit base, which should improve operating leverage over time if integration remains on track. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1056943/000110465926041796/tm2611542d1_ars.pdf))
In competitive terms, PFIS competes in the crowded U.S. regional banking space, where success depends on funding stability, credit discipline, service quality, and deposit franchise strength. Its competitive edge is its community-bank model: localized underwriting, long-standing customer relationships, and a broad branch network in familiar markets. The company emphasizes conservative credit practices and a close understanding of its borrowers’ businesses and collateral. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1056943/000110465926041796/tm2611542d1_ars.pdf))
Recent developments have been centered on post-merger integration, balance-sheet management, and capital actions. In 2025, the company reported stronger net interest income, reflecting the enlarged loan portfolio following the FNCB transaction. It also executed a corporate headquarters relocation to Moosic and continued its regular dividend policy, including quarterly declarations. Taken together, these events suggest a bank focused on integration, profitability enhancement, and shareholder return, while remaining exposed to the usual interest-rate, credit, and regional economic risks that affect U.S. community banks. ([prnewswire.com](https://www.prnewswire.com/news-releases/peoples-financial-services-corp-reports-unaudited-fourth-quarter-and-full-year-2025-earnings-302675487.html))
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