Verisk Analytics, Inc.: directors' dealings · United States · SEC (Form 4)

About Verisk Analytics, Inc.

Verisk Analytics, Inc. is a U.S.-listed data analytics and software company trading on the NASDAQ under the ticker VRSK. For French-speaking investors, it is best understood as a high-quality business-services franchise focused on insurance intelligence and risk decisioning. The company traces its roots back to 1971, when it began as an insurance rating bureau centered on risk analytics and insights. Over time, Verisk expanded well beyond that original role into proprietary datasets, predictive models, workflow software, and decision-support tools. Its headquarters are in Jersey City, New Jersey, in the United States, close to the major financial and technology ecosystem of the U.S. East Coast. Verisk’s business model is built on hard-to-replicate data, long-standing domain expertise, and deep integration into customer workflows. The company helps insurers improve underwriting quality, claims handling, fraud detection, and operating efficiency. Its core business lines span property & casualty insurance analytics, reinsurance-related risk modeling, and selected life insurance software and services, alongside broader capabilities in climate risk, catastrophe modeling, ESG risk, and geopolitical or geospatial analytics. Well-known product families include Xactimate for property claims estimating, FAST for life insurance operations, and a range of catastrophe and exposure-modeling solutions. From a competitive standpoint, Verisk benefits from a strong moat created by proprietary data assets, long client relationships, and high switching costs. Its differentiation is not simply scale, but the depth and reliability of its models, the quality of its industry-specific content, and the fact that its tools are embedded in day-to-day insurer operations. The company serves clients across North America, Europe, and other international markets, and management indicates a workforce presence across more than 20 countries. Recent developments show that Verisk continues to invest in product enrichment and ecosystem partnerships. In 2025, the company highlighted collaborations and integrations around Xactimate and FAST, while also expanding capabilities in geospatial, sector-specific, and climate-risk analytics. For investors, Verisk remains a defensive, recurring-revenue-oriented analytics franchise tied to structural themes such as insurance digitization, claims automation, catastrophe pricing, and the growing need for advanced risk intelligence in the United States market listed on NASDAQ.