No insider purchase over the last 90 days. The latest was filed 02 Feb 2024.
This page follows insider dealings at Sound Financial Bancorp, Inc. as filed with SEC (Form 4), a company from the Finance & Banking sector. Over the twelve months to 18 October 2026, 7 filings were filed, from 4 insiders.
The flow runs one way only: 2 sales worth €71k, from 1 insider, and no purchase. The largest single trade was a sale of €36k by Stewart Laura Lee, published on 30 September 2026, equal to 0.035% of the market capitalisation.
Between a trade and the moment it shows up on SEC (Form 4), the median delay is 1 day. Section 16 rules allow two business days to file each Form 4. Selling is not necessarily a view on the stock: liquidity needs and diversification are common motives.
Compared with its exchange (5,812 companies, median 19 filings), a count of 7 filings is below the norm. The full history, which starts in 2016, counts 61 purchases against 24 sales. For the fiscal year to 31 December 2025, the annual 10-K puts net income at 7.2 m USD, and the dividend at 0.76 USD per share.
In the same sector, recent insider purchases at First Guaranty Bancshares, Inc. and Avidia Bancorp, Inc. also feature in our signals. Source: insider filings from SEC (Form 4). Past trades are no guide to future returns.
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Transparent value + quality ranking, distinct from the insider signal.
FY ended December 2025 · cache
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Sound Financial Bancorp, Inc. (NASDAQ Capital Market: SFBC) is a U.S.-based bank holding company that conducts substantially all of its business through its wholly owned subsidiary, Sound Community Bank. Headquartered in Seattle, Washington, United States, the company serves consumers, professionals and small businesses across the Puget Sound region. For French-speaking investors in France, Belgium and Switzerland, SFBC represents a classic regional banking name whose performance is closely tied to local economic conditions, residential and commercial real estate activity, loan demand and interest-rate trends.
The company was founded in 1953 and has developed as a relationship-driven community bank. Its core model is straightforward: gather retail and commercial deposits and deploy those funds, together with borrowings, into a diversified loan portfolio. The bank’s principal lending categories include one- to four-family residential mortgages, home equity loans and lines of credit, commercial and multifamily real estate loans, construction and land loans, and consumer and commercial business loans. Its commercial lending book includes unsecured lines of credit as well as secured term loans and revolving facilities backed by inventory, equipment and accounts receivable. Sound Community Bank also emphasizes technology-enabled banking products such as mobile banking, remote deposit capture and business cash management tools.
From a competitive standpoint, SFBC is positioned as a local franchise rather than a scale player. Its differentiation comes from customer relationships, local underwriting expertise and market familiarity in its Washington State footprint. The group’s geographic presence remains concentrated in the greater Puget Sound area, with full-service branches in Seattle, Tacoma, Mountlake Terrace, Sequim, Port Angeles, Port Ludlow and University Place. That local focus supports deposit gathering and client retention, but it also creates geographic concentration risk relative to larger diversified peers.
Recent developments suggest a stable but active regional banking profile. The company’s balance sheet remained above the $1 billion asset mark in recent reporting periods, with continued growth in loans and deposits into 2025 and early 2026. Investors following SFBC should also monitor SEC Form 4 insider transaction filings, which provide useful signals about management and director behavior. Overall, Sound Financial Bancorp remains a niche, publicly listed banking institution in the United States with a conservative community-bank profile, a Seattle headquarters and a focused lending franchise on the NASDAQ Capital Market.
Purchases our model currently ranks for the recommendations list.
All recommendations| Fiscal year end | Revenue | Net income | Diluted EPS | Dividend per share | Filing |
|---|---|---|---|---|---|
| Dec 2025 | n.d. | 7.2 m USD | 2.77 USD | 0.76 USD | 10-K |
| Dec 2024 | n.d. | 4.6 m USD | 1.80 USD | 0.76 USD | 10-K |
| Dec 2023 | n.d. | 7.4 m USD | 2.86 USD | 0.74 USD | 10-K |
| Dec 2022 | n.d. | 8.8 m USD | 3.35 USD | 0.78 USD | 10-K |
| Dec 2021 | n.d. | 9.2 m USD | 3.46 USD | 0.78 USD | 10-K |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.