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Smartfinancial Inc. Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 10 Jun 2026.
Smartfinancial Inc.: what insiders have been doing
Every trade that managers of Smartfinancial Inc. disclose to SEC (Form 4) is tracked on this page. The company sits in the Finance & Banking sector. Over the twelve months to 18 October 2026, 30 filings were filed, from 15 insiders.
Both sides are active: 4 purchases worth €148k and 5 sales worth €403k, from 4 insiders and 2 insiders respectively. The amount is not disclosed for 1 filing. Buying on the open market means paying the going price with one's own funds, a different act from receiving shares as pay. On the buying side, the filings list 3 senior executives and 1 board member among the declarants. At €347k, the sale published on 11 December 2025 by Tucker Steven B. is the largest of the period.
In all, 1 purchase was made within 30 days of a purchase by another insider of the company. Purchases made close together by different insiders form what is called a cluster. The latest purchase dates back some time: it was published 130 days ago, on 10 June 2026. Filings reach the SEC (Form 4) feed a median of 1 day after the trade. The legal deadline for a Form 4 is two business days after the transaction. Selling is not necessarily a view on the stock: liquidity needs and diversification are common motives.
With 30 filings in twelve months, the company is more active than the median of 19 filings across the 5,814 companies we follow on the same exchange. Since 2021, the database holds 19 purchases and 33 sales by insiders of the company. The 10-K for the year ended 31 December 2025 shows 50.3 m USD of net income and a dividend of 0.32 USD per share.
Other companies in the same sector with recent insider buying flagged by our signals: First Guaranty Bancshares, Inc. and BCB Bancorp Inc. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Insider Decl.
162
Thresholds
n/a
Buy Volume
€850,267
19 ops. · all time
Sell Volume
€3M
33 ops. · all time
Who traded when
BuySaleRhett D. Jordan7 sales
John M. Presley4 sales
Steven B. Tucker2 sales
Wesley Miller Welborn2 buys
Cathy G. Ackermann1 buy
Kelli D. Shomaker1 buy
+1 other insider
Since the insiders bought
- +12.4%Entry US$44.84 · Close 15 Oct 2026 US$50.41
- +19.3%Entry US$42.27 · Close 15 Oct 2026 US$50.41
- -2.0%Entry US$41.83 · Close at T+90 US$41.01
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Smartfinancial Inc. Buy (bullish), based on 6 analysts. Average price target: US$52.88.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 2,304 of 24,161 companies
74.3
score / 100
Value71
Quality77
FCF yld6.8%
Earn yld5.8%
EV/EBITDA·
ROE10%
Gross mgn·
Net mgn26%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$49.76
Analyst consensus
6 analystsBuy
US$47.00Target US$52.88(+6%)US$60.00
Income statement
RevenueUS$196.5M
Net incomeUS$50.3M28.1% margin
Valuation
PER (trailing)14.8x
PER (forward)11.9x
P/Book1.5x
Beta0.71
Balance sheet & cash
Market capUS$850.8M
Total debtUS$98.7M
Free Cash FlowUS$59.3M
Profitability & ownership
ROE10.5%
ROA1.0%
% insiders11.1%
% institutions65.9%
Last declaration on 14 September 2026
Declarations162 total
230 shares@ US$52.050.0014% mcap3.0% of flowCommon StockSEC:0001652739-26-000012:0
430 shares@ US$52.750.0026% mcap5.8% of flowCommon StockSEC:0001652739-26-000010:0
3,000 sharesCommon StockSEC:0001652321-26-000004:0
Canonical exit: 8 Sept 2026 (T+90)
3,000 shares@ US$42.120.015% mcap27.2% of flowCommon StockSEC:0001905239-26-000005:0
Canonical exit: 2 Sept 2026 (T+90)
500 shares@ US$41.850.0025% mcap5.3% of flowCommon StockSEC:0001652739-26-000006:0
1,998 shares0Common StockSEC:0002010230-26-000002:0
1,913 shares0Common StockSEC:0002010153-26-000004:0
2,052 shares0Common StockSEC:0002009504-26-000004:0
9,450 shares0Common StockSEC:0001652510-26-000004:0
3,752 shares0Common StockSEC:0001469910-26-000004:0
3,542 shares0Common StockSEC:0001340386-26-000006:0
990 shares0Common StockSEC:0002078160-26-000002:0
3,414 shares0Common StockSEC:0001652739-26-000004:0
835 shares@ US$43.139.6% of flowCommon StockSEC:0001340386-26-000004:0
Canonical exit: 10 May 2026 (T+90)
808 shares0Common StockSEC:0001721614-26-000002:0
808 shares0Common StockSEC:0002062403-26-000004:0
808 shares0Common StockSEC:0001905239-26-000002:0
808 shares0Common StockSEC:0001652521-26-000002:0
808 shares0Common StockSEC:0001652520-26-000002:0
808 shares0Common StockSEC:0001652349-26-000002:0
808 shares0Common StockSEC:0001652321-26-000002:0
255 shares@ US$39.38100.0% of flowCommon StockSEC:0002062403-26-000002:0
Canonical exit: 27 Apr 2026 (T+90)
445 shares@ US$36.99100.0% of flowCommon StockSEC:0002010153-26-000002:0
445 shares@ US$36.9954.3% of flowCommon StockSEC:0002009504-26-000002:0
816 shares@ US$36.997.5% of flowCommon StockSEC:0001652739-26-000002:0
25 of 162 declarations
About Smartfinancial Inc.
SmartFinancial, Inc. (SMBK) is a U.S.-listed financial company traded on the NYSE and operating primarily through its banking subsidiary, SmartBank. The group originally grew as a community-oriented banking platform and has since broadened its franchise into a more diversified regional financial institution. Based on its recent disclosures, SmartFinancial is headquartered in Knoxville, Tennessee, and its operating footprint is concentrated in the southeastern United States, where it leverages a relationship-driven distribution model. The company also runs complementary activities through Fountain Equipment Finance, which provides heavy-equipment financing, and through brokerage partnerships that allow it to offer investment and wealth-oriented products via affiliated financial professionals.
At the core of SmartFinancial’s model is a commercial banking platform with a mix of traditional and specialized lending. The company provides commercial business loans, commercial and residential real estate construction loans, agriculture loans, consumer loans, revolving lines of credit, and letters of credit. It also originates one-to-four family residential mortgage loans and may sell some of those loans into the secondary market. This broad lending mix gives the bank exposure to businesses, households, developers, and agricultural borrowers, while helping it diversify revenue generation across customer segments. In its latest annual reporting, management highlighted continued loan growth and a regular quarterly dividend policy, reinforcing the investment case of a regional financial institution with a yield profile.
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From a competitive standpoint, SmartFinancial is best viewed as a mid-sized regional bank rather than a national franchise. Its edge lies in local market knowledge, faster relationship-based decision-making, and the ability to serve a varied client base with tailored credit solutions. Management also emphasizes its use of business networks across senior leadership, bankers, and directors to deepen customer relationships and generate new opportunities. That relationship-led model is important in regional banking, where deposit gathering, underwriting discipline, and client retention are critical to performance.
Recent developments have been constructive. In its 2025 annual report filed in 2026, SmartFinancial reported higher net income and record net loans and leases at year-end 2025, signaling healthy balance-sheet momentum. The company also announced leadership promotions in October 2025 to strengthen technology, revenue, and operating functions, underscoring its push to improve scalability and digital execution. For equity investors, SMBK is a NYSE-listed United States banking name to monitor for credit quality, loan growth, margin dynamics, and regional economic sensitivity.
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