InsidersTradesSigma
Follow the Velocity Financial, Inc. stock price and the full insider trade history of the company, a listed equity based in United States. Shares are quoted on the US market, under the oversight of SEC (Form 4). Operating in the Finance & Banking sector, Velocity Financial, Inc. has logged 134 reports. Market capitalisation: €722.9m. The latest transaction was filed on 10 August 2026 (Notice of proposed sale (Form 144)). Among the most active insiders: Szczepaniak Mark R. Every trade is accessible without an account.
134
Insider Decl.
n/a
Thresholds
€23,222
1 ops.
Buy Volume
€1m
30 ops.
Sell Volume
Analyst consensus: bullish or bearish?
Analysts rate Velocity Financial, Inc. Hold (neutral), based on 3 analysts. Average price target: US$21.50.
44Σ signal
This score ranks the purchase within its own market. No market currently meets the historical allocation criteria, so signals remain watch-only. Not investment advice.
Fundamental score
Ranked 1,121 of 28,685 companies
80.4
score / 100
Value74
Quality87
FCF yld2.3%
Earn yld15%
EV/EBITDA·
ROE16%
Gross mgn·
Net mgn33%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Sigma AI Analysis
Fundamental view, insider signal, bull and bear case, synthesis.
AI analysis generation is paused.
Last declaration on 10 August 2026
Declarations134 total
2,000 shares@ US$18.46CommonSEC144:0001950047-26-007896
2,000 shares@ US$18.160.0050% mcap1.2% of flowCommon StockSEC:0001214659-26-009849:0
1,600 shares@ US$18.000.0041% mcap1.3% of flowCommon StockSEC:0001214659-26-009736:0
400 shares@ US$18.000.0010% mcap0.2% of flowCommon StockSEC:0001214659-26-009735:0
2,000 shares@ US$17.640.0051% mcap100.0% of flowCommonSEC144:0001950047-26-007365
400 shares@ US$18.000.0011% mcap0.2% of flowCommon StockSEC:0001214659-26-009115:0
2,165 shares@ US$19.000.0059% mcap2.8% of flowCommon StockSEC:0001214659-26-008372:0
1,600 shares@ US$18.56850.0041% mcap3.1% of flowCommon StockSEC:0001214659-26-008195:0
1,272 sharesCommon StockSEC:0001214659-26-007964:0
858 sharesCommon StockSEC:0001214659-26-007965:0
5,413 shares@ US$17.550.010% mcap31.8% of flowCommon StockSEC:0001214659-26-006664:0
2,130 shares@ US$20.000.0059% mcap2.9% of flowCommon StockSEC:0001214659-26-004819:0
1,573 shares@ US$18.131.7% of flowCommon StockSEC:0001214659-26-004186:0
14,026 shares@ US$18.033920.4% of flowCommon StockSEC:0001214659-26-004132:0
814 shares@ US$18.21571.2% of flowCommon StockSEC:0001214659-26-004132:1
5,160 shares@ US$18.06476.9% of flowCommon StockSEC:0001214659-26-003456:0
1,573 shares@ US$18.320.9% of flowCommon StockSEC:0001214659-26-002708:0
1,772 shares@ US$20.331.3% of flowCommon StockSEC:0001214659-26-001077:0
1,573 shares@ US$20.52871.0% of flowCommon StockSEC:0001214659-26-001076:0
16,170 shares@ US$20.2214.4% of flowCommon StockSEC:0001214659-26-000942:0
64,705 shares@ US$20.2215.7% of flowCommon StockSEC:0001214659-26-000941:0
23,540 shares@ US$20.2215.2% of flowCommon StockSEC:0001214659-26-000940:0
18,575 shares@ US$20.2213.4% of flowCommon StockSEC:0001214659-26-000939:0
25 of 134 declarations
About Velocity Financial, Inc.
Velocity Financial, Inc. is a U.S.-based specialty finance company listed on the NYSE under ticker VEL in the United States. For French, Belgian, and Swiss investors, it is best understood as a niche real-estate lender rather than a traditional retail bank. The company describes itself as a vertically integrated real estate finance specialist headquartered in Westlake Village, California, and founded in 2004 by Chris Farrar and Jeff Taylor. Over time, Velocity built a platform focused on financing solutions for real estate investors, with core exposure to 1-4 unit residential rental properties and small commercial properties. Its nationwide broker network is a key competitive asset, and the company reports loan origination activity across 45 states plus Washington, D.C., giving it broad geographic reach within the United States. Velocity’s business model combines loan origination, loan acquisition, portfolio management, and capital-markets funding through securitizations and warehouse facilities. That structure is important: it allows the company not only to generate interest income from its loan book, but also to recycle capital and scale originations more efficiently than a lender relying solely on balance-sheet funding. The company’s history shows a clear strategic evolution. It started in origination, shifted toward holding loans for investment, navigated the post-crisis period with a focus on distressed commercial real-estate assets, and later expanded into investor 1-4 residential rental loans, which became its main product line. Velocity also emphasizes its disciplined underwriting, data-driven credit process, and long operating experience in structured finance and real-estate lending. Competitively, it sits in a specialized segment where expertise, broker relationships, and access to securitization markets matter more than mass-market scale. Its key products and services include loans to investor borrowers, financing for residential rental portfolios, small commercial real-estate loans, and ongoing servicing and portfolio management. Recent company updates in 2025 and early 2026 point to strong business momentum, including record quarterly production volumes and improved profitability. The latest public results also indicate meaningful growth in loan production and portfolio size, alongside a gradual reduction in nonperforming loan metrics versus prior periods, which is relevant for credit quality monitoring. Overall, Velocity Financial offers a focused, U.S. real-estate credit platform with a differentiated market position, a long operating history, and performance that is closely tied to the health of the investor property market, funding conditions, and the securitization environment.
