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Five Star Bancorp Stock: price and insider trades · United States
6 insiders bought €5.5M of shares over the last 90 days, the latest filed 24 Jul 2026.
Five Star Bancorp: what insiders have been doing
Every trade that managers of Five Star Bancorp disclose to SEC (Form 4) is tracked on this page. The company sits in the Finance & Banking sector. 14 insiders have disclosed 29 filings since 18 October 2025.
Purchases and sales both appear in the filings: 7 purchases (6 insiders, €5.5M) and 10 sales (5 insiders, €561k). On balance, insiders were net buyers of €4.9M. Buying on the open market means paying the going price with one's own funds, a different act from receiving shares as pay. Those buying include 6 senior executives. At €3.5M, the purchase published on 24 July 2026 by Allbaugh Larry Eugene is the largest of the period (0.37% of market cap).
For context, the typical company on the same exchange (median of 5,813 companies) published 19 filings over the same period, against 29 filings here. Looking back to 2021, when coverage begins, insiders filed 77 purchases and 23 sales. The 10-K for the year ended 31 December 2025 shows 61.6 m USD of net income and a dividend of 0.80 USD per share.
In all, 7 purchases were made within 30 days of a purchase by another insider of the company. Such overlaps are known as a cluster signal: distinct people reaching the same decision at about the same time. The most recent open-market purchase was published on 24 July 2026, 86 days ago. Filings reach the SEC (Form 4) feed a median of 2 days after the trade. Section 16 rules allow two business days to file each Form 4. Sales are harder to read than purchases, since they often meet personal needs such as tax or diversification.
In the same sector, recent insider purchases at First Guaranty Bancshares, Inc. and BCB Bancorp Inc also feature in our signals. Source: insider filings from SEC (Form 4). Past trades are no guide to future returns.
Insider Decl.
224
Thresholds
n/a
Buy Volume
€14M
77 ops. · all time
Sell Volume
€1M
23 ops. · all time
Who traded when
BuySaleJames Eugene Beckwith6 sales
Lydia Ann Ramirez-Medina3 sales
Brett Levi Wait2 sales
Donna Lucas2 buys
Larry Eugene Allbaugh2 buys
Michael Eugene Lee2 sales
+6 other insiders
Since the insiders bought
- -9.0%Entry US$47.21 · Close 16 Oct 2026 US$42.98
- -9.0%Entry US$47.21 · Close 16 Oct 2026 US$42.98
- -9.0%Entry US$47.21 · Close 16 Oct 2026 US$42.98
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Five Star Bancorp Buy (bullish), based on 5 analysts. Average price target: US$51.40.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 1,080 of 24,148 companies
79.5
score / 100
Value71
Quality88
FCF yld6.8%
Earn yld5.8%
EV/EBITDA·
ROE16%
Gross mgn·
Net mgn39%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$42.98
Analyst consensus
5 analystsBuy
US$48.00Target US$51.40(+20%)US$55.00
Income statement
RevenueUS$157M
Net incomeUS$61.6M43.0% margin
Valuation
PER (trailing)12.7x
PER (forward)11.7x
P/Book1.9x
Beta0.54
Balance sheet & cash
Market capUS$1.1B
Total debtUS$85.9M
Free Cash FlowUS$71.4M
Profitability & ownership
ROE16.2%
ROA1.5%
% insiders20.4%
% institutions54.9%
Last declaration on 6 August 2026
Declarations224 total
50,000 shares0Common StockSEC:0001628280-26-054536:0
31,363 shares@ US$44.000.13% mcap29.5% of flowCommon StockSEC:0001628280-26-049621:0
Canonical exit: 20 Oct 2026 (T+90)
3,900 sharesCommon StockSEC:0001628280-26-049619:0
5,682 shares@ US$44.000.023% mcap4.8% of flowCommon StockSEC:0001628280-26-049623:0
Canonical exit: 20 Oct 2026 (T+90)
90,909 shares@ US$44.000.37% mcap76.7% of flowCommon StockSEC:0001628280-26-049623:1
Canonical exit: 20 Oct 2026 (T+90)
5,682 shares@ US$44.000.023% mcap22.8% of flowCommon StockSEC:0001628280-26-049619:1
Canonical exit: 20 Oct 2026 (T+90)
5,682 shares@ US$44.000.023% mcap21.2% of flowCommon StockSEC:0001628280-26-049615:0
Canonical exit: 20 Oct 2026 (T+90)
2,273 shares@ US$44.000.0094% mcap16.0% of flowCommon StockSEC:0001628280-26-049616:0
Canonical exit: 20 Oct 2026 (T+90)
1,136 shares@ US$44.000.0047% mcap21.8% of flowCommon StockSEC:0001628280-26-049618:0
Canonical exit: 20 Oct 2026 (T+90)
150,000 shares0Common StockSEC:0001628280-26-039759:0
1,640 shares@ US$42.270.0066% mcap24.1% of flowCommon StockSEC:0001628280-26-038406:0
2,000 shares@ US$41.120.0078% mcap6.8% of flowCommon StockSEC:0001628280-26-037837:0
2,000 shares@ US$41.220.0079% mcap6.8% of flowCommon StockSEC:0001628280-26-037837:1
2,428 shares@ US$41.340.0096% mcap8.3% of flowCommon StockSEC:0001628280-26-037837:2
2,583 shares@ US$41.10670.0093% mcap36.9% of flowCommon StockSEC:0001628280-26-035481:0
2,000 shares@ US$36.746.1% of flowCommon StockSEC:0001628280-26-016721:0
1,200 shares@ US$39.300116.8% of flowCommon StockSEC:0001628280-26-010785:0
1,200 shares@ US$40.73517.3% of flowCommon StockSEC:0001628280-26-009797:0
974 shares0Common StockSEC:0001628280-26-004556:0
974 shares0Common StockSEC:0001628280-26-004548:0
974 shares0Common StockSEC:0001628280-26-004544:0
974 shares0Common StockSEC:0001628280-26-004537:0
974 shares0Common StockSEC:0001628280-26-004553:0
974 shares0Common StockSEC:0001628280-26-004551:0
974 shares0Common StockSEC:0001628280-26-004534:0
25 of 224 declarations
About Five Star Bancorp
Five Star Bancorp (Nasdaq: FSBC), listed on the US NASDAQ market in the United States, is a bank holding company that owns 100% of Five Star Bank, a California state-chartered commercial bank. Headquartered in Rancho Cordova in the greater Sacramento area of California, the group traces its operating roots back to 1999, when Five Star Bank began business, with the holding-company structure following in the early 2000s. For francophone investors, the company should be viewed primarily as a regional business bank with a still-concentrated but gradually expanding footprint in California. Its model is built around relationship banking, sector expertise and execution speed rather than a national, mass-market branch franchise.
Five Star Bancorp offers a broad range of banking products and services to small and medium-sized businesses, professionals and individuals. The core franchise is commercial banking: loans, deposits, credit facilities, treasury management and transactional banking solutions. Management has emphasized its focus on real estate, agribusiness, faith-based organizations and small to medium-sized enterprises, underscoring a niche strategy tied to entrepreneurial clients and local economic activity. In recent corporate updates, the bank has also highlighted global trade services, treasury tools and a “high-tech, high-touch” approach, combining personalized service with digital capabilities.
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From a competitive standpoint, Five Star operates in the highly fragmented US regional banking market, where differentiation depends on service quality, deposit retention and prudent credit selection. Its geographic base remains primarily Northern California, with offices and branches in and around Sacramento, San Francisco, Walnut Creek and other California markets. Recent expansion into Southern California signals a measured effort to extend its reach beyond its historical core. The bank remains mid-sized, which can support agility and client responsiveness, but also leaves it exposed to competition for deposits and to changes in the interest-rate environment.
Recent milestones include the release of quarterly and annual results through 2025 and 2026, the declaration of a quarterly cash dividend in April 2026, and the expansion of its food and agribusiness vertical on a nationwide basis. The company also opened or expanded activity in the Bay Area and announced a $10 million LIHTC commitment tied to an affordable-housing project in San Francisco, reinforcing its community-oriented profile. Overall, FSBC is best characterized as a disciplined California-focused banking platform with moderate growth ambitions, a relationship-driven model and a conservative commercial banking profile within the US market.
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