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Ally Financial Inc. Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 28 Jan 2026.
Ally Financial Inc.: what insiders have been doing
Ally Financial Inc., classified in the Finance & Banking sector, is a listed company based in New York City, United States, founded in 1919. Its insiders report their share dealings to SEC (Form 4). In the past year (18 October 2025 to 18 October 2026), 38 filings came from 13 insiders.
Open-market activity splits into 2 purchases totalling €1.3M and 2 sales totalling €1.7M; 2 insiders sit on the buying side and 2 insiders on the selling side. Sales outweigh purchases by €449k. Buying on the open market means paying the going price with one's own funds, a different act from receiving shares as pay. Among those who bought: 1 finance chief and 1 chief executive. Biggest ticket of the year: €1.5M, sold by Timmerman Douglas R. and made public on 20 April 2026 (0.012% of market cap).
Across the 5,816 companies tracked on its exchange, the median is 19 filings; at 38 filings, this issuer sits above that mark. Our records for Ally Financial Inc. go back to 2016, with 6 purchases and 48 sales on the open market in total. In its latest annual report filed with the SEC (10-K, fiscal year ended 31 December 2025), the company reported revenue of 7.91 bn USD and net income of 852.0 m USD, with a dividend of 1.20 USD per share.
In the case of 1 purchase, another manager of the company was buying within the same 30 days. When several insiders buy within a few weeks of each other, analysts speak of a cluster purchase. The most recent open-market purchase was published on 28 January 2026, 263 days ago. Typically, a trade is published a median of 2 days after it takes place. Section 16 rules allow two business days to file each Form 4.
Other companies in the same sector with recent insider buying flagged by our signals: First Guaranty Bancshares, Inc. and BCB Bancorp Inc. Every figure here comes from the filings published by SEC (Form 4) and describes the past, not future prices; it is not investment advice.
Insider Decl.
339
Thresholds
n/a
Buy Volume
€3M
6 ops. · all time
Sell Volume
€11M
48 ops. · all time
Who traded when
BuySaleRussell E. Hutchinson3 buys
Michael George Rhodes2 buys
Stephanie N. Richard2 sales
Douglas R. Timmerman1 sale
Since the insiders bought
- +2.0%Entry US$42.96 · Close at T+90 US$43.81
- +4.7%Entry US$42.21 · Close at T+90 US$44.18
- -15.6%Entry US$28.29 · Close at T+365 US$23.89
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Ally Financial Inc. Buy (bullish), based on 18 analysts. Average price target: US$48.78.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 8,810 of 24,148 companies
58.2
score / 100
Value51
Quality66
FCF yld-4.8%
Earn yld7.4%
EV/EBITDA·
ROE9.7%
Gross mgn·
Net mgn9.7%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$37.60
Analyst consensus
18 analystsBuy
US$40.00Target US$48.78(+30%)US$58.00
Income statement
RevenueUS$8.8B
Net incomeUS$852M18.4% margin
Valuation
PER (trailing)8.8x
PER (forward)6.1x
P/Book0.8x
Beta1.10
Balance sheet & cash
Market capUS$11.4B
Total debtUS$21.3B
Free Cash Flow-US$546M
Profitability & ownership
ROE9.7%
ROA0.7%
% insiders9.6%
% institutions88.8%
Last declaration on 1 October 2026
Declarations339 total
864 shares@ US$37.620.0003% mcap4.4% of flowCommon StockSEC:0001927606-26-000009:0
1,263 shares@ US$37.620.0004% mcap9.6% of flowCommon StockSEC:0001209479-26-000011:0
366 shares@ US$37.620.0001% mcap11.1% of flowCommon StockSEC:0001868765-26-000011:0
5,000 shares@ US$44.23360.0019% mcap27.6% of flowCommon StockSEC:0002045848-26-000007:0
5,000 shares@ US$44.23360.0019% mcap100.0% of flowCommonSEC144:0001950047-26-007590
12,614 shares@ US$44.430.0048% mcap5.7% of flowCommon StockSEC:0001983992-26-000005:0
708 shares@ US$45.950.0003% mcap4.5% of flowCommon StockSEC:0001927606-26-000005:0
300 shares@ US$45.950.0001% mcap12.4% of flowCommon StockSEC:0001868765-26-000006:0
1,034 shares@ US$45.950.0004% mcap10.6% of flowCommon StockSEC:0001209479-26-000007:0
39,675 shares@ US$45.17140.012% mcap8.9% of flowCommon StockSEC:0001738255-26-000002:0
1,211 shares@ US$39.2310.4% of flowCommon StockSEC:0001209479-26-000002:0
348 shares@ US$39.2312.0% of flowCommon StockSEC:0001868765-26-000002:0
829 shares@ US$39.234.4% of flowCommon StockSEC:0001927606-26-000002:0
5,107 shares@ US$42.30100.0% of flowCommon StockSEC:0002100241-26-000001:0
2,876 shares@ US$42.3013.8% of flowCommon StockSEC:0002047749-26-000001:0
1,703 shares@ US$42.308.6% of flowCommon StockSEC:0002045848-26-000001:0
5,318 shares@ US$42.302.2% of flowCommon StockSEC:0001983992-26-000002:0
282 shares@ US$42.300.3% of flowCommon StockSEC:0001959202-26-000001:0
10,765 shares@ US$42.304.6% of flowCommon StockSEC:0001235350-26-000002:0
189 shares@ US$42.3088.7% of flowCommon StockSEC:0002081213-26-000001:0
3,836 shares@ US$42.300.8% of flowCommon StockSEC:0001738255-26-000001:0
11,566 shares@ US$43.17024.8% of flowCommon StockSEC:0001983992-26-000001:0
Canonical exit: 27 Apr 2026 (T+90)
23,800 shares@ US$41.675110.1% of flowCommon StockSEC:0001235350-26-000001:0
Canonical exit: 23 Apr 2026 (T+90)
718 shares@ US$45.294.5% of flowCommon StockSEC:0001927606-26-000001:0
1,049 shares@ US$45.2910.4% of flowCommon StockSEC:0001209479-26-000001:0
25 of 339 declarations
About Ally Financial Inc.
Ally Financial Inc. is a U.S. financial-services company listed on the NYSE under the ticker ALLY, with its principal headquarters in Detroit, Michigan, United States. The company traces its roots to legacy auto-finance operations and has since evolved into a broader digital financial platform while retaining a strong franchise in automotive finance. Today, Ally positions itself as one of the largest all-digital banks in the United States, with a business model built around convenience, technology, and a streamlined customer experience.
Ally’s revenue base is centered on three core business lines. First, Dealer Financial Services encompasses automotive finance and insurance activities, which remain the company’s historical engine and its key link to auto dealers. Second, Corporate Finance provides specialized financing solutions to private equity sponsors and middle-market companies, adding diversification in both end markets and credit exposure. Third, Ally Bank is the consumer-facing digital banking platform, offering deposits, savings accounts, lending products, and other online banking services. The company also maintains adjacent businesses such as insurance, brokerage, and investment-related services.
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From a competitive standpoint, Ally holds a well-recognized position in U.S. auto finance and stands out by combining a scaled digital bank with a focused industry franchise. This gives the group access to a broad retail customer base seeking simple, digitally delivered banking products, while also preserving strong dealer relationships and relevant commercial relationships. Ally states that it serves more than 11 million people and describes itself as a full-service financial-services company.
Recent developments point to a strategic effort to sharpen the portfolio and optimize capital. In 2025, Ally launched its “Focused. Forward.” strategy, aimed at simplifying the business and reinforcing its core franchises. In January 2025, the company announced an agreement to sell its credit card business to CardWorks. In August 2025, Ally also announced a more than $150 million commitment to workforce development initiatives, while Ally Bank received its fourth consecutive “Outstanding” CRA rating. More recently, in December 2025, Ally’s board authorized a share repurchase program of up to $2.0 billion, a constructive signal for shareholders. For French-speaking investors, Ally remains a U.S. financial stock with a hybrid profile, exposed to credit, deposits, and the automotive cycle, traded on the NYSE market in the United States.
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