No insider purchase over the last 90 days. The latest was filed 03 Jun 2025.
Every trade that managers of Carter Bankshares, Inc. disclose to SEC (Form 4) is tracked on this page. The company sits in the Finance & Banking sector. 17 insiders have disclosed 36 filings since 18 October 2025.
All open-market trades in the period are sales: 4 sales worth €176k, by 3 insiders, with no purchase on record. The largest single trade was a sale of €75k by Langs Bradford N., published on 30 July 2026, equal to 0.012% of the market capitalisation.
Across the 5,808 companies tracked on its exchange, the median is 19 filings; at 36 filings, this issuer sits above that mark. Since 2021, the database holds 71 purchases and 23 sales by insiders of the company. The 10-K for the year ended 31 December 2025 shows 31.4 m USD of net income.
The median gap between a trade and its publication by SEC (Form 4) is 3 days. For comparison, the SEC allows two business days to file a Form 4. A sale on its own says little: insiders also sell to pay tax, fund a purchase or diversify.
For comparison within the same sector, see the insider buying recorded at First Guaranty Bancshares, Inc. and Avidia Bancorp, Inc. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
+2 other insiders
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Transparent value + quality ranking, distinct from the insider signal.
FY ended December 2025 · cache
25 of 234 declarations
Carter Bankshares, Inc. (NASDAQ: CARE) is a U.S.-listed bank holding company trading on the NASDAQ Global Select Market in the United States. It is the parent of Carter Bank & Trust, a state-chartered community bank headquartered in Martinsville, Virginia. From an equity analyst perspective, CARE fits the profile of a regional banking franchise: relationship-based deposit gathering, commercial and consumer lending, mortgage services, and a conservative balance-sheet focus rather than a national-scale, capital-markets-driven model. As of December 31, 2025, the company reported approximately $4.9 billion in assets, placing it in the mid-sized regional bank category. ([investors.carterbank.com](https://investors.carterbank.com/overview/default.aspx?utm_source=openai))
The company’s roots go back to 1974, when the bank was established de novo as First National Bank of Rocky Mount, Virginia. In 2006, Carter Bank & Trust was created through the merger of ten banks, and the Carter Bankshares holding company was formed in 2020. That history matters because it reflects a franchise built through long-term local banking relationships and regional expansion, not through a large-scale national acquisition strategy. The current headquarters remains in Martinsville, Virginia. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1829576/000182957626000044/carterinvestordeck1q26.htm?utm_source=openai))
Operationally, Carter Bank offers a full range of commercial banking, consumer banking, mortgage, and related financial services through its banking subsidiary. The company emphasizes a diversified and granular deposit base, a community-bank model, and a branch network concentrated in Virginia and nearby markets. In the competitive landscape of U.S. regional banks, CARE’s strengths are its local footprint, familiarity with small and mid-sized business customers, and traditional relationship banking approach. Its competitive position is therefore rooted more in local market relevance and service quality than in national scale. ([nasdaq.com](https://www.nasdaq.com/press-release/carter-bankshares-inc-announces-fourth-quarter-and-full-year-2025-financial-results?utm_source=openai))
Recent developments have been important for the investment narrative. In early 2026, Carter Bankshares released full-year 2025 results and highlighted improved capital and liquidity, along with branding modernization and product/service refresh initiatives. The company also announced the sale of its membership interest in Bearing Insurance Group, LLC, effective May 1, 2026, signaling a sharper focus on core banking activities. In addition, disclosures pointed to solid funding flexibility through FHLB borrowing capacity. Taken together, these updates suggest a regional bank working to simplify its structure, strengthen financial flexibility, and improve operating momentum. ([nasdaq.com](https://www.nasdaq.com/press-release/carter-bankshares-inc-announces-fourth-quarter-and-full-year-2025-financial-results?utm_source=openai))
Purchases our model currently ranks for the recommendations list.
All recommendations| Fiscal year end | Revenue | Net income | Diluted EPS | Filing |
|---|---|---|---|---|
| Dec 2025 | n.d. | 31.4 m USD | 1.38 USD | 10-K |
| Dec 2024 | n.d. | 24.5 m USD | 1.06 USD | 10-K |
| Dec 2023 | n.d. | 23.4 m USD | 1.00 USD | 10-K |
| Dec 2022 | n.d. | 50.1 m USD | 2.03 USD | 10-K |
| Dec 2021 | n.d. | 31.6 m USD | 1.19 USD | 10-K |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.