No insider purchase over the last 90 days. The latest was filed 28 Oct 2025.
Every trade that managers of Bridgewater Bancshares Inc disclose to SEC (Form 4) is tracked on this page. The company sits in the Finance & Banking sector. 25 insiders have disclosed 117 filings since 18 October 2025.
On the market, 1 insider bought (2 purchases totalling €450k) while 11 insiders sold (34 sales totalling €8.4M). On balance, insiders were net sellers of €7.9M. A purchase on the market is a deliberate choice to commit personal money, which is why it draws more attention than a grant. Shellberg Jeffrey D. filed the largest sale, €2.9M, on 5 August 2026, which represents 0.58% of the company's market value. Among those who bought: 1 senior executive.
The last insider purchase was made public on 28 October 2025, 355 days ago. The median gap between a trade and its publication by SEC (Form 4) is 2 days. US insiders must file a Form 4 within two business days of a trade. A sale on its own says little: insiders also sell to pay tax, fund a purchase or diversify.
With 117 filings in twelve months, the company is more active than the median of 19 filings across the 5,812 companies we follow on the same exchange. The full history, which starts in 2021, counts 23 purchases against 70 sales. For the fiscal year to 31 December 2025, the annual 10-K puts net income at 46.1 m USD.
For comparison within the same sector, see the insider buying recorded at First Guaranty Bancshares, Inc. and Avidia Bancorp, Inc. This summary is built from SEC (Form 4) disclosures alone and does not predict where the share price will go.
+6 other insiders
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analysts rate Bridgewater Bancshares Inc Strong Buy (bullish), based on 4 analysts. Average price target: US$24.00.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Transparent value + quality ranking, distinct from the insider signal.
FY ended December 2025 · cache
25 of 386 declarations
Bridgewater Bancshares Inc. (Nasdaq: BWB) is a U.S.-based financial holding company headquartered in St. Louis Park, Minnesota, in the Minneapolis–Saint Paul area. Its main banking subsidiary, Bridgewater Bank, was founded in 2005 by a group of banking veterans and local business leaders with a clear mission: to deliver responsive service and simple solutions to businesses, entrepreneurs, and successful individuals. For international investors, Bridgewater should be viewed as a regional U.S. listed bank rather than a national money-center institution, which means its earnings profile is more focused and more dependent on local economic and real estate conditions.
The company operates with a branch-light model and a relationship-driven commercial banking franchise. Its core business lines are centered on commercial real estate lending, with particular emphasis on multifamily properties, affordable housing, construction lending, acquisition financing, and commercial loans to businesses. Bridgewater also offers treasury and cash-management services, SBA lending, business lines of credit, investor real estate loans, and select personal banking solutions. In addition, the company generates noninterest income from items such as letter of credit fees and swap fees. This mix reflects a bank that is designed to serve entrepreneurial clients with tailored lending and deposit solutions rather than a broad retail footprint.
Bridgewater Bancshares has built its identity around efficient operations, strong organic growth, and disciplined underwriting. Management has repeatedly highlighted the bank’s efficiency-focused culture, its commercial real estate expertise, and its long-term record of profitability. The franchise is concentrated in the Twin Cities market, where Bridgewater is one of the larger locally led banks, giving it deep market knowledge and client relationships. At the same time, that concentration also means the company’s risk and growth opportunities are closely tied to the Minnesota economy and the regional property cycle.
Recent developments underscore the company’s growth-and-capital-management posture. In February 2026, Bridgewater opened a new branch in Lake Elmo, Minnesota, expanding its presence on the eastern side of the Twin Cities metro area. Also in February 2026, the company entered into an equity distribution agreement that allows it to sell up to $50 million of common stock over time, providing balance-sheet flexibility for general corporate purposes, subsidiary investments, working capital, debt repayment, share repurchases, or potential acquisitions. More recently, Bridgewater has continued to emphasize the successful integration of a prior bank acquisition and the expansion of its franchise, while maintaining its focus on commercial lending, deposit gathering, and profitability. The company trades on the Nasdaq stock market in the United States.
Purchases our model currently ranks for the recommendations list.
All recommendations| Fiscal year end | Revenue | Net income | Diluted EPS | Filing |
|---|---|---|---|---|
| Dec 2025 | n.d. | 46.1 m USD | 1.49 USD | 10-K |
| Dec 2024 | n.d. | 32.8 m USD | 1.03 USD | 10-K |
| Dec 2023 | n.d. | 40.0 m USD | 1.27 USD | 10-K |
| Dec 2022 | n.d. | 53.4 m USD | 1.72 USD | 10-K |
| Dec 2021 | n.d. | 45.7 m USD | 1.54 USD | 10-K |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.