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Tompkins Financial Corp Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 24 Nov 2025.
Tompkins Financial Corp: what insiders have been doing
Tompkins Financial Corp, classified in the Finance & Banking sector, is a listed company. Its insiders report their share dealings to SEC (Form 4). 18 insiders have disclosed 50 filings since 18 October 2025.
No insider sold shares on the market over the period. Instead, the filings list 1 purchase totalling €87k, made by 1 insider. Open-market purchases are the filings investors watch most closely, because the insider pays for the shares out of pocket. At €87k, the purchase published on 24 November 2025 by Rahilly Ita M is the largest of the period. Among those who bought: 1 senior executive.
For context, the typical company on the same exchange (median of 5,810 companies) published 19 filings over the same period, against 50 filings here. Since 2016, the database holds 16 purchases and 7 sales by insiders of the company. On the fundamentals side, the SEC filing (10-K) for the period ending 31 December 2025 lists net income at 161.1 m USD; the dividend was 3.13 USD per share.
The most recent open-market purchase was published on 24 November 2025, 328 days ago. The median gap between a trade and its publication by SEC (Form 4) is 2 days. US insiders must file a Form 4 within two business days of a trade.
In the same sector, recent insider purchases at First Guaranty Bancshares, Inc. and Avidia Bancorp, Inc. also feature in our signals. This summary is built from SEC (Form 4) disclosures alone and does not predict where the share price will go.
Insider Decl.
273
Thresholds
n/a
Buy Volume
€680,655
16 ops. · all time
Sell Volume
€662,485
7 ops. · all time
Who traded when
BuySaleAngela B. Lee1 buy
Ita M. Rahilly1 buy
Patricia A. Johnson1 buy
Since the insiders bought
- +11.9%Entry US$70.62 · Close at T+90 US$78.99
- +13.5%Entry US$66.11 · Close at T+365 US$75.06
- +13.5%Entry US$66.11 · Close at T+365 US$75.06
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Tompkins Financial Corp Buy (bullish), based on 2 analysts. Average price target: US$104.50.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 734 of 24,161 companies
81.8
score / 100
Value71
Quality92
FCF yld2.3%
Earn yld11%
EV/EBITDA·
ROE20%
Gross mgn·
Net mgn63%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$96.20
Analyst consensus
2 analystsBuy
US$104.00Target US$104.50(+9%)US$105.00
Income statement
RevenueUS$254.1M
Net incomeUS$161.1M39.3% margin
Valuation
PER (trailing)7.9x
PER (forward)11.8x
P/Book1.4x
Beta0.74
Balance sheet & cash
Market capUS$1.4B
Total debtUS$564.4M
Free Cash FlowUS$31.9M
Profitability & ownership
ROE20.4%
ROA2.0%
% insiders6.5%
% institutions72.0%
Last declaration on 5 October 2026
Declarations273 total
216 shares@ US$97.010.0015% mcap12.8% of flowCommon StockSEC:0001005817-26-000126:0
128 shares@ US$97.010.0009% mcap33.9% of flowCommon StockSEC:0001005817-26-000125:0
187 shares@ US$97.010.0013% mcap9.6% of flowCommon Stock DripSEC:0001005817-26-000124:0
802 shares@ US$76.900.0042% mcap12.8% of flowCommon StockSEC:0001005817-26-000120:0
713 shares@ US$97.560.0048% mcap14.5% of flowCommon StockSEC:0001005817-26-000120:1
802 shares@ US$76.900.0043% mcap7.2% of flowCommon StockSEC:0001005817-26-000118:0
712 shares@ US$98.730.0048% mcap8.2% of flowCommon StockSEC:0001005817-26-000118:1
260 shares@ US$76.900.0014% mcap7.3% of flowCommon StockSEC:0001005817-26-000116:0
220 shares@ US$101.540.0015% mcap8.2% of flowCommon StockSEC:0001005817-26-000116:1
45 shares@ US$99.840.0003% mcap4.6% of flowCommon StockSEC:0001005817-26-000114:0
1,734 shares@ US$76.900.0093% mcap4.7% of flowCommon StockSEC:0001005817-26-000109:0
1,530 shares@ US$101.250.011% mcap5.5% of flowCommon StockSEC:0001005817-26-000109:1
250 shares@ US$76.900.0013% mcap5.6% of flowCommon StockSEC:0001005817-26-000108:0
214 shares@ US$99.680.0015% mcap6.2% of flowCommon StockSEC:0001005817-26-000108:1
219 shares@ US$95.920.0015% mcap14.7% of flowCommon StockSEC:0001005817-26-000084:0
262 shares@ US$80.090414.5% of flowCommon StockSEC:0001005817-26-000043:0
155 shares@ US$80.090450.4% of flowCommon StockSEC:0001005817-26-000040:0
226 shares@ US$80.090410.4% of flowCommon Stock DripSEC:0001005817-26-000041:0
1,563.852 shares0Common StockSEC:0001005817-26-000018:0
172 shares@ US$72.201449.6% of flowCommon StockSEC:0001005817-26-000016:0
291 shares@ US$72.201414.3% of flowCommon StockSEC:0001005817-26-000015:0
251 shares@ US$72.201410.2% of flowCommon Stock DripSEC:0001005817-26-000014:0
2,405 shares0Common StockSEC:0001005817-26-000008:0
1,462.762 shares@ US$68.363819.6% of flowCommon StockSEC:0001005817-25-000119:0
Canonical exit: 19 Feb 2026 (T+90)
4,645 shares@ US$67.7911.0% of flowCommon StockSEC:0001005817-25-000104:0
25 of 273 declarations
About Tompkins Financial Corp
Tompkins Financial Corp. (ticker TMP) is a U.S.-listed financial services holding company trading on NYSE American, part of the NYSE family, and headquartered in Ithaca, New York, United States. The group traces its roots back to the founding of Tompkins Trust Company in 1836, giving it a long operating history and a distinctly regional, community-banking identity rather than a national-bulk banking profile. For investors, TMP should be viewed as a diversified regional financial franchise with exposure to banking, wealth management, and, until recently, insurance. ([tompkinsfinancial.com](https://www.tompkinsfinancial.com/?utm_source=openai))
Tompkins’ operating model has historically been organized around three reportable businesses: banking and financial services, insurance, and wealth management. Through Tompkins Community Bank, the company offers a full set of deposit and lending products for consumers and businesses, including checking and savings accounts, residential mortgages, commercial loans, and small-business financing. Tompkins Financial Advisors provides trust and estate services, financial planning, investment management, and related wealth advisory solutions. Its former insurance arm provided business and personal insurance coverage as well as employee benefits. This integrated platform has allowed the company to cross-sell services across customer segments and deepen client relationships over time. ([tompkinsfinancial.com](https://www.tompkinsfinancial.com/products-and-services?utm_source=openai))
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Geographically, Tompkins is concentrated in upstate and eastern markets within the Northeast, serving the Central New York, Western New York, Hudson Valley, and Southeastern Pennsylvania regions. The company says it operates roughly 65 banking offices across New York and Pennsylvania, reinforcing its local-market strategy and relationship-based deposit gathering. Its competitive positioning is centered on community banking: local decision-making, personalized service, and an integrated suite of financial solutions for households, professionals, and small-to-mid-sized businesses. In a market dominated by larger national and super-regional banks, that niche can be attractive where customer loyalty, deposit stickiness, and advisory relationships matter. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1005817/000100581726000020/q42025pressrelease.htm?utm_source=openai))
Recent news materially reshaped the story. In late 2025, Tompkins announced and then completed the sale of Tompkins Insurance Agencies, Inc. to Arthur J. Gallagher & Co. for about $223 million in cash. Management stated that the transaction, combined with a balance-sheet restructuring, would provide capital for future strategic investments. The company also reported improved 2025 results, including stronger loan and deposit growth and a higher net interest margin, which supports the view that core banking execution improved even as the business mix became more focused. For analysts, the key takeaway is that TMP is entering a post-divestiture phase with a cleaner balance sheet, more concentrated exposure to banking and wealth management, and additional capital flexibility. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1005817/000100581726000020/q42025pressrelease.htm?utm_source=openai))
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