Dvorkin Howard

About Dvorkin Howard

Howard S. Dvorkin is a seasoned corporate leader, serial entrepreneur, and well-known personal finance expert most closely associated with FlexShopper, Inc., where he has served as a director since December 2018 and as Chairman of the Board. Public company disclosures describe him as a governance-focused executive with deep experience in consumer finance, technology, media, and real estate. At FlexShopper, he has been a visible board leader, helping represent the company in strategic announcements and board appointments. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1397047/000121390019004761/def14a0319_flexshopper.htm?utm_source=openai)) Outside FlexShopper, Dvorkin has built a career around consumer credit, financial education, and entrepreneurial ventures. Company filings identify him as Chairman of Debt.com and note that he has created or helped build businesses including Financial Apps, Consolidated Credit, Start Fresh Today, and Lifestyle Magazines. His background also includes work on both state and federal legislation, along with advisory roles for credit-counseling organizations and leadership within the Association of Independent Consumer Credit Counseling Agencies. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1397047/000121390019004761/def14a0319_flexshopper.htm?utm_source=openai)) His professional expertise appears strongest in consumer finance, debt, credit, and digital business models, which aligns closely with FlexShopper’s lease-to-own and payment-solutions platform. Corporate materials describe him as a two-time author and a personal finance expert, underscoring his public profile beyond standard board service. The company has also portrayed him as a board leader with relevant industry knowledge and strategic judgment, particularly valuable as FlexShopper expanded its online retail and payment offerings. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1397047/000121390019004761/def14a0319_flexshopper.htm?utm_source=openai)) Among his notable governance contributions at FlexShopper, Dvorkin has been involved in board-level communications around executive leadership and director appointments. His broader institutional engagement includes service connected to American University, where he has supported the National Leadership Council and been recognized by the Kogod School of Business. Overall, he comes across as a board chairman with a strong mix of entrepreneurship, consumer-finance credibility, and policy experience. ([investors.flexshopper.com](https://investors.flexshopper.com/news-releases/news-release-details/flexshopper-appoints-former-north-carolina-governor-patrick/?utm_source=openai))