2 insiders bought €116k of shares over the last 90 days, the latest filed 03 Sept 2026.
This page follows insider dealings at UMB Financial Corp as filed with SEC (Form 4), a company from the Finance & Banking sector based in Kansas City, United States. The group dates from 1913. Between 18 October 2025 and 18 October 2026, 44 insiders published 133 filings.
Both sides are active: 6 purchases worth €198k and 20 sales worth €7.3M, from 2 insiders and 11 insiders respectively. The totals do not cover 1 filing with an undisclosed amount. A purchase on the market is a deliberate choice to commit personal money, which is why it draws more attention than a grant. One trade stands out by size: a sale of €1.9M from Kemper J Mariner, disclosed on 6 August 2026. Those buying include 2 senior executives.
In the case of 5 purchases, another manager of the company was buying within the same 30 days. When several insiders buy within a few weeks of each other, analysts speak of a cluster purchase. The clock since the last published purchase (3 September 2026) now reads 44 days. The median gap between a trade and its publication by SEC (Form 4) is 2 days. US insiders must file a Form 4 within two business days of a trade. A sale on its own says little: insiders also sell to pay tax, fund a purchase or diversify.
Across the 5,458 companies tracked on its exchange, the median is 22 filings; at 133 filings, this issuer sits above that mark. Our records for UMB Financial Corp go back to 2016, with 48 purchases and 179 sales on the open market in total. On the fundamentals side, the SEC filing (10-K) for the period ending 31 December 2025 lists net income at 702.4 m USD; the dividend was 1.63 USD per share.
For comparison within the same sector, see the insider buying recorded at First Guaranty Bancshares, Inc. and BCB Bancorp Inc. This summary is built from SEC (Form 4) disclosures alone and does not predict where the share price will go.
+10 other insiders
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
FY ended December 2025 · cache
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UMB Financial Corp. is a U.S.-based financial services company listed on the Nasdaq under the ticker UMBF. Headquartered in Kansas City, Missouri, it traces its roots back to 1913, giving it more than a century of operating history in American banking. For French, Belgian, and Swiss investors, UMB is best understood as a diversified U.S. regional financial institution that combines traditional banking earnings with fee-based specialty businesses, which can help smooth results across cycles.
The company now reports three primary business segments: Commercial Banking, Institutional Banking, and Personal Banking. Commercial Banking provides deposit, lending, investment, and retirement plan services to business clients. Institutional Banking is the more specialized engine of the franchise, encompassing asset servicing, corporate trust solutions, investment banking, and healthcare-related services. Personal Banking includes retail deposit and lending products, wealth management, and financial planning. This mix is strategically important because it reduces reliance on plain-vanilla spread income and gives UMB exposure to recurring service fees and relationship-based revenues.
In competitive terms, UMB sits among the stronger U.S. mid-cap regional financial groups, with a reputation for disciplined underwriting, client service, and niche expertise. Its market position is supported by a broad commercial banking franchise and by specialized institutional capabilities such as custody and corporate trust, where scale and operational reliability matter. The firm also emphasizes healthcare services and health savings account activities, which adds another differentiating layer to its product set in the U.S. financial system.
A major recent development was the acquisition of Heartland Financial USA, which closed on January 31, 2025 and was followed by systems and brand conversion completed in October 2025. Management said the deal expanded UMB’s footprint from eight to 13 states and materially increased the company’s scale. In 2025, UMB also highlighted gains linked to its private investments, including value creation from Voyager Technologies’ IPO, as well as growth in corporate trust and custody. As of March 31, 2026, its institutional custody business reached $250 billion in assets under custody, underscoring the momentum in that platform.
Overall, UMB Financial Corp. offers investors exposure to a U.S. banking platform with a long operating history, a growing geographic footprint, and a balanced model spanning lending, deposits, wealth, trust, custody, and healthcare services. Its presence on the Nasdaq and its U.S. domicile make it a familiar profile for investors seeking a diversified American financial institution with both stability and modest expansion potential.
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All recommendationsHeadquarters: Kansas City, United States · Founded: 1913 · Wikipedia article
Source: Wikidata (CC0).
| Fiscal year end | Revenue | Net income | Diluted EPS | Dividend per share | Filing |
|---|---|---|---|---|---|
| Dec 2025 | n.d. | 702.4 m USD | 9.29 USD | 1.63 USD | 10-K |
| Dec 2024 | n.d. | 441.2 m USD | 8.99 USD | 1.57 USD | 10-K |
| Dec 2023 | n.d. | 350.0 m USD | 7.18 USD | 1.53 USD | 10-K |
| Dec 2022 | n.d. | 431.7 m USD | 8.86 USD | 1.49 USD | 10-K |
| Dec 2021 | n.d. | 353.0 m USD | 7.24 USD | 1.38 USD | 10-K |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.