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World Acceptance Corp Stock: price and insider trades · United States
World Acceptance Corp: what insiders have been doing
This page follows insider dealings at World Acceptance Corp as filed with SEC (Form 4), a company from the Finance & Banking sector. Between 20 October 2025 and 20 October 2026, 22 insiders published 37 filings.
There is no open-market purchase to report; the filings show 10 sales worth €22.3M by 6 insiders. Biggest ticket of the year: €11.8M, sold by Prescott General Partners LLC and made public on 18 August 2026 (1.7% of market cap).
Compared with its exchange (5,453 companies, median 22 filings), a count of 37 filings is above the norm. Since 2017, the database holds no purchases and 86 sales by insiders of the company. The 10-K for the year ended 31 March 2026 shows 585.2 m USD of revenue and 34.6 m USD of net income.
Typically, a trade is published a median of 1 day after it takes place. For comparison, the SEC allows two business days to file a Form 4. Keep in mind that insiders sell for many reasons unrelated to the outlook, from tax bills to estate planning.
These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Insider Decl.
279
Thresholds
n/a
Buy Volume
n/a
n/a
Sell Volume
€95M
86 ops. · all time
Who traded when
BuySalePrescott General Partners LLC6 sales
Jason E. Childers4 sales
Caulder Alice Lindsay3 sales
Dyer Daniel Clinton3 sales
John L. Calmes Jr.3 sales
Umstetter Luke J.3 sales
+6 other insiders
Analyst consensus: bullish or bearish?
Analysts rate World Acceptance Corp Hold (neutral), based on 1 analysts. Average price target: US$180.00.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 11,049 of 26,279 companies
55.7
score / 100
Value66
Quality46
FCF yld33%
Earn yld4.4%
EV/EBITDA12.8x
ROE9.9%
Gross mgn·
Net mgn6.5%
Debt/EBITDA5.9x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2026FY ended March 2026 · cache
US$168.19
Analyst consensus
1 analystsHold
US$180.00Target US$180.00(+7%)US$180.00
Income statement
RevenueUS$535.7M
EBITDAUS$112.6M21% margin
Net incomeUS$34.6M6.6% margin
Valuation
PER (trailing)21.2x
PER (forward)11.1x
P/Book2.1x
Beta1.18
Balance sheet & cash
Market capUS$783.8M
Total debtUS$661.2M
Free Cash FlowUS$255.5M
Debt / Equity179%
Profitability & ownership
ROE9.9%
ROA6.2%
% insiders18.1%
% institutions92.2%
Last declaration on 25 September 2026
Declarations279 total
1,960 shares0COMMON STOCK, NO PAR VALUESEC:0001593516-26-000006:0
72,460 shares@ US$187.691.69% mcap26.5% of flowCommon StockSEC:0001104659-26-098329:0
10,656 shares@ US$187.690.25% mcap3.9% of flowCommon StockSEC:0001104659-26-098329:1
42,091 shares@ US$187.690.98% mcap15.4% of flowCommon StockSEC:0001104659-26-098329:2
7,992 shares@ US$187.690.19% mcap2.9% of flowCommon StockSEC:0001104659-26-098329:3
2,000 shares@ US$190.740.047% mcap23.5% of flowCOMMON STOCK, NO PAR VALUESEC:0001755171-26-000002:0
2,000 shares@ US$190.7410.047% mcap23.5% of flowCommonSEC144:0001959173-26-005934
90 shares@ US$187.260.0021% mcap100.0% of flowCommonSEC144:0001959173-26-005802
1,300 shares@ US$185.000.030% mcap19.7% of flowCommonSEC144:0001959173-26-005543
2,000 shares@ US$186.000.046% mcap24.9% of flowCommonSEC144:0001959173-26-005460
56,274 shares@ US$219.461.54% mcap20.0% of flowCommon StockSEC:0001104659-26-081271:0
56,274 shares@ US$219.461.54% mcap100.0% of flowCommonSEC144:0001104659-26-079948
833 shares@ US$225.000.023% mcap18.1% of flowCommonSEC144:0001959173-26-004965
2,031 shares@ US$222.7740.056% mcap94.2% of flowCommonSEC144:0001959173-26-004956
833 shares@ US$210.000.019% mcap17.0% of flowCommonSEC144:0001959173-26-004915
10,000 shares@ US$205.000.22% mcap31.1% of flowCommonSEC144:0001959173-26-004908
10,000 shares@ US$202.00170.22% mcap30.6% of flowCommonSEC144:0001959173-26-004902
4,533 shares@ US$200.000.098% mcap22.5% of flowCommonSEC144:0001959173-26-004880
4,128 shares@ US$193.37850.086% mcap19.8% of flowCommonSEC144:0001959173-26-004861
609 shares@ US$181.000.012% mcap9.4% of flowCommonSEC144:0001959173-26-004638
1,000 shares@ US$181.66180.019% mcap19.7% of flowCommonSEC144:0001959173-26-004599
328 shares@ US$171.710.0060% mcap59.1% of flowCommonSEC144:0001959173-26-004473
264 shares@ US$149.880.0050% mcap40.9% of flowCOMMON STOCK, NO PAR VALUESEC:0001599223-26-000010:0
180 shares@ US$160.000.0029% mcap5.8% of flowCOMMON STOCK, NO PAR VALUESEC:0001674621-26-000002:0
7,095 shares0COMMON STOCK, NO PAR VALUESEC:0001599223-26-000008:0
25 of 279 declarations
About World Acceptance Corp
World Acceptance Corp. (ticker WRLD) is a U.S.-listed consumer finance company traded on the NASDAQ and headquartered in the United States. For French-speaking investors, it is best understood as a specialty lender focused on small-dollar to medium-dollar installment credit, complemented by related services. In its SEC disclosures, the company describes itself as one of the country’s larger small-loan consumer finance businesses, serving borrowers who often have limited access to traditional bank credit.
Founded in 1962 and continuously operating since July 1962, World Acceptance has built its business around local branch-based lending. Its headquarters are in Greenville, South Carolina. As of March 31, 2025, the company reported operations across 16 U.S. states and a network of more than 1,000 branches, giving it broad geographic reach within its niche despite its specialized profile.
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The core business consists of amortizing consumer installment loans, typically ranging from about $400 to $5,000, with average loan originations near $2,000 in fiscal 2025. The company also offers larger and longer-term installment loans, credit insurance products tied to lending, and ancillary services. A notable feature of the model is its physical, relationship-driven distribution approach: WRLD combines storefront lending with local-market coverage, often in communities that are less well served by mainstream banks, credit unions, and some larger consumer finance providers. The company also provides tax preparation services to certain customers.
From a competitive standpoint, WRLD operates in a regulated, credit-sensitive niche. Its competition comes from banks, credit unions, finance companies, and, increasingly, digital lenders and fintech platforms. The company’s positioning is less about national scale alone and more about its branch footprint, recurring customer relationships, underwriting discipline, and ability to serve borrowers that are often outside the core target market of traditional lenders.
Recent developments include the company’s fiscal 2025 annual reporting and subsequent updates indicating loan growth and expanding outstanding receivables in the following period. Recent SEC Form 4 activity also suggests continued market attention to insider transactions, which is relevant for investors monitoring governance and insider sentiment. Overall, WRLD is a niche financial stock with a cyclical profile, where credit quality, regulation, funding costs, and consumer demand are key drivers of performance.
