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United Bankshares Inc/wv Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 28 Jan 2026.
United Bankshares Inc/wv: what insiders have been doing
This page follows insider dealings at United Bankshares Inc/wv as filed with SEC (Form 4), a company from the Finance & Banking sector based in Charleston, United States. The group dates from 1982. Between 18 October 2025 and 18 October 2026, 26 insiders published 68 filings.
Not one open-market sale was filed. On the buying side, 1 insider reported 1 purchase totalling €3,496. Open-market purchases are the filings investors watch most closely, because the insider pays for the shares out of pocket. On the buying side, the filings list 1 senior executive among the declarants. At €3,496, the purchase published on 28 January 2026 by Rice Lacy I III is the largest of the period.
The clock since the last published purchase (28 January 2026) now reads 263 days. Between a trade and the moment it shows up on SEC (Form 4), the median delay is 1 day. The legal deadline for a Form 4 is two business days after the transaction.
Compared with its exchange (5,814 companies, median 19 filings), a count of 68 filings is above the norm. Since 2016, the database holds 18 purchases and 4 sales by insiders of the company. In its latest annual report filed with the SEC (10-K, fiscal year ended 31 December 2025), the company reported net income of 464.6 m USD, with a dividend of 1.49 USD per share.
Other companies in the same sector with recent insider buying flagged by our signals: First Guaranty Bancshares, Inc. and BCB Bancorp Inc. Every figure here comes from the filings published by SEC (Form 4) and describes the past, not future prices; it is not investment advice.
Insider Decl.
297
Thresholds
n/a
Buy Volume
€786,092
18 ops. · all time
Sell Volume
€612,953
4 ops. · all time
Who traded when
BuySaleJ. Paul Mcnamara1 sale
Lacy I. Rice III1 buy
Mark R. Nesselroad1 sale
Peter A. Converse1 sale
Sara DuMond1 buy
Since the insiders bought
- +2.3%Entry US$42.35 · Close at T+90 US$43.33
- +16.4%Entry US$35.09 · Close at T+365 US$40.85
- +24.7%Entry US$33.47 · Close at T+365 US$41.74
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate United Bankshares Inc/wv Hold (neutral), based on 6 analysts. Average price target: US$50.33.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 1,791 of 24,148 companies
76.3
score / 100
Value75
Quality78
FCF yld7.2%
Earn yld6.9%
EV/EBITDA·
ROE9.5%
Gross mgn·
Net mgn38%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$49.27
Analyst consensus
6 analystsHold
US$48.00Target US$50.33(+2%)US$52.00
Income statement
RevenueUS$1.2B
Net incomeUS$463.6M41.2% margin
Valuation
PER (trailing)13.4x
PER (forward)12.8x
P/Book1.3x
Beta0.73
Balance sheet & cash
Market capUS$6.7B
Total debtUS$627.2M
Free Cash FlowUS$481.2M
Profitability & ownership
ROE9.5%
ROA1.5%
% insiders2.2%
% institutions77.5%
Last declaration on 25 February 2026
Declarations297 total
332 shares@ US$44.283.7% of flowCommon StockSEC:0001225208-26-002629:0
354 shares@ US$44.286.6% of flowCommon StockSEC:0001225208-26-002628:0
3,919 shares@ US$44.282.0% of flowCommon StockSEC:0001225208-26-002638:0
2,851 shares@ US$44.285.0% of flowCommon StockSEC:0001225208-26-002631:0
737 shares@ US$44.2831.9% of flowCommon StockSEC:0001225208-26-002630:0
1,887 shares@ US$44.284.3% of flowCommon StockSEC:0001225208-26-002651:0
996 shares@ US$44.288.0% of flowCommon StockSEC:0001225208-26-002650:0
1,137 shares@ US$44.2816.3% of flowCommon StockSEC:0001225208-26-002649:0
748 shares@ US$44.288.4% of flowCommon StockSEC:0001225208-26-002648:0
748 shares@ US$44.283.2% of flowCommon StockSEC:0001225208-26-002639:0
369 shares@ US$44.284.6% of flowCommon StockSEC:0001225208-26-002627:0
841 shares@ US$44.284.3% of flowCommon StockSEC:0001225208-26-002640:0
4,399 shares@ US$44.285.8% of flowCommon StockSEC:0001225208-26-002633:0
296 shares@ US$44.287.4% of flowCommon StockSEC:0001225208-26-002632:0
4,530 shares@ US$44.076.0% of flowCommon StockSEC:0001225208-26-002465:0
3,865 shares@ US$44.072.0% of flowCommon StockSEC:0001225208-26-002466:0
2,269 shares@ US$44.0718.0% of flowCommon StockSEC:0001225208-26-002527:0
4,213 shares@ US$44.0717.8% of flowCommon StockSEC:0001225208-26-002526:0
922 shares@ US$44.074.7% of flowCommon StockSEC:0001225208-26-002478:0
368 shares@ US$44.074.6% of flowCommon StockSEC:0001225208-26-002476:0
2,069 shares@ US$44.074.7% of flowCommon StockSEC:0001225208-26-002477:0
353 shares@ US$44.076.6% of flowCommon StockSEC:0001225208-26-002475:0
295 shares@ US$44.077.3% of flowCommon StockSEC:0001225208-26-002474:0
331 shares@ US$44.073.7% of flowCommon StockSEC:0001225208-26-002473:0
919 shares@ US$44.0739.5% of flowCommon StockSEC:0001225208-26-002472:0
25 of 297 declarations
About United Bankshares Inc/wv
United Bankshares, Inc. (NASDAQ: UBSI) is a U.S.-based regional banking holding company headquartered operationally in Charleston, West Virginia, with its SEC business address listed at 300 United Center, 500 Virginia Street East, Charleston, WV. For investors, the company is best understood as a traditional community and commercial bank franchise listed on the Nasdaq market in the United States, with a business model centered on deposit gathering, relationship lending, and spread income rather than capital markets activity.
United Bankshares has been built over time through a combination of organic expansion and acquisitions, which has broadened its footprint, balance sheet, and product set. Recent SEC filings describe the company’s activities as concentrated in a single operating segment, United Bank, and one reportable segment: community banking. That simplifies the investment case: the core drivers are loan growth, deposit growth, net interest margin, credit quality, and expense control.
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The company offers a full range of banking products and services through multiple delivery channels. These include checking, savings, time deposits and money market accounts, as well as personal loans, credit cards, commercial loans, floor-plan financing, construction loans, commercial real estate loans, and residential mortgage origination and secondary-market sales. In practical terms, UBSI serves households, small and middle-market businesses, and real estate borrowers across its footprint.
From a competitive standpoint, UBSI is a sizable regional bank rather than a national money-center institution. In its 2024 reporting, management noted consolidated assets of approximately $30 billion and more than 225 offices across Washington, D.C., Virginia, West Virginia, Maryland, North Carolina, South Carolina, Ohio, Pennsylvania, and Georgia. This gives the bank meaningful scale in its chosen markets while keeping it focused on local relationship banking. Its competitive advantage is therefore more about customer proximity, deposit franchise stability, and operating discipline than about product complexity.
Recent company updates indicate that performance remained strong into 2025. United reported record full-year 2025 earnings of $464.6 million, or $3.27 per diluted share, supported by continued organic growth, resilient credit, and tight expense management. A key strategic event in the period was the completion of the Piedmont Bancorp acquisition on January 10, 2025, which added scale and helped extend the company’s presence in attractive regional banking markets. Earlier filings also noted mortgage channel consolidation in 2024, showing management’s effort to simplify operations and improve efficiency.
For French, Belgian, and Swiss investors, UBSI represents a mature U.S. regional bank with a straightforward earnings profile, a diversified Mid-Atlantic and Southeast footprint, and a recent track record of record profitability. Like most bank stocks, it remains sensitive to interest-rate trends, loan demand, deposit pricing, and credit costs, but its recent operating momentum suggests a well-run franchise with solid execution discipline.
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