No insider purchase over the last 90 days. The latest was filed 11 Aug 2025.
United Security Bancshares, classified in the Finance & Banking sector, is a listed company based in Fresno, United States, founded in 1987. Its insiders report their share dealings to SEC (Form 4). From 18 October 2025 to 18 October 2026, the disclosure feed for United Security Bancshares logged 70 filings by 15 insiders.
No open-market purchase or sale appears among the filings, only grants, plan transactions and other operations. Such operations are usually part of compensation schedules, which makes them a weaker signal than an open-market trade.
For context, the typical company on the same exchange (median of 5,811 companies) published 19 filings over the same period, against 70 filings here. Since 2016, the database holds 45 purchases and 9 sales by insiders of the company. For the fiscal year to 31 December 2025, the annual 10-K puts net income at 12.3 m USD, and the dividend at 0.12 USD per share.
There has been no open-market purchase by an insider of United Security Bancshares for at least a year. Filings reach the SEC (Form 4) feed a median of 2 days after the trade. Section 16 rules allow two business days to file each Form 4.
In the same sector, recent insider purchases at First Guaranty Bancshares, Inc. and BCB Bancorp Inc also feature in our signals. Every figure here comes from the filings published by SEC (Form 4) and describes the past, not future prices; it is not investment advice.
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Transparent value + quality ranking, distinct from the insider signal.
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United Security Bancshares (NASDAQ: UBFO) is a U.S.-based bank holding company headquartered in Fresno, California, in the United States. For French-speaking investors, it should be viewed primarily as a small-cap regional banking name listed on the NASDAQ, with a business model centered on community commercial banking through its wholly owned subsidiary, United Security Bank. The holding company was formed in 2001, while the operating bank was founded in 1987. Its franchise is deeply rooted in California’s Central San Joaquin Valley, serving local businesses, professionals, and individual customers.
In operational terms, the group focuses on core banking activities: deposit gathering, loan origination, and relationship-based financial services. Its lending mix includes residential mortgage loans, commercial real estate loans, construction and development loans, agricultural loans, commercial and industrial loans, and consumer installment loans. In addition, the bank offers treasury and transaction services and operates through a network of branches and interactive teller machines (ITMs). As of year-end 2024, the bank maintained a regional footprint in and around Fresno, with additional branch locations across California, underscoring its highly localized business model and U.S.-domestic market exposure.
Its competitive positioning is based less on scale and more on local market knowledge, customer intimacy, and long-standing relationships. For a community bank like UBFO, performance tends to depend on underwriting discipline, deposit pricing, and the ability to maintain credit quality through different rate and economic cycles. The company’s stated strategy is to grow share in its local communities while selectively expanding into new markets when sound opportunities arise.
Recent developments are notable. In 2024, management reported loan and deposit growth and continued to maintain a cash dividend, reinforcing the company’s shareholder-return profile. More importantly, in 2026 the company announced a planned merger with Community West Bancshares, a strategically significant transaction that could reshape its footprint, scale, and competitive standing. For investors, UBFO remains a niche regional banking exposure, sensitive to U.S. credit conditions, interest-rate trends, and the evolving regulatory environment for banks.
Purchases our model currently ranks for the recommendations list.
All recommendationsHeadquarters: Fresno, United States · Founded: 1987 · Wikipedia article
Source: Wikidata (CC0).
| Fiscal year end | Revenue | Net income | Diluted EPS | Dividend per share | Filing |
|---|---|---|---|---|---|
| Dec 2025 | n.d. | 12.3 m USD | 0.70 USD | 0.12 USD | 10-K |
| Dec 2024 | n.d. | 14.8 m USD | 0.85 USD | 0.12 USD | 10-K |
| Dec 2023 | n.d. | 19.8 m USD | 1.16 USD | 0.12 USD | 10-K |
| Dec 2022 | n.d. | 15.7 m USD | 0.92 USD | 0.33 USD | 10-K |
| Dec 2021 | n.d. | 10.1 m USD | 0.59 USD | 0.33 USD | 10-K |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.