InsidersTradesSigma
Citizens, INC. Stock: price and management transactions · United States · SEC (Form 4)
Follow the Citizens, INC. stock price and the full management transaction log of the company, a publicly traded company based in United States. Shares are listed on US US, under the authority of SEC (Form 4). Operating in the Banks sector, Citizens, INC. has published 153 public disclosures. Market capitalisation: €300.3m. The latest transaction was filed on 22 June 2026 (Levée d'options). Among the most active insiders: Stenberg Jon. Every trade is openly available.
153
Insider Decl.
0
Thresholds
€606,839
21 ops.
Buy Volume
€77,144
2 ops.
Sell Volume
36Σ signal
Informational score on this market. Our backtest validates the signal only on 8 EU venues; elsewhere (notably US markets) insider buys historically invert or do not hold. Not a recommendation.
Fundamental score
Ranked 9,765 of 25,564 companies
57.9
score / 100
Value61
Quality55
FCF yld6.3%
Earn yld5.2%
EV/EBITDA12.5x
ROE8.1%
Gross mgn·
Net mgn5.7%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Sigma AI Analysis
Fundamental view, insider signal, bull and bear case, synthesis.
AI-generated analysis. Opinion, not investment advice. Not backtested. Built from public filings and financials. No price target, no buy or sell recommendation.
Last declaration on 22 June 2026
Declarations153 total
12,012 sharesCitizens, Inc. Class A Common StockSEC:0001379320-26-000002:0
12,012 sharesCitizens, Inc. Class A Common StockSEC:0001607890-26-000002:0
54.421 shares@ US$5.480.0001% mcap24.1% of flowCitizens, Inc. Class A Common StockSEC:0001877835-26-000006:0
57.013 shares@ US$5.230.0001% mcap24.3% of flowCitizens, Inc. Class A Common StockSEC:0001877835-26-000006:1
12,012 sharesCitizens, Inc. Class A Common StockSEC:0001877835-26-000006:2
88.698 shares@ US$5.6113.8% of flowCitizens, Inc. Class A Common StockSEC:0001877855-26-000004:0
88.77 shares@ US$5.6013.9% of flowCitizens, Inc. Class A Common StockSEC:0001877855-26-000004:1
91.8 shares@ US$5.420.0001% mcap14.1% of flowCitizens, Inc. Class A Common StockSEC:0001877855-26-000004:2
90.703 shares@ US$5.480.0001% mcap14.0% of flowCitizens, Inc. Class A Common StockSEC:0001877855-26-000004:3
95.024 shares@ US$5.230.0001% mcap14.2% of flowCitizens, Inc. Class A Common StockSEC:0001877855-26-000004:4
12,012 sharesCitizens, Inc. Class A Common StockSEC:0001877855-26-000004:5
91.8 shares@ US$5.420.0001% mcap20.0% of flowCitizens, Inc. Class A Common StockSEC:0002097014-26-000002:0
181.407 shares@ US$5.480.0003% mcap39.8% of flowCitizens, Inc. Class A Common StockSEC:0002097014-26-000002:1
190.049 shares@ US$5.230.0003% mcap40.2% of flowCitizens, Inc. Class A Common StockSEC:0002097014-26-000002:2
354.798 shares@ US$5.619.4% of flowCitizens, Inc. Class A Common StockSEC:0001708795-26-000004:0
355.083 shares@ US$5.609.5% of flowCitizens, Inc. Class A Common StockSEC:0001708795-26-000004:1
367.205 shares@ US$5.420.0005% mcap9.6% of flowCitizens, Inc. Class A Common StockSEC:0001708795-26-000004:2
362.816 shares@ US$5.480.0005% mcap9.6% of flowCitizens, Inc. Class A Common StockSEC:0001708795-26-000004:3
380.1 shares@ US$5.230.0005% mcap9.7% of flowCitizens, Inc. Class A Common StockSEC:0001708795-26-000004:4
10,000 shares@ US$4.81920.017% mcap12.7% of flowCitizens, Inc. Class A Common StockSEC:0002015793-26-000010:0
Ideal exit: 15 Feb 2027 (T+270)
424.673 shares@ US$4.6820.9% of flowCitizens, Inc. Class A Common StockSEC:0000024090-25-000065:0
10,000 shares@ US$4.2011.7% of flowCitizens, Inc. Class A Common StockSEC:0000024090-25-000045:0
Ideal exit: 3 Jan 2026 (T+270)
35,000 shares@ US$3.6535.7% of flowCitizens, Inc. Class A Common StockSEC:0000024090-25-000043:0
Ideal exit: 2 Jan 2026 (T+270)
27,472 sharesCitizens, Inc. Class A Common StockSEC:0000024090-25-000041:0
3,034 sharesCitizens, Inc. Class A Common StockSEC:0000024090-25-000027:0
25 of 153 declarations
About Citizens, INC.
Citizens, Inc. (NYSE: CIA) is a U.S.-listed insurance holding company headquartered in Austin, Texas. It is incorporated in Colorado and has operated in the life insurance business in the United States since 1969 and internationally since 1975. For investors, Citizens is best understood as a specialty insurer rather than a broad, diversified financial conglomerate: it focuses on targeted protection products and niche distribution channels in the United States and abroad. ([sec.gov](https://www.sec.gov/Archives/edgar/data/24090/000002409025000018/cia-20241231.htm?utm_source=openai)) The company operates through two main business segments: domestic life insurance and home service insurance, according to its annual filing. Its core offering is centered on traditional insurance products designed to address life protection needs, living benefits, and final expense coverage. Citizens emphasizes that it seeks competitive advantages in niche markets where it can leverage product design, pricing, underwriting, and agent relationships. Its domestic subsidiaries are licensed in 43 U.S. states, while its international subsidiaries serve residents in nearly 80 countries, giving the group a relatively broad geographic footprint for a company of its size. ([sec.gov](https://www.sec.gov/Archives/edgar/data/24090/000002409025000018/cia-20241231.htm?utm_source=openai)) From a competitive standpoint, Citizens does not compete as a scale leader against the largest U.S. life insurers. Instead, it plays a more specialized role, with a smaller balance sheet but a differentiated distribution model and a long operating history. The company describes its strategy as focused on increasing first-year premium revenue, expanding penetration in existing and new countries served, introducing new products or major product enhancements, and improving agent/client servicing platforms to drive efficiency. That positioning suggests a steady-build model rather than a high-growth, acquisition-led story. ([citizensinc.com](https://www.citizensinc.com/wp-content/uploads/2026/03/CIA-Q4-2025-Results-PR-Final-03.12.26.pdf?utm_source=openai)) Recent company disclosures indicate continued operating momentum. Citizens highlighted record direct insurance in force of $5.38 billion at September 30, 2025, up year over year, alongside ongoing growth initiatives around products and platform efficiency. Its 2025 communications also referenced management presentations to investors and continued execution on the strategic roadmap. For analysts tracking SEC Form 4 insider activity, the key takeaway is that Citizens is a niche life insurer with a long history, U.S. headquarters, NYSE listing in the United States, and a business model driven by disciplined underwriting, product development, and incremental geographic expansion. ([citizensinc.com](https://www.citizensinc.com/investors/?utm_source=openai))
