No insider purchase over the last 90 days. The latest was filed 02 Jun 2026.
Ready Capital Corp is a Finance & Banking company. Its directors and officers file their transactions with SEC (Form 4). Between 18 October 2025 and 18 October 2026, 7 insiders published 21 filings.
On the market, 2 insiders bought (8 purchases totalling €26k) while 1 insider sold (2 sales totalling €4,362). Purchases outweigh sales by €21k. Buying on the open market means paying the going price with one's own funds, a different act from receiving shares as pay. Those buying include 1 finance chief and 1 senior executive. At €17k, the purchase published on 9 March 2026 by Nathan Gilbert e is the largest of the period.
The most recent open-market purchase was published on 2 June 2026, 138 days ago. The median gap between a trade and its publication by SEC (Form 4) is 34 days. US insiders must file a Form 4 within two business days of a trade.
With 21 filings in twelve months, the company is quieter than the median of 22 filings across the 5,458 companies we follow on the same exchange. Our records for Ready Capital Corp go back to 2021, with 28 purchases and 4 sales on the open market in total. On the fundamentals side, the SEC filing (10-K) for the period ending 31 December 2025 lists net income at -221.1 m USD; the dividend was 0.39 USD per share.
Other companies in the same sector with recent insider buying flagged by our signals: First Guaranty Bancshares, Inc. and BCB Bancorp Inc. This summary is built from SEC (Form 4) disclosures alone and does not predict where the share price will go.
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
FY ended December 2025 · cache
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Ready Capital Corp is a U.S.-based real estate finance company listed on the NYSE under the ticker RC, and headquartered in New York, New York, United States. For French-speaking investors, the company is best understood as a specialized non-bank credit platform focused on real estate-backed lending and asset-based financing rather than a conventional property owner. Its model combines origination, acquisition, financing, and servicing, giving it a broader footprint across the loan lifecycle than many more narrowly focused lenders.
The company’s core business centers on lower-to-middle-market commercial real estate lending. Ready Capital originates loans across several parts of the property finance cycle, including construction, bridge, stabilized, and agency multifamily channels. It also lends to investor and owner-occupied borrowers whose financing needs are linked to commercial property use. In parallel, the group has a meaningful government-backed lending business, including Small Business Administration Section 7(a) loans and USDA-guaranteed loans. This mix gives Ready Capital exposure not only to commercial real estate credit, but also to small business lending where government guarantees can support risk-adjusted returns.
Strategically, Ready Capital occupies a niche between regional banks and larger specialty finance firms. Its competitive strengths are its direct origination platform, flexibility in structuring loans, and ability to deploy capital into segments that are often underserved by traditional banks. The company also emphasizes servicing capabilities and access to securitization and financing structures, which can support capital recycling and portfolio management. Relative to larger lenders, Ready Capital’s scale is more focused, but that can be an advantage in terms of underwriting specialization and speed of execution.
The company has a history of growth through acquisitions and mergers. It was established in the 2010s, and its expansion has included major transactions such as the Broadmark Realty Capital merger completed in 2023 and the acquisition of Funding Circle US in 2024, which was intended to improve funding efficiency and strengthen its technology-enabled customer experience. Those moves suggest a strategy of deepening its lending platform while sharpening operational efficiency.
Ready Capital is headquartered in New York and operates primarily across the United States. Its geographic presence is therefore national, aligned with U.S. commercial real estate and small business finance markets rather than international expansion. Recent company news includes its fourth-quarter 2025 earnings release published in February 2026, alongside SEC Form 4 insider transaction disclosures in 2026, largely related to equity awards and tax-withholding share dispositions. Overall, Ready Capital remains a specialized U.S. finance platform with a differentiated mix of commercial real estate lending, SBA lending, and servicing capabilities on the NYSE-listed market.
Purchases our model currently ranks for the recommendations list.
All recommendations| Fiscal year end | Revenue | Net income | Diluted EPS | Dividend per share | Filing |
|---|---|---|---|---|---|
| Dec 2025 | n.d. | -221.1 m USD | -1.44 USD | 0.39 USD | 10-K |
| Dec 2024 | n.d. | -430.4 m USD | -2.63 USD | 1.10 USD | 10-K |
| Dec 2023 | n.d. | 348.4 m USD | 2.22 USD | 1.46 USD | 10-K |
| Dec 2022 | n.d. | 203.2 m USD | 1.65 USD | 1.66 USD | 10-K/A |
| Dec 2021 | n.d. | 160.0 m USD | 2.16 USD | 1.66 USD | 10-K |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.