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SB Financial Group, Inc. Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest, by Strausbaugh Sue Ann, was filed 04 Mar 2026.
SB Financial Group, Inc.: what insiders have been doing
SB Financial Group, Inc. belongs to the Finance & Banking sector. Filings by its managers are published through SEC (Form 4). In the past year (22 October 2025 to 22 October 2026), 20 filings came from 14 insiders.
The record shows 1 purchase on the open market worth €855, made by 1 insider, against 2 sales worth €112k by 1 insider. Netting one side against the other leaves €111k of net selling. Open-market purchases are the filings investors watch most closely, because the insider pays for the shares out of pocket. The buyers include 1 senior executive. Biggest ticket of the year: €93k, sold by Hardgrove Richard L and made public on 24 September 2026 (0.057% of market cap).
For context, the typical company on the same exchange (median of 3,171 companies) published 24 filings over the same period, against 20 filings here. Over the whole record (from 2016), the tally stands at 76 purchases and 13 sales. On the fundamentals side, the SEC filing (10-K) for the period ending 31 December 2025 lists net income at 14.0 m USD; the dividend was 0.60 USD per share.
The clock since the last published purchase (4 March 2026) now reads 234 days. Typically, a trade is published a median of 1 day after it takes place. For comparison, the SEC allows two business days to file a Form 4. Selling is not necessarily a view on the stock: liquidity needs and diversification are common motives.
Source: insider filings from SEC (Form 4). Past trades are no guide to future returns.
Insider Decl.
226
Thresholds
n/a
Buy Volume
€587,728
76 ops. · all time
Sell Volume
€332,006
13 ops. · all time
Who traded when
BuySaleRichard L. Hardgrove3 sales
David A. Homoelle1 buy1 sale
George W. Carter1 buy
Mark A. Klein1 buy
Sue Ann Strausbaugh1 buy
Timothy L. Claxton1 buy
Since the insiders bought
- +1.9%Entry US$20.63 · Close at T+90 US$21.03
- +33.5%Entry US$17.55 · Close at T+365 US$23.43
- +31.8%Entry US$17.47 · Close at T+365 US$23.03
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 1,233 of 26,280 companies
79.3
score / 100
Value80
Quality79
FCF yld11%
Earn yld7.4%
EV/EBITDA·
ROE12%
Gross mgn·
Net mgn21%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$30.07
Analyst consensus
1 analysts1.00/5
US$29.00Target US$29.00(-4%)US$29.00
Income statement
RevenueUS$65.6M
Net incomeUS$14M24.8% margin
Valuation
PER (trailing)11.3x
PER (forward)11.6x
P/Book1.3x
Beta0.18
Balance sheet & cash
Market capUS$188M
Total debtUS$54.7M
Free Cash FlowUS$21.4M
Profitability & ownership
ROE12.0%
ROA1.1%
% insiders5.6%
% institutions52.2%
Last declaration on 24 September 2026
Declarations226 total
3,702 shares@ US$29.080.057% mcap26.5% of flowCOMMON STOCKSEC:0001282208-26-000006:0
48 shares@ US$20.6847.7% of flowCOMMON STOCKSEC:0002106310-26-000003:0
Canonical exit: 2 Jun 2026 (T+90)
878 shares@ US$22.1423.3% of flowCOMMON STOCKSEC:0001903379-26-000001:1
878 shares@ US$22.1413.4% of flowCOMMON STOCKSEC:0001783965-26-000001:1
3,672 shares0COMMON STOCKSEC:0001903379-26-000002:0
3,672 shares0COMMON STOCKSEC:0001903379-26-000001:0
3,672 shares0COMMON STOCKSEC:0001783965-26-000001:0
1,150 shares@ US$22.1430.5% of flowCOMMON STOCKSEC:0001482712-26-000001:0
1,150 shares@ US$22.1430.5% of flowCOMMON STOCKSEC:0001732566-26-000001:0
1,150 shares@ US$22.1417.4% of flowCOMMON STOCKSEC:0001880888-26-000001:0
1,150 shares@ US$22.1424.0% of flowCOMMON STOCKSEC:0001600696-26-000001:0
1,150 shares@ US$22.1423.1% of flowCOMMON STOCKSEC:0001585459-26-000001:0
3,672 shares@ US$22.1473.5% of flowCOMMON STOCKSEC:0001486762-26-000001:0
7,348 shares@ US$22.1470.1% of flowCOMMON STOCKSEC:0001350656-26-000001:0
1,150 shares@ US$22.1430.5% of flowCOMMON STOCKSEC:0001303142-26-000001:0
1,150 shares@ US$22.146.1% of flowCOMMON STOCKSEC:0001282208-26-000003:0
50 shares@ US$22.1452.3% of flowCOMMON STOCKSEC:0002106310-26-000002:0
3,672 shares@ US$22.1476.7% of flowCOMMON STOCKSEC:0001748058-26-000001:0
1,150 shares@ US$22.1429.7% of flowCOMMON STOCKSEC:0001499923-26-000001:0
977 shares@ US$22.155.2% of flowCOMMON STOCKSEC:0001282208-26-000001:0
2,000 shares@ US$17.63924.5% of flowCOMMON STOCKSEC:0001880888-25-000002:0
Canonical exit: 21 Sept 2025 (T+90)
100 shares@ US$17.550.8% of flowCOMMON STOCKSEC:0001350656-25-000002:0
Canonical exit: 18 Sept 2025 (T+90)
322 shares@ US$21.1510.6% of flowCOMMON STOCKSEC:0001861143-25-000002:0
Canonical exit: 4 Jun 2025 (T+90)
937 shares@ US$23.4335.3% of flowCOMMON STOCKSEC:0001861143-25-000003:0
134 shares@ US$21.07642.9% of flowCOMMON STOCKSEC:0001585459-25-000002:0
Canonical exit: 27 May 2025 (T+90)
25 of 226 declarations
About SB Financial Group, Inc.
SB Financial Group, Inc. is a U.S.-based financial services holding company listed on NASDAQ in the United States. Headquartered in Defiance, Ohio, the company operates as a regional bank holding company, with The State Bank and Trust Company as its principal banking subsidiary and SBFG Title, LLC dba Peak Title as its title insurance business. According to its 2025 annual report, the company was organized in 1983 and has more than a century of continuous operating history in its core Northwest Ohio markets. For international investors, SB Financial should be viewed as a community-oriented regional lender rather than a large-money-center bank: its franchise is local, relationship-driven, and diversified across traditional banking and selected fee-based services.
The company’s core operating model is centered on commercial and retail banking. Through State Bank, SB Financial offers checking and savings accounts, money market accounts, certificates of deposit, consumer lending, commercial loans, agricultural loans, residential mortgage lending, commercial leasing, credit cards, safe deposit boxes, and internet banking. The group also provides personal and corporate trust services, private client services, and wealth management capabilities, including brokerage services through an unaffiliated third party. In addition, SB Financial has a title insurance platform and an insurance product-selling subsidiary, which broaden the revenue base beyond net interest income while remaining consistent with a relationship-banking model.
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Geographically, the company remains focused on the U.S. Midwest. Its footprint is concentrated in Ohio, with additional presence in Indiana. As of December 31, 2025, State Bank operated 27 banking centers and 4 loan production offices, while SBFG Title operated two locations. The network spans multiple counties in Northwest Ohio, Central Ohio, and Northeast Indiana, including markets such as Defiance, Fulton, Paulding, Williams, Toledo, Findlay, Bowling Green, Columbus, and Fort Wayne. This dense local footprint supports deposit gathering and small-business lending, which are the primary pillars of the franchise.
Competitively, SB Financial operates in a fragmented market alongside larger regional banks, community banks, credit unions, and non-bank financial providers, including fintech lenders. Its competitive edge is based on local market knowledge, long-standing customer relationships, and a broad service offering for households, farmers, and small businesses. The company has also highlighted improving deposit market share in its traditional Northwest Ohio markets, indicating incremental gains in a market where scale and trust matter.
Recent developments in 2025 were constructive. SB Financial closed the acquisition of The Marblehead Bank, establishing a presence in Ottawa County, Ohio, and expanded into new or adjacent markets, including a full-service retail location in Angola, Indiana, and a hybrid retail location in Napoleon, Ohio. These actions suggest a disciplined, measured growth strategy focused on deepening regional penetration rather than pursuing a national expansion. For investors following SEC Form 4 insider transactions, SB Financial’s relatively small-cap profile and locally anchored franchise make insider activity potentially relevant as a sentiment indicator, although fundamental performance should still be assessed through credit quality, deposit trends, and execution in its Midwest footprint.
