2 insiders bought €3,899 of shares over the last 90 days, the latest filed 12 Aug 2026.
Ohio Valley Banc Corp, classified in the Finance & Banking sector, is a listed company. Its insiders report their share dealings to SEC (Form 4). The last twelve months, up to 18 October 2026, brought 21 filings signed by 13 insiders.
Purchases and sales both appear in the filings: 4 purchases (2 insiders, €8,990) and 1 sale (1 insider, €223k). The net balance comes to €214k on the selling side. Unlike grants, an open-market purchase is paid for by the insider, at the market price. Biggest ticket of the year: €223k, sold by Jones Ryan Joseph and made public on 12 December 2025. Among those who bought: 2 senior executives.
In the case of 2 purchases, another manager of the company was buying within the same 30 days. Such overlaps are known as a cluster signal: distinct people reaching the same decision at about the same time. The last insider purchase was made public on 12 August 2026, 66 days ago.
For context, the typical company on the same exchange (median of 5,816 companies) published 19 filings over the same period, against 21 filings here. Over the whole record (from 2016), the tally stands at 17 purchases and 1 sale. The 10-K for the year ended 31 December 2025 shows 15.6 m USD of net income and a dividend of 0.91 USD per share.
For comparison within the same sector, see the insider buying recorded at First Guaranty Bancshares, Inc. and BCB Bancorp Inc. This summary is built from SEC (Form 4) disclosures alone and does not predict where the share price will go.
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Transparent value + quality ranking, distinct from the insider signal.
FY ended December 2025 · cache
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Ohio Valley Banc Corp. (ticker: OVBC) is a U.S. bank holding company listed on the NASDAQ market in the United States. For investors, it should be viewed primarily as a regional community-banking franchise rather than a national diversified financial conglomerate. The group is headquartered in Gallipolis, Ohio, and its main banking subsidiary, The Ohio Valley Bank Company, is also based there. Ohio Valley Bank was established in 1872, while Ohio Valley Banc Corp. was formed in 1992 as the holding company structure for the enterprise. ([ovbc.com](https://www.ovbc.com/connect/who-we-are?utm_source=openai))
The business model is centered on three main pillars: commercial and retail banking, consumer finance, and mortgage lending. Through Ohio Valley Bank, the company offers core banking products such as checking and savings accounts, certificates of deposit, commercial loans, residential real estate loans, and other traditional lending services. Historically, the group also operated Loan Central, Inc., a consumer finance subsidiary, and Race Day Mortgage, an online direct-to-consumer mortgage platform. Recent company disclosures indicate a strategic shift toward higher-quality and more profitable loan categories, with consumer lending deemphasized in favor of commercial real estate, commercial and industrial lending, and residential real estate. ([ovbc.com](https://www.ovbc.com/community/ovbc-announces-cash-dividend?utm_source=openai))
From a competitive standpoint, OVBC is a niche regional player with a relationship-driven model. Its main strengths are local market knowledge, a long operating history, a stable deposit franchise, and a dense branch footprint across its core geography. The company has reported 17 offices in Ohio and West Virginia in earlier disclosures, while more recent communications mention 18 offices, underscoring a modest but still meaningful local presence. That footprint allows the bank to serve households, small businesses, and local borrowers across the Ohio Valley region, rather than competing head-to-head with large money-center banks. ([ovbc.com](https://www.ovbc.com/connect/who-we-are?utm_source=openai))
Recent news has been constructive. In January 2026, Ohio Valley Banc Corp. reported record full-year 2025 earnings, with higher net income and earnings per share versus 2024. Management highlighted improving net interest margin, loan growth in targeted categories, and a more favorable deposit mix. The company also maintained a regular cash dividend policy. In addition, several recent SEC Form 4 filings showed insider purchases and dividend-reinvestment activity by directors, which may be read as internal confidence, although insider buying is not a guarantee of future share-price performance. ([ovbc.com](https://www.ovbc.com/ovbc-reports-4th-quarter-and-record-fiscal-year-earnings?utm_source=openai))
Overall, Ohio Valley Banc Corp. is a long-established U.S. community bank holding company listed on NASDAQ, focused on local banking, commercial lending, and mortgage/consumer financial services, with an increasingly profit-oriented portfolio mix and a conservative regional profile.
Purchases our model currently ranks for the recommendations list.
All recommendations| Fiscal year end | Revenue | Net income | Diluted EPS | Dividend per share | Filing |
|---|---|---|---|---|---|
| Dec 2025 | n.d. | 15.6 m USD | n.d. | 0.91 USD | 10-K |
| Dec 2024 | n.d. | 11.0 m USD | n.d. | 0.88 USD | 10-K |
| Dec 2023 | n.d. | 12.6 m USD | n.d. | 1.02 USD | 10-K |
| Dec 2022 | n.d. | 13.3 m USD | n.d. | 0.99 USD | 10-K |
| Dec 2021 | n.d. | 11.7 m USD | n.d. | 0.84 USD | 10-K |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.