1 insider bought €64k of shares over the last 90 days, the latest by Carande Carl Steven, filed 10 Aug 2026.
United Community Banks Inc is a Finance & Banking company. Its directors and officers file their transactions with SEC (Form 4). In the past year (21 October 2025 to 21 October 2026), 55 filings came from 23 insiders.
Both sides are active: 1 purchase worth €64k and 8 sales worth €2.0M, from 1 insider and 4 insiders respectively. Taken together, the sales exceed the purchases by €2.0M. A purchase on the market is a deliberate choice to commit personal money, which is why it draws more attention than a grant. The largest single trade was a sale of €778k by Harralson Jefferson L, published on 28 July 2026, equal to 0.022% of the market capitalisation. Those buying include 1 senior executive.
With 55 filings in twelve months, the company is more active than the median of 19 filings across the 5,810 companies we follow on the same exchange. Since 2016, the database holds 6 purchases and 21 sales by insiders of the company. For the fiscal year to 31 December 2025, the annual 10-K puts net income at 328.1 m USD, and the dividend at 0.98 USD per share.
The latest purchase dates back some time: it was published 72 days ago, on 10 August 2026. The median gap between a trade and its publication by SEC (Form 4) is 3 days. The legal deadline for a Form 4 is two business days after the transaction. Sales are harder to read than purchases, since they often meet personal needs such as tax or diversification.
For comparison within the same sector, see the insider buying recorded at First Guaranty Bancshares, Inc. and BCB Bancorp Inc. Source: insider filings from SEC (Form 4). Past trades are no guide to future returns.
+1 other insider
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analysts rate United Community Banks Inc Buy (bullish), based on 6 analysts. Average price target: US$40.17.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Transparent value + quality ranking, distinct from the insider signal.
FY ended December 2025 · cache
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United Community Banks, Inc. (NYSE: UCB) is a U.S.-listed bank holding company headquartered in Greenville, South Carolina, United States. The company operates through United Community Bank and serves retail customers, small and midsize businesses, commercial clients, and specialized borrowers. Its franchise is rooted in community banking, with a long operating history dating back to 1950, and it has expanded over time through a mix of organic growth and targeted acquisitions. ([ir.ucbi.com](https://ir.ucbi.com/static-files/653a3130-1a2b-4c55-93c2-7694aa6a4847))
Operationally, United Community offers a broad range of commercial and consumer banking services, together with investment advisory services. As of December 31, 2025, the company operated 199 banking offices across Georgia, South Carolina, North Carolina, Tennessee, Florida, and Alabama. In addition, its equipment finance and SBA/USDA lending businesses operate throughout the United States, giving the group a blend of regional branch-based banking and nationwide specialty lending capabilities. ([ir.ucbi.com](https://ir.ucbi.com/static-files/653a3130-1a2b-4c55-93c2-7694aa6a4847))
Its product set spans deposits, commercial and consumer lending, mortgage-related services, treasury management, private banking, investment management, trust services, financial planning, and insurance-related solutions. This diversified mix is important in a highly competitive U.S. regional banking landscape, where scale, relationship depth, and fee-generating services matter increasingly. United Community positions itself as a service-oriented regional franchise with a strong community-banking identity, while also serving more complex client needs through wealth, advisory, and treasury offerings. ([stockanalysis.com](https://stockanalysis.com/stocks/ucb/company/?utm_source=openai))
Recent developments have been meaningful. In 2025, United Community completed its acquisition of ANB, headquartered in Oakland Park, Florida, strengthening its footprint in South Florida and adding another layer to its Florida expansion strategy. The company has also emphasized margin expansion, disciplined expense control, and operating leverage in its earnings communications. For full-year 2025, United Community reported net income of $328 million and diluted EPS of $2.62, up from $2.04 in 2024. Management also highlighted a quarterly cash dividend in early 2026 and the continuation of a share repurchase program, both of which are relevant for investors assessing capital return policy. ([ir.ucbi.com](https://ir.ucbi.com/news-releases/news-release-details/united-community-banks-inc-reports-fourth-quarter-earnings?mobile=1))
Purchases our model currently ranks for the recommendations list.
All recommendations| Fiscal year end | Revenue | Net income | Diluted EPS | Dividend per share | Filing |
|---|---|---|---|---|---|
| Dec 2025 | n.d. | 328.1 m USD | 2.62 USD | 0.98 USD | 10-K |
| Dec 2024 | n.d. | 252.4 m USD | 2.04 USD | 0.94 USD | 10-K |
| Dec 2023 | n.d. | 187.5 m USD | 1.54 USD | 0.92 USD | 10-K |
| Dec 2022 | n.d. | 277.5 m USD | 2.52 USD | 0.86 USD | 10-K |
| Dec 2021 | n.d. | 269.8 m USD | 2.97 USD | 0.78 USD | 10-K |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.