Loading
OB
OFG Bancorp Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest, by FRANQUI ANNETTE, was filed 20 Feb 2026.
OFG Bancorp: what insiders have been doing
OFG Bancorp, classified in the Finance & Banking sector, is a listed company based in San Juan, United States, founded in 1964. Its insiders report their share dealings to SEC (Form 4). From 18 October 2025 to 18 October 2026, the disclosure feed for OFG Bancorp logged 48 filings by 18 insiders.
Open-market activity splits into 1 purchase totalling €55k and 8 sales totalling €4.6M; 1 insider sit on the buying side and 5 insiders on the selling side. The net balance comes to €4.5M on the selling side. A purchase on the market is a deliberate choice to commit personal money, which is why it draws more attention than a grant. Those buying include 1 senior executive. Biggest ticket of the year: €2.4M, sold by Fernandez Jose Rafael and made public on 28 July 2026 (0.13% of market cap).
With 48 filings in twelve months, the company is more active than the median of 19 filings across the 5,812 companies we follow on the same exchange. Since 2016, the database holds 28 purchases and 39 sales by insiders of the company. In its latest annual report filed with the SEC (10-K, fiscal year ended 31 December 2025), the company reported net income of 205.1 m USD, with a dividend of 1.20 USD per share.
The most recent open-market purchase was published on 20 February 2026, 240 days ago. Filings reach the SEC (Form 4) feed a median of 2 days after the trade. Section 16 rules allow two business days to file each Form 4. Keep in mind that insiders sell for many reasons unrelated to the outlook, from tax bills to estate planning.
In the same sector, recent insider purchases at First Guaranty Bancshares, Inc. and Avidia Bancorp, Inc. also feature in our signals. This summary is built from SEC (Form 4) disclosures alone and does not predict where the share price will go.
Insider Decl.
210
Thresholds
n/a
Buy Volume
€566,212
28 ops. · all time
Sell Volume
€19M
39 ops. · all time
Who traded when
BuySaleMaritza Arizmendi3 sales
Colon Jorge2 sales
Jose Rafael Fernandez2 sales
Nestor De Jesus2 sales
Cesar A. Ortiz1 sale
Franqui Annette1 buy
Since the insiders bought
- +8.8%Entry US$41.39 · Close at T+90 US$45.05
- +11.8%Entry US$26.86 · Close at T+365 US$30.03
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate OFG Bancorp Hold (neutral), based on 4 analysts. Average price target: US$56.75.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 454 of 23,476 companies
84.1
score / 100
Value82
Quality86
FCF yld9.0%
Earn yld9.2%
EV/EBITDA·
ROE16%
Gross mgn·
Net mgn30%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$50.86
Analyst consensus
4 analystsHold
US$55.00Target US$56.75(+12%)US$58.00
Income statement
RevenueUS$680.2M
Net incomeUS$205.1M33.9% margin
Valuation
PER (trailing)10.0x
PER (forward)9.9x
P/Book1.5x
Beta0.75
Balance sheet & cash
Market capUS$2.1B
Total debtUS$479.7M
Free Cash FlowUS$199.3M
Profitability & ownership
ROE16.1%
ROA1.8%
% insiders1.0%
% institutions99.8%
Last declaration on 17 September 2026
Declarations210 total
10,000 sharesCommon StockSEC:0001254550-26-000023:0
600 sharesCommon StockSEC:0001254550-26-000021:0
50 sharesCommon StockSEC:0001434653-26-000008:0
5 shares@ US$51.780.0000% mcap100.0% of flowCommon StockSEC:0001434653-26-000008:1
50 sharesCommon StockSEC:0002037278-26-000008:0
5 shares@ US$51.780.0000% mcap100.0% of flowCommon StockSEC:0002037278-26-000008:1
10,000 shares@ US$53.460.024% mcap100.0% of flowCommon StockSEC144:0001613664-26-000012
10,000 shares@ US$53.3480.024% mcap33.3% of flowCommon StockSEC:0001613664-26-000014:0
4,000 shares@ US$53.000.0096% mcap43.0% of flowCommon StockSEC:0001666162-26-000013:0
4,000 shares@ US$52.890.0094% mcap100.0% of flowCommon StockSEC144:0001666162-26-000010
52,352 shares@ US$52.44830.13% mcap26.7% of flowCommon StockSEC:0001254550-26-000019:0
52,352 shares@ US$52.44830.13% mcap100.0% of flowCommon StockSEC144:0001254550-26-000017
10,000 sharesCommon StockSEC:0001254550-26-000012:0
667 sharesCommon StockSEC:0001964070-26-000006:0
717 sharesCommon StockSEC:0001963993-26-000006:0
717 sharesCommon StockSEC:0001963953-26-000006:0
1,417 sharesCommon StockSEC:0001613664-26-000006:0
717 sharesCommon StockSEC:0001430794-26-000004:0
717 sharesCommon StockSEC:0001380905-26-000006:0
5,150 sharesCommon StockSEC:0001254550-26-000007:0
1,500 sharesCommon StockSEC:0001976002-26-000003:0
1,500 sharesCommon StockSEC:0001894398-26-000002:0
300 sharesCommon StockSEC:0002037278-26-000002:0
1,310 sharesCommon StockSEC:0001964070-26-000004:0
1,410 sharesCommon StockSEC:0001963993-26-000004:0
25 of 210 declarations
About OFG Bancorp
OFG Bancorp is a publicly listed financial holding company traded on the NYSE under the ticker OFG. It is headquartered in San Juan, Puerto Rico, within the United States, and was founded in 1964. Over time, the company has evolved into a diversified financial services franchise centered on Oriental Bank, with additional businesses in wealth management, brokerage, insurance, and retirement-related services. For international investors, OFG is best viewed as a U.S.-regulated bank holding company with strong local franchise exposure in Puerto Rico and the U.S. Virgin Islands.
OFG’s business model is built around three major segments: Banking, Wealth Management, and Treasury. Through Oriental Bank, the group provides retail and commercial banking services, including deposits, consumer lending, commercial loans, mortgage-related lending, and cash management solutions. Its wealth management arm, Oriental Financial Services, offers brokerage, financial planning, investment advisory, trust, and retirement products. Oriental Insurance expands the product set with insurance solutions, helping OFG deepen client relationships and diversify revenue sources across multiple fee- and spread-based lines.
Read moreShow less
Competitively, OFG is one of the better-known banking institutions in Puerto Rico and the U.S. Virgin Islands. Its local scale, customer relationships, and operating knowledge of the regional economy are meaningful advantages versus larger mainland banks that tend to have less focused island coverage. The company has also highlighted a Digital First strategy, supported by flagship mass-market Libre and mass affluent Elite deposit accounts. These offerings are designed to improve customer acquisition, retention, and cross-sell effectiveness while modernizing the franchise.
Recent developments underscore a generally constructive operating trend. In January 2026, OFG reported fourth-quarter and full-year 2025 results showing higher earnings per share and growth in core revenues, while management described asset quality and credit metrics as well controlled. During 2025, the company also increased its common dividend and repurchased shares, indicating active capital return to shareholders. At the same time, investors should note that reported earnings can include non-recurring items, including discrete tax benefits and the expiration of a tax agreement tied to the 2019 acquisition of Scotiabank’s Puerto Rico and U.S. Virgin Islands operations. That combination makes OFG a regional banking name with a stable franchise, but one where quarterly results may also reflect some tax-related volatility.
Recent ranked signals in the same sector
Purchases our model currently ranks for the recommendations list.
All recommendations
