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F&M Bank Corp Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 22 Jun 2026.
F&M Bank Corp: what insiders have been doing
F&M Bank Corp belongs to the Finance & Banking sector. Filings by its managers are published through SEC (Form 4). From 18 October 2025 to 18 October 2026, the disclosure feed for F&M Bank Corp logged 49 filings by 17 insiders.
Both sides are active: 33 purchases worth €498k and 1 sale worth €28k, from 16 insiders and 1 insider respectively. The amount is not disclosed for 8 filings. A purchase on the market is a deliberate choice to commit personal money, which is why it draws more attention than a grant. The largest single trade was a purchase of €112k by Wilkerson Aubrey M., published on 23 March 2026. The buyers include 13 senior executives, 2 chief executives and 1 finance chief.
The data flag 23 purchases as part of a group of insiders buying within 30 days of each other. Such overlaps are known as a cluster signal: distinct people reaching the same decision at about the same time. The last insider purchase was made public on 22 June 2026, 117 days ago. Between a trade and the moment it shows up on SEC (Form 4), the median delay is 4 days. Section 16 rules allow two business days to file each Form 4.
With 49 filings in twelve months, the company is more active than the median of 19 filings across the 5,813 companies we follow on the same exchange. Since 2016, the database holds 265 purchases and 2 sales by insiders of the company. In its latest annual report filed with the SEC (10-K, fiscal year ended 31 December 2025), the company reported net income of 11.2 m USD, with a dividend of 1.04 USD per share.
Other companies in the same sector with recent insider buying flagged by our signals: First Guaranty Bancshares, Inc. and BCB Bancorp Inc. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Insider Decl.
354
Thresholds
n/a
Buy Volume
€2M
265 ops. · all time
Sell Volume
€77,897
2 ops. · all time
Who traded when
BuySaleJohn A. Willingham14 buys
Christopher S. Runion11 buys
Neil A. Houff8 buys
Anne B. Keeler7 buys
Edward Ray Burkholder7 buys
Hannah W. Hutman7 buys
+11 other insiders
Since the insiders bought
- +13.2%Entry US$36.10 · Close 15 Oct 2026 US$40.85
- +13.2%Entry US$36.10 · Close 15 Oct 2026 US$40.85
- +13.2%Entry US$36.10 · Close 15 Oct 2026 US$40.85
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 810 of 24,148 companies
81.2
score / 100
Value81
Quality81
FCF yld11%
Earn yld7.7%
EV/EBITDA·
ROE14%
Gross mgn·
Net mgn22%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$40.92
Analyst consensus
Income statement
RevenueUS$52.1M
Net incomeUS$11.2M25.5% margin
Valuation
PER (trailing)10.1x
P/Book1.3x
Beta0.28
Balance sheet & cash
Market capUS$146.8M
Total debtUS$9.9M
Free Cash FlowUS$15.8M
Profitability & ownership
ROE13.9%
ROA1.1%
% insiders5.8%
% institutions14.9%
Last declaration on 28 September 2026
Declarations354 total
153 shares@ US$40.390.0043% mcap11.9% of flowCommon StockSEC:0002042741-26-000003:0
102 shares@ US$40.390.0028% mcap100.0% of flowCommon StockSEC:0002150557-26-000002:0
221 shares@ US$40.390.0061% mcap8.2% of flowCommon StockSEC:0001659019-26-000005:0
69 shares@ US$40.390.0019% mcap0.8% of flowCommon StockSEC:0001375820-26-000003:0
153 shares@ US$40.390.0043% mcap5.7% of flowCommon StockSEC:0001491981-26-000005:0
153 shares@ US$40.390.0043% mcap9.9% of flowCommon StockSEC:0001723494-26-000003:0
153 shares@ US$40.390.0043% mcap12.5% of flowCommon StockSEC:0001800327-26-000004:0
153 shares@ US$40.390.0043% mcap12.5% of flowCommon StockSEC:0001918426-26-000004:0
204 shares@ US$40.390.0057% mcap36.8% of flowCommon StockSEC:0002109627-26-000008:0
1,000 shares@ US$33.3816.6% of flowCommon StockSEC:0001851105-26-000005:0
171 sharesCommon StockSEC:0001723494-26-000002:0
Canonical exit: 16 Sept 2026 (T+90)
171 sharesCommon StockSEC:0001918426-26-000003:0
Canonical exit: 16 Sept 2026 (T+90)
228 sharesCommon StockSEC:0002109627-26-000007:0
Canonical exit: 16 Sept 2026 (T+90)
247 sharesCommon StockSEC:0001659019-26-000004:0
Canonical exit: 16 Sept 2026 (T+90)
77 sharesCommon StockSEC:0001375820-26-000002:0
Canonical exit: 16 Sept 2026 (T+90)
171 sharesCommon StockSEC:0001491981-26-000004:0
Canonical exit: 16 Sept 2026 (T+90)
171 sharesCommon StockSEC:0001800327-26-000003:0
Canonical exit: 16 Sept 2026 (T+90)
171 sharesCommon StockSEC:0002042741-26-000002:0
Canonical exit: 16 Sept 2026 (T+90)
650 shares@ US$30.59100.0% of flowCommon StockSEC:0002124863-26-000001:0
Canonical exit: 17 Jun 2026 (T+90)
156 shares@ US$30.598.2% of flowCommon StockSEC:0001918349-26-000004:0
197 shares@ US$30.593.0% of flowCommon StockSEC:0001851105-26-000004:0
367 shares@ US$30.595.2% of flowCommon StockSEC:0001851081-26-000003:0
485 shares@ US$20.4225.1% of flowClass A Common StockSEC:0001918426-26-000001:0
Canonical exit: 17 Dec 2023 (T+90)
202 shares@ US$30.5913.4% of flowCommon StockSEC:0002042741-26-000001:0
Canonical exit: 17 Jun 2026 (T+90)
1,524 shares@ US$30.5941.1% of flowCommon StockSEC:0002005814-26-000001:0
Canonical exit: 17 Jun 2026 (T+90)
25 of 354 declarations
About F&M Bank Corp
F&M Bank Corp. (ticker FMBM) is a U.S.-based financial holding company with a long-standing community banking franchise. Headquartered in Timberville, Virginia, the company traces its roots back to 1908, when it was founded as a community venture to serve farmers and merchants in the Shenandoah Valley. That heritage still defines the group’s strategy today: local decision-making, relationship banking, and a strong connection to the agricultural and small-business economy of its core markets. The company is listed on the OTCQX market in recent filings rather than on the NYSE or NASDAQ, and it is incorporated and operating in the United States. ([sec.gov](https://www.sec.gov/Archives/edgar/data/740806/000165495425008661/fmbm_ex991.htm?utm_source=openai))
At the operating level, F&M Bank Corp. is primarily a regional commercial bank. Through its subsidiary Farmers & Merchants Bank (F&M Bank), it offers a broad range of banking and financial services to individuals, businesses, farmers, and nonprofit organizations. Its core activities include deposit gathering, commercial lending, consumer lending, agricultural lending, treasury services, and digital banking solutions. This community-banking model is complemented by specialized subsidiaries such as F&M Mortgage, which focuses on residential mortgage lending, and VSTitle, which provides title insurance and real estate settlement services. Some company materials also reference TEB Life Insurance Company, through which the group reinsures credit life and accident-and-health insurance, adding a modest non-interest income stream. ([sec.gov](https://www.sec.gov/Archives/edgar/data/740806/000165495425008661/fmbm_ex991.htm?utm_source=openai))
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Geographically, the business remains highly concentrated in Virginia, with branches in Rockingham, Shenandoah, and Augusta counties, plus the cities of Winchester and Waynesboro. That limited footprint is a strategic choice: it allows the bank to deepen client relationships, maintain local credit discipline, and compete effectively against larger national institutions by emphasizing service quality and community involvement. The company describes itself as the only publicly traded organization based in Rockingham County, which reinforces its local identity and brand relevance. In competitive terms, F&M Bank Corp. is best viewed as a small-to-mid-sized community bank rather than a diversified national lender, with its strengths lying in trust, proximity, and conservative franchise management. ([sec.gov](https://www.sec.gov/Archives/edgar/data/740806/000165495425008661/fmbm_ex991.htm?utm_source=openai))
Recent developments suggest steady operating momentum. In January 2026, the company reported record full-year 2025 earnings, with net income increasing materially versus 2024 and balance sheet metrics showing continued expansion in assets, loans, and deposits. For investors, this underscores a business that is still fundamentally driven by traditional banking spreads, credit quality, and local market share gains rather than by rapid geographic expansion. The investment case is therefore that of a defensive U.S. regional bank with a narrow but durable franchise, serving a defined rural and semi-rural market base from its Virginia headquarters. ([ir.fmbankva.com](https://ir.fmbankva.com/news-market-data/press-releases/news-details/2026/FM-Bank-Corp--Reports-Fourth-Quarter-And-Year-end-Results-For-2025-Including-Record-Earnings-For-The-Year/default.aspx?utm_source=openai))
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