First National CORP: insider trades · United States · SEC (Form 4)

About First National CORP

FIRST NATIONAL CORP /VA/ (ticker: FXNC) is a U.S.-listed financial company trading on NASDAQ in the United States, and it functions as the bank holding company of First Bank. For international investors, FXNC fits the profile of a small-cap regional banking name: a relationship-driven community bank whose performance is typically shaped by net interest margin trends, deposit gathering, credit quality, and the execution of local expansion strategy. The company’s roots are tied to Virginia. First National Corporation was incorporated under Virginia law in 1983, while the operating bank franchise is built around First Bank and related subsidiaries. The operational headquarters is in Strasburg, Virginia, with corporate presence also visible in Winchester, Virginia. ([sec.gov](https://www.sec.gov/Archives/edgar/data/719402/000143774924010050/fxnc2023ars.pdf)) FXNC’s core business is commercial banking for small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations. Its product set includes deposits, commercial lending, residential and other real-estate-related lending, and a range of digital banking services. The group also has smaller adjacent activities through subsidiaries connected to title insurance and certain investment-related services, which modestly broaden the earnings mix beyond plain-vanilla banking. The company competes in a crowded regional market against other community banks, larger regional banks, credit unions, and increasingly well-capitalized national players and fintech providers. ([sec.gov](https://www.sec.gov/Archives/edgar/data/719402/000143774924010050/fxnc2023ars.pdf)) Geographically, the franchise remains regional, with 33 branches across Virginia and North Carolina, plus one loan production office and a customer service center. The footprint spans the Shenandoah Valley, south-central Virginia, the Richmond and Roanoke market areas, and northern North Carolina. A major recent strategic development was the acquisition of Touchstone Bank, completed in 2024 and system-integrated in February 2025. That deal strengthened the company’s presence in central Virginia and expanded the footprint into contiguous markets in southern Virginia and northern North Carolina, increasing scale while preserving a local banking model. ([sec.gov](https://www.sec.gov/Archives/edgar/data/719402/000071940226000001/fxnc01.pdf)) From a market perspective, FXNC is the kind of listed bank stock where investors focus on balance-sheet discipline, funding mix, loan growth, expense control, and the potential benefits of acquisitions. Recent company communications highlighted record third-quarter 2025 earnings and record full-year 2025 results, signaling improved operating momentum heading into 2026. For French-speaking investors, FXNC is best understood as a Virginia-centered U.S. community bank with a measured growth profile, modest geographic diversification, and a relatively straightforward banking model rather than a large diversified financial conglomerate. ([ir.fbvirginia.com](https://ir.fbvirginia.com/news/news-details/2025/First-National-Corporation-Reports-Record-Third-Quarter-2025-Earnings/default.aspx))