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Ezcorp Inc Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 04 May 2021.
Ezcorp Inc: what insiders have been doing
This page follows insider dealings at Ezcorp Inc as filed with SEC (Form 4), a company from the Finance & Banking sector based in Austin, United States. The group dates from 1989. In the past year (18 October 2025 to 18 October 2026), 25 filings came from 15 insiders.
Only sales appear on the open market, 10 sales in all totalling €4.1M, filed by 6 insiders. Biggest ticket of the year: €893k, sold by Bryant Ellen H and made public on 25 August 2026 (0.055% of market cap).
Compared with its exchange (5,811 companies, median 19 filings), a count of 25 filings is above the norm. Over the whole record (from 2016), the tally stands at 1 purchase and 25 sales. The 10-K for the year ended 30 September 2025 shows 1.27 bn USD of revenue and 109.6 m USD of net income.
Between a trade and the moment it shows up on SEC (Form 4), the median delay is 1 day. US insiders must file a Form 4 within two business days of a trade. Sales are harder to read than purchases, since they often meet personal needs such as tax or diversification.
Elsewhere in the same sector, our signals recently picked up insider purchases at First Guaranty Bancshares, Inc. and BCB Bancorp Inc. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Insider Decl.
116
Thresholds
n/a
Buy Volume
€4,770
1 ops. · all time
Sell Volume
€6M
25 ops. · all time
Who traded when
BuySaleGary Tillett3 sales
Matthew W. Appel3 sales
Pablo Lagos Espinosa3 sales
Ellen H. Bryant2 sales
Nicole Swies2 sales
Sunil Sajnani2 sales
+1 other insider
Since the insiders bought
- +31.8%Entry US$5.91 · Close at T+365 US$7.79
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Ezcorp Inc Buy (bullish), based on 5 analysts. Average price target: US$40.80.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 7,885 of 24,148 companies
60.2
score / 100
Value58
Quality62
FCF yld5.5%
Earn yld5.5%
EV/EBITDA13.7x
ROE15%
Gross mgn59%
Net mgn8.6%
Debt/EBITDA3.8x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended September 2025 · cache
US$32.72
Analyst consensus
5 analystsBuy
US$36.00Target US$40.80(+25%)US$45.00
Income statement
RevenueUS$1.3B
Gross profitUS$746.1M59% margin
EBITDAUS$202.3M16% margin
Net incomeUS$109.6M10.0% margin
Valuation
PER (trailing)16.6x
PER (forward)14.8x
P/Book1.7x
Beta0.71
Balance sheet & cash
Market capUS$2B
Total debtUS$764M
Free Cash FlowUS$110.4M
Debt / Equity70%
Profitability & ownership
ROE14.7%
ROA6.9%
% insiders4.4%
% institutions125.2%
Last declaration on 25 August 2026
Declarations116 total
30,000 shares@ US$34.770.055% mcap28.2% of flowClass A Non-Voting Common StockSEC:0000876523-26-000066:0
30,000 shares@ US$34.77730.055% mcap100.0% of flowCommonSEC144:0001950047-26-008612
10,000 shares@ US$35.54260.019% mcap17.7% of flowClass A Non-Voting Common StockSEC:0000876523-26-000057:0
10,000 shares@ US$32.00430.018% mcap15.7% of flowClass A Non-Voting Common StockSEC:0000876523-26-000055:0
20,000 shares@ US$32.15100.0% of flowClass A Non-Voting Common StockSEC144:0001968582-26-000551
13,500 shares@ US$31.7357100.0% of flowCommonSEC144:0001950047-26-005672
15,037 shares@ US$33.250.028% mcap30.7% of flowClass A Non-Voting Common StockSEC:0000876523-26-000052:0
6,641 shares@ US$25.6010.5% of flowClass A Non-Voting Common StockSEC:0000876523-26-000034:0
6,641 shares@ US$25.6019.5% of flowClass A Non-Voting Common StockSEC:0000876523-26-000040:0
6,641 shares@ US$25.6012.5% of flowClass A Non-Voting Common StockSEC:0000876523-26-000038:0
6,641 shares@ US$25.6019.7% of flowClass A Non-Voting Common StockSEC:0000876523-26-000036:0
6,641 shares@ US$25.608.4% of flowClass A Non-Voting Common StockSEC:0000876523-26-000032:0
18,353 shares@ US$26.7613.9% of flowClass A Non-Voting Common StockSEC:0000876523-26-000024:0
10,000 shares@ US$25.500.014% mcap18.4% of flowClass A Non-Voting Common StockSEC:0000876523-26-000022:0
20,000 shares@ US$25.0024.1% of flowClass A Non-Voting Common StockSEC:0000876523-26-000018:0
24,138 shares@ US$24.7515.4% of flowClass A Non-Voting Common StockSEC:0000876523-26-000016:0
20,000 shares@ US$25.0013.3% of flowClass A Non-Voting Common StockSEC:0000876523-26-000014:0
10,000 shares@ US$25.0018.0% of flowClass A Non-Voting Common StockSEC:0001601635-26-000002:0
57,855 shares@ US$17.8240.7% of flowClass A Non-Voting Common StockSEC:0000876523-25-000109:0
352,786 shares@ US$17.8251.4% of flowClass A Non-Voting Common StockSEC:0000876523-25-000107:0
88,195 shares@ US$17.8242.4% of flowClass A Non-Voting Common StockSEC:0000876523-25-000105:0
145,522 shares@ US$17.8241.8% of flowClass A Non-Voting Common StockSEC:0000876523-25-000103:0
60,007 shares@ US$17.8228.2% of flowClass A Non-Voting Common StockSEC:0000876523-25-000101:0
53,622 shares@ US$17.8226.0% of flowClass A Non-Voting Common StockSEC:0000876523-25-000099:0
49,388 shares@ US$17.8225.4% of flowClass A Non-Voting Common StockSEC:0001769629-25-000004:0
25 of 116 declarations
About Ezcorp Inc
EZCORP, Inc. (ticker: EZPW) is a U.S.-listed company traded on the NASDAQ market, headquartered in Austin, Texas, United States. Founded in 1989, EZCORP has built a leading position in pawn transactions across the United States and Latin America. Its core model is straightforward but resilient: it advances cash to consumers against pledged personal property, then monetizes the collateral through redemption fees and, when loans are not repaid, through the resale of forfeited merchandise. The company also sells pre-owned and recycled goods purchased from customers, which makes it part lender, part specialty retailer.
EZCORP operates primarily through two reportable business segments: U.S. Pawn and Latin America Pawn. In the United States, the company uses the EZPAWN and Value Pawn & Jewelry banners, while in Latin America it operates under local brands such as Empeño Fácil, Cash Apoyo Efectivo, GuatePrenda, and MaxiEfectivo. This multi-brand footprint gives the group strong local recognition and allows it to adapt store formats, pricing and customer service to each market. By store count, EZCORP describes itself as one of the largest pawn store operators in the U.S. and among the largest in Latin America, which supports its competitive scale in a highly fragmented industry.
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The company’s origins are closely tied to investor and executive chairman Phillip E. Cohen, who acquired EZCORP in 1989 and took it public in 1991. That long ownership history has shaped a disciplined growth strategy focused on operating leverage, selective acquisitions and de novo store openings. EZCORP’s headquarters in Austin also underscores its U.S.-centric management base while the business itself retains meaningful international exposure.
From an investor perspective, EZCORP’s revenue mix is attractive because it combines pawn service charges with merchandise sales and jewelry scrapping proceeds. The model is supported by fully collateralized lending, which helps limit credit loss risk relative to unsecured consumer finance. At the same time, performance remains sensitive to consumer liquidity conditions, commodity values for jewelry collateral, and regulatory frameworks in each jurisdiction.
Recent operating trends have been constructive. In fiscal 2025, EZCORP reported record annual revenue, higher net income, and strong growth in pawn loans outstanding. In first-quarter fiscal 2026, the company again reported record revenue and record PLO, indicating continued momentum. Management also announced the January 2026 acquisition of 12 pawn stores in Texas, reinforcing its footprint in one of its most important U.S. markets. For international equity investors, EZCORP offers a niche financial-services exposure with retail characteristics, anchored in the United States and extended into Latin America, and with a business model that can benefit from both expansion and resilient consumer demand.
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