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Security National Financial Corp: what insiders have been doing
Every trade that managers of Security National Financial Corp disclose to SEC (Form 4) is tracked on this page. The company sits in the Banks sector. 8 insiders have disclosed 30 filings since 22 October 2025.
The flow runs one way only: 1 sale worth €81k, from 1 insider, and no purchase. The largest single trade was a sale of €81k by Fuller Gilbert A, published on 7 April 2026.
With 30 filings in twelve months, the company is more active than the median of 27 filings across the 5,461 companies we follow on the same exchange. Looking back to 2016, when coverage begins, insiders filed no purchases and 53 sales. The 10-K for the year ended 31 December 2025 shows 344.6 m USD of revenue and 32.2 m USD of net income.
Filings reach the SEC (Form 4) feed a median of 4 days after the trade. The legal deadline for a Form 4 is two business days after the transaction. Selling is not necessarily a view on the stock: liquidity needs and diversification are common motives.
These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Insider Decl.
325
Thresholds
n/a
Buy Volume
n/a
n/a
Sell Volume
€810,639
53 ops. · all time
Who traded when
BuySaleGilbert A. Fuller2 sales
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 2,594 of 26,248 companies
74.2
score / 100
Value89
Quality60
FCF yld19%
Earn yld14%
EV/EBITDA5.9x
ROE8.5%
Gross mgn·
Net mgn9.3%
Debt/EBITDA1.7x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$9.09
Analyst consensus
Income statement
RevenueUS$345.4M
EBITDAUS$56.6M16% margin
Net incomeUS$32.2M9.9% margin
Valuation
PER (trailing)6.5x
P/Book0.5x
Beta0.64
Balance sheet & cash
Market capUS$236.7M
Total debtUS$98.4M
Free Cash FlowUS$43.8M
Debt / Equity28%
Profitability & ownership
ROE8.5%
ROA1.9%
% insiders25.5%
% institutions42.4%
Last declaration on 9 October 2026
Declarations325 total
615 shares@ US$8.530.0022% mcap3.1% of flowClass A Common StockSEC:0001096906-26-001529:0
615 shares@ US$8.530.0022% mcap1.4% of flowClass A Common StockSEC:0001096906-26-001518:0
615 shares@ US$8.530.0022% mcap1.6% of flowClass A Common StockSEC:0001096906-26-001507:0
615 shares@ US$8.800.0023% mcap1.6% of flowClass A Common StockSEC:0001096906-26-001507:1
616 shares@ US$8.530.0023% mcap3.2% of flowClass A Common StockSEC:0001096906-26-001061:0
616 shares@ US$8.530.0023% mcap1.5% of flowClass A Common StockSEC:0001096906-26-001048:0
8,934 shares@ US$9.860.034% mcap59.9% of flowClass A Common StockSEC:0001096906-26-000590:0
4,471 shares@ US$4.320.0075% mcap5.1% of flowClass A Common StockSEC:0001096906-26-000581:0
862 shares@ US$4.520.0015% mcap1.0% of flowClass A Common StockSEC:0001096906-26-000581:1
615 shares@ US$8.533.2% of flowClass A Common StockSEC:0001096906-26-000557:0
10,000 shares@ US$9.4528.4% of flowClass A Common StockSEC:0001096906-26-000500:0
615 shares@ US$8.531.4% of flowClass A Common StockSEC:0001096906-26-000479:0
887 shares@ US$8.530.8% of flowClass A Common StockSEC:0001096906-26-000474:0
615 shares@ US$8.531.6% of flowClass A Common StockSEC:0001096906-26-000472:0
615 shares@ US$9.461.8% of flowClass A Common StockSEC:0001096906-26-000472:1
5,000 shares@ US$9.213.7% of flowClass A Common StockSEC:0001096906-26-000094:0
4,678 shares@ US$8.54Class A Common StockSEC:0001096906-26-000043:1
627 shares@ US$13.084.9% of flowClass A Common StockSEC:0001096906-26-000043:0
627 shares@ US$8.68Class A Common StockSEC:0001096906-26-000026:1
627 shares@ US$13.082.5% of flowClass A Common StockSEC:0001096906-26-000026:0
627 shares@ US$8.681.5% of flowClass A Common StockSEC:0001096906-26-000024:0
603 shares@ US$13.030.8% of flowClass A Common StockSEC:0001096906-26-000022:0
4,500 shares@ US$9.213.2% of flowClass A Common StockSEC:0001096906-25-002191:0
4,547 shares@ US$8.64Class A Common StockSEC:0001096906-25-002142:1
10,021 shares@ US$3.9211.4% of flowClass A Common StockSEC:0001096906-25-002142:0
25 of 325 declarations
About Security National Financial Corp
Security National Financial Corp. (SNFCA) is a U.S.-listed financial services company traded on the NASDAQ in the United States, making it a niche name for international investors looking at smaller-cap insurance and specialty financial services. The company is headquartered in Salt Lake City, Utah, United States, with SEC filings listing its business address in Salt Lake City. Its origins date back to 1965, when Security National Life Insurance Company was founded. Over the following decades, the group evolved from a single insurance operation into a diversified platform spanning insurance, funeral services, and mortgage lending. This three-segment structure is central to the company’s identity and is intended to provide multiple revenue streams while creating operational synergies across businesses.([sec.gov](https://www.sec.gov/Archives/edgar/data/318673/000149315226019223/formars.pdf?utm_source=openai))
SNFCA’s core business is organized into three reportable segments: life insurance, cemetery and mortuary operations, and mortgages. The life insurance segment sells and services selected lines of life insurance, annuity products, and accident and health insurance, with a primary market focus across the western, mid-western, and southern regions of the United States. The cemetery and mortuary segment includes multiple mortuaries and cemeteries, notably in Utah, California, and New Mexico. The mortgage segment is an approved government and conventional lender originating and underwriting residential and commercial loans for new construction, existing homes, and real estate projects, with activity centered in Florida, Nevada, Texas, and Utah.([sec.gov](https://www.sec.gov/Archives/edgar/data/318673/000164117225006605/formars.pdf?utm_source=openai))
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From a competitive standpoint, Security National Financial is not a large-cap insurer; rather, it is a differentiated, vertically adjacent business model with local operating depth. In insurance, it competes against much larger carriers, but its funeral and cemetery footprint supports community presence and can reinforce the sale of preneed funeral and cemetery-related products. That integration is strategically important: the company’s funeral operations enhance brand visibility at the local level, while the mortgage platform adds another earnings engine tied to real estate cycles. The result is a diversified structure that is less conventional than a pure-play insurer or lender.([sec.gov](https://www.sec.gov/Archives/edgar/data/318673/000149315226019223/formars.pdf?utm_source=openai))
Recent company highlights underscore its long-term positioning. In its 2025 annual report, SNFCA marked its 60th anniversary and emphasized disciplined growth, acquisitions, and the expansion of its funeral service network. The company also referenced ringing the opening bell at Nasdaq as part of that anniversary celebration, reinforcing its market profile. For equity investors, SNFCA is also notable because it regularly appears in SEC Form 4 insider-transaction filings, which can be relevant when tracking management and director ownership activity. Overall, SNFCA offers exposure to a U.S. insurance-centric financial group with ancillary funeral and mortgage operations, listed on the NASDAQ and rooted in Salt Lake City, Utah.([sec.gov](https://www.sec.gov/Archives/edgar/data/318673/000149315226019223/formars.pdf?utm_source=openai))
