Follow the Citizens Community Bancorp Inc. stock price and the full management transaction log of the company, a listed equity based in United States. Shares trade on US US, under the supervision of SEC (Form 4). Operating in the Finance & Banking sector, Citizens Community Bancorp Inc. has published 171 insider filings. Market capitalisation: €224.6m. The latest transaction was reported on 10 June 2026 (J). Among the most active insiders: Bianchi Stephen M. The full history is accessible without an account.
Informational score on this market. Our backtest validates the signal only on 8 EU venues; elsewhere (notably US markets) insider buys historically invert or do not hold. Not a recommendation.
Transparent value + quality ranking, distinct from the insider signal.
Fundamental view, insider signal, bull and bear case, synthesis.
AI-generated analysis. Opinion, not investment advice. Not backtested. Built from public filings and financials. No price target, no buy or sell recommendation.
25 of 171 declarations
Citizens Community Bancorp Inc. (NASDAQ: CZWI) is a U.S.-listed bank holding company trading on the NASDAQ market in the United States. The company operates primarily through its wholly owned subsidiary, Citizens Community Federal N.A. (CCFBank), a national bank based in Altoona, Wisconsin, with operational headquarters and investor-relations presence in Eau Claire. Its franchise is built around community banking, serving retail customers, small and mid-sized businesses, agricultural operators, and regional commercial borrowers across Wisconsin and Minnesota through 21 branch locations. ([investor.ccf.us](https://investor.ccf.us/overview/default.aspx?utm_source=openai)) Citizens Community Bancorp traces its roots back to 1938, giving it a long operating history in the U.S. Midwest. Over time, the institution has expanded selectively and kept a clearly regional footprint rather than pursuing a national-scale model. A notable strategic step was the 2018 acquisition and integration of United Bank, which strengthened its presence in northwest Wisconsin and broadened its local franchise. That history matters for investors because it explains the company’s conservative profile: a relationship-driven community lender with deep local knowledge rather than a complex, highly diversified financial conglomerate. ([investor.ccf.us](https://investor.ccf.us/news-events/news-releases/news-details/2018/United-Bank-Joins-Forces-with-CCFBank/default.aspx?utm_source=openai)) From a business-line perspective, the bank offers the core products expected from a U.S. community bank: deposits, checking and savings accounts, residential mortgages, commercial and agricultural lending, consumer loans, and other traditional banking services. The model is centered on local deposit gathering and relationship lending, with an emphasis on serving households, farmers, and operating businesses in its core markets. For French-speaking investors, CZWI is therefore best understood as a plain-vanilla regional banking exposure with a Midwestern client base and limited product complexity. ([stockanalysis.com](https://stockanalysis.com/stocks/czwi/company/?utm_source=openai)) Competitive positioning is defined by geography and client intimacy. Citizens Community Bancorp competes with other regional and community banks in the Upper Midwest, where deposit franchise quality, credit discipline, and local market reputation are often more important than national brand power. Its smaller size relative to large U.S. banks can be a disadvantage in terms of scale, but it can also support faster decision-making, closer client relationships, and a more focused underwriting culture. Recent disclosures suggest a stable operating backdrop, with management emphasizing deposit growth, margin resilience, and balance-sheet discipline. ([investor.ccf.us](https://investor.ccf.us/news-events/news-releases/news-details/2026/Citizens-Community-Bancorp-Inc--Reports-First-Quarter-2026-Earnings-of-0-39-Per-Share-Board-Approves-Quarterly-Dividend-at-0-105-per-Share/default.aspx?utm_source=openai)) In its most recent first-quarter 2026 release, Citizens Community Bancorp reported diluted EPS of $0.39 and approved a quarterly dividend of $0.105 per share. Management also disclosed $1.57 billion of deposits, loan growth of $17.9 million for the quarter, and zero Federal Home Loan Bank advances at March 31, 2026. For investors tracking insider activity and SEC Form 4 filings, CZWI remains a small-cap regional bank with a straightforward business model, a long operating history, and a measured approach to capital allocation. ([investor.ccf.us](https://investor.ccf.us/news-events/news-releases/news-details/2026/Citizens-Community-Bancorp-Inc--Reports-First-Quarter-2026-Earnings-of-0-39-Per-Share-Board-Approves-Quarterly-Dividend-at-0-105-per-Share/default.aspx?utm_source=openai))