InsidersTradesSigma
Chime Financial, Inc. Stock: price and insider trades · United States · SEC (Form 4)
Track the Chime Financial, Inc. stock price and the full insider trade history of the company, a publicly traded company based in United States. Shares are listed on US US, under the authority of SEC (Form 4). Operating in the Finance & Banking sector, Chime Financial, Inc. has recorded 121 insider filings. Market capitalisation: €11.7bn. The latest transaction was disclosed on 10 August 2026 (Notice of proposed sale (Form 144)). Among the most active insiders: DST Global Advisors Ltd. All data is openly available.
121
Insider Decl.
n/a
Thresholds
n/a
n/a
Buy Volume
€133m
52 ops.
Sell Volume
Analyst consensus: bullish or bearish?
Analysts rate Chime Financial, Inc. Buy (bullish), based on 20 analysts. Average price target: US$33.25.
51Σ signal
This score ranks the purchase within its own market. No market currently meets the historical allocation criteria, so signals remain watch-only. Not investment advice.
Fundamental score
Ranked 21,061 of 28,257 companies
35.0
score / 100
Value29
Quality41
FCF yld0.2%
Earn yld-8.6%
EV/EBITDA·
ROE-1.3%
Gross mgn88%
Net mgn-46%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Sigma AI Analysis
Fundamental view, insider signal, bull and bear case, synthesis.
AI-generated analysis. Opinion, not investment advice. Not backtested. Built from public filings and financials. No price target, no buy or sell recommendation.
Last declaration on 10 August 2026
Declarations121 total
150,000 shares@ US$29.10CommonSEC144:0001950047-26-007914
200,000 shares0Class A Common StockSEC:0002061801-26-000011:0
83,000 shares0Class A Common StockSEC:0002061801-26-000011:3
49,843 shares0Class A Common StockSEC:0002061801-26-000011:5
150,000 shares0Class A Common StockSEC:0002061801-26-000011:8
337,898 shares0Class A Common StockSEC:0002061219-26-000011:0
10,000 shares@ US$30.000.0027% mcap5.6% of flowClass A Common StockSEC:0002061361-26-000011:0
100,000 shares@ US$28.24020.026% mcap15.0% of flowClass A Common StockSEC:0002061801-26-000011:1
100,000 shares@ US$30.13990.027% mcap16.1% of flowClass A Common StockSEC:0002061801-26-000011:2
83,000 shares@ US$30.39880.023% mcap13.5% of flowClass A Common StockSEC:0002061801-26-000011:4
67,157 shares@ US$30.53890.019% mcap11.0% of flowClass A Common StockSEC:0002061801-26-000011:6
49,843 shares@ US$30.62520.014% mcap8.2% of flowClass A Common StockSEC:0002061801-26-000011:7
150,000 shares@ US$30.15660.041% mcap24.1% of flowClass A Common StockSEC:0002061801-26-000011:9
666,515 shares@ US$32.50030.20% mcap18.5% of flowClass A Common StockSEC:0001193125-26-342957:0
155,652 shares@ US$33.13320.047% mcap4.4% of flowClass A Common StockSEC:0001193125-26-342957:1
342,429 shares@ US$32.50030.10% mcap9.5% of flowClass A Common StockSEC:0001193125-26-342957:2
79,968 shares@ US$33.13320.024% mcap2.3% of flowClass A Common StockSEC:0001193125-26-342957:3
57,481 shares@ US$32.50030.017% mcap1.6% of flowClass A Common StockSEC:0001193125-26-342957:4
13,423 shares@ US$33.13320.0040% mcap0.4% of flowClass A Common StockSEC:0001193125-26-342957:5
69,460 shares@ US$32.50030.020% mcap1.9% of flowClass A Common StockSEC:0001193125-26-342957:6
16,221 shares@ US$33.13320.0049% mcap0.5% of flowClass A Common StockSEC:0001193125-26-342957:7
201,737 shares@ US$32.50030.059% mcap5.6% of flowClass A Common StockSEC:0001193125-26-342957:8
47,112 shares@ US$33.13320.014% mcap1.3% of flowClass A Common StockSEC:0001193125-26-342957:9
104,904 shares@ US$32.50030.031% mcap2.9% of flowClass A Common StockSEC:0001193125-26-342957:10
24,498 shares@ US$33.13320.0074% mcap0.7% of flowClass A Common StockSEC:0001193125-26-342957:11
25 of 121 declarations
关于 Chime Financial, Inc.
Chime Financial, Inc.（股票代码：CHYM）是一家在美国纳斯达克上市的金融科技公司。Chime 由 Chris Britt 和 Ryan King 于 2012 年创立，总部位于加利福尼亚州旧金山，并在芝加哥和纽约市设有办事处。该公司定位为传统消费银行业务的数字替代方案，但其本身并非银行。相反，Chime 与受监管的银行机构合作提供存款服务和银行卡产品，会员资金通过 The Bancorp Bank, N.A. 和 Stride Bank, N.A. 存放在受 FDIC 保险的账户中，并受适用限额的约束。 Chime 的商业模式围绕日常金融活动构建，收入主要通过支付产生。这使得公司高度依赖交易参与而非传统的银行利差。其核心消费者主张以低费用、移动优先的金融服务为中心：支出账户、借记卡、提前直接存款访问、点对点支付、通过 SpotMe 实现的免手续费透支，以及 Chime Credit Builder 和 Chime Card 等信用建设产品。该公司还扩展到短期流动性和面向工作场所的解决方案，包括 MyPay（允许符合条件的会员提前获取已赚工资和某些福利）；Chime Plus（于 2025 年推出的高级会员等级）；Chime Workplace（员工财务健康套件）；以及 Chime Prime（于 2026 年推出，为符合条件的会员提供增强的奖励和储蓄功能）。 从竞争角度来看，Chime 已成为美国领先的消费者新银行平台之一。其特许经营权建立在一个简单的价值主张之上：帮助会员免受惩罚性费用，改善现金流获取，并支持信用建设。Chime 的差异化来自于其产品设计、强大的直接存款依附、频繁的会员参与以及日益增长的专有基础设施使用。管理层强调 ChimeCore（其内部支付处理器和账本）是结构性技术优势，可提高产品交付速度并降低服务成本。该公司还强调在美国市场广泛的客户覆盖范围，该市场仍未充分渗透，这支持了其长期增长叙事。 近期里程碑意义重大。Chime 于 2025 年 6 月完成首次公开募股，并以 CHYM 代码在纳斯达克上市交易。在其最新的年度报告中，该公司表示 2025 年收入约为 2.2 billion 美元，同比增长 31%，年末活跃会员达到 9.5 million。管理层还指出，ChimeCore 的推出、MyPay 的扩展以及 2025 年和 2026 年新产品的发布，都证明该平台正在从基本银行业务扩展到涵盖支付、信贷、储蓄和短期流动性的更广泛金融生态系统。
