Ralph J. Andretta

Ralph J. Andretta is a declared insider of Bread Financial Holdings, Inc. (chief executive), with filings sourced from SEC (Form 4). In total, 15 filings cover trades dated from 15 February 2022 to 29 May 2026.

In open-market terms, that means 1 purchase worth €147k on one side and 3 sales worth €1.2M on the other. Taken together, the sales exceed the purchases by €1.0M. Buying on the open market means paying the going price with one's own funds, a different act from receiving shares as pay. Other entries cover 11 share grants. Since January 2026: no purchases and 3 sales on the market.

Most recently, on 1 June 2026, the filings show an open-market sale worth €960k in Bread Financial Holdings, Inc. The most recent open-market purchase was published on 9 August 2022, 1,531 days ago. Typically, a trade is published a median of 3 days after it takes place. US insiders must file a Form 4 within two business days of a trade. Sales are harder to read than purchases, since they often meet personal needs such as tax or diversification. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.