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Oak Valley Bancorp Stock: price and insider trades · United States
4 insiders bought €109k of shares over the last 90 days, the latest filed 29 Sept 2026.
Oak Valley Bancorp: what insiders have been doing
Every trade that managers of Oak Valley Bancorp disclose to SEC (Form 4) is tracked on this page. The company sits in the Finance & Banking sector. From 18 October 2025 to 18 October 2026, the disclosure feed for Oak Valley Bancorp logged 40 filings by 19 insiders.
On the market, 6 insiders bought (16 purchases totalling €163k) while 1 insider sold (9 sales totalling €81k). No amount is published for 1 filing, which the totals therefore leave out. Buying on the open market means paying the going price with one's own funds, a different act from receiving shares as pay. One trade stands out by size: a purchase of €57k from Strong Gary, disclosed on 27 July 2026, or 0.023% of market capitalisation. Those buying include 6 senior executives.
The data flag 12 purchases as part of a group of insiders buying within 30 days of each other. Such overlaps are known as a cluster signal: distinct people reaching the same decision at about the same time. The last insider purchase was made public on 29 September 2026, 19 days ago. Between a trade and the moment it shows up on SEC (Form 4), the median delay is 8 days. US insiders must file a Form 4 within two business days of a trade.
Compared with its exchange (5,810 companies, median 19 filings), a count of 40 filings is above the norm. Looking back to 2021, when coverage begins, insiders filed 103 purchases and 36 sales. The 10-K for the year ended 31 December 2025 shows 23.9 m USD of net income and a dividend of 0.60 USD per share.
In the same sector, recent insider purchases at First Guaranty Bancshares, Inc. and Avidia Bancorp, Inc. also feature in our signals. This summary is built from SEC (Form 4) disclosures alone and does not predict where the share price will go.
Insider Decl.
209
Thresholds
n/a
Buy Volume
€2M
103 ops. · all time
Sell Volume
€933,741
36 ops. · all time
Who traded when
BuySaleDon Barton26 sales
Allison Lafferty10 buys
Daniel J. Leonard6 buys
H. RANDOLPH HOLDER Jr.6 buys
Gary Strong3 buys
Haidlen Erich A3 buys
+3 other insiders
Since the insiders bought
- -2.5%Entry US$34.29 · Close 14 Oct 2026 US$33.43
- -1.2%Entry US$33.83 · Close 14 Oct 2026 US$33.43
- -1.8%Entry US$34.03 · Close 14 Oct 2026 US$33.43
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 936 of 24,148 companies
80.4
score / 100
Value81
Quality80
FCF yld8.7%
Earn yld8.5%
EV/EBITDA·
ROE12%
Gross mgn·
Net mgn29%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$33.43
Analyst consensus
Income statement
RevenueUS$81.7M
Net incomeUS$23.9M28.2% margin
Valuation
PER (trailing)11.9x
P/Book1.3x
Beta0.22
Balance sheet & cash
Market capUS$281.2M
Free Cash FlowUS$24.6M
Profitability & ownership
ROE11.6%
ROA1.2%
% insiders15.2%
% institutions37.6%
Last declaration on 29 September 2026
Declarations209 total
125 shares@ US$34.030.0015% mcap2.0% of flowCommon StockSEC:0001437749-26-031435:0
Canonical exit: 27 Dec 2026 (T+90)
375 shares@ US$34.030.0044% mcap3.9% of flowCommon StockSEC:0001437749-26-031409:0
174 shares@ US$33.980.0020% mcap5.3% of flowCommon StockSEC:0001437749-26-029649:0
Canonical exit: 24 Nov 2026 (T+90)
50 shares@ US$33.990.0006% mcap1.5% of flowCommon StockSEC:0001437749-26-029649:1
Canonical exit: 24 Nov 2026 (T+90)
68 shares@ US$33.850.0008% mcap2.1% of flowCommon StockSEC:0001437749-26-029649:2
Canonical exit: 24 Nov 2026 (T+90)
105 shares@ US$34.100.0012% mcap3.2% of flowCommon StockSEC:0001437749-26-029649:3
Canonical exit: 24 Nov 2026 (T+90)
910 shares@ US$33.910.011% mcap27.6% of flowCommon StockSEC:0001437749-26-029649:4
Canonical exit: 24 Nov 2026 (T+90)
125 shares@ US$34.230.0015% mcap2.0% of flowCommon StockSEC:0001437749-26-029357:0
Canonical exit: 26 Nov 2026 (T+90)
375 shares@ US$34.070.0044% mcap4.0% of flowCommon StockSEC:0001437749-26-029208:0
375 shares@ US$332.73670.043% mcap38.9% of flowCommonSEC144:0001959173-26-006452
125 shares@ US$34.590.0015% mcap2.0% of flowCommon StockSEC:0001437749-26-028658:0
Canonical exit: 17 Nov 2026 (T+90)
115 shares@ US$33.750.0013% mcap0.5% of flowCommon StockSEC:0001437749-26-028413:0
Canonical exit: 15 Nov 2026 (T+90)
186 sharesCommon StockSEC:0001437749-26-025125:0
2,000 shares@ US$32.500.023% mcap18.5% of flowCommon StockSEC:0001437749-26-024534:0
Canonical exit: 25 Oct 2026 (T+90)
375 shares@ US$32.720.0043% mcap3.9% of flowCommon StockSEC:0001437749-26-024535:0
657 sharesCommon StockSEC:0001437749-26-022113:0
375 shares@ US$33.260.0044% mcap4.0% of flowCommonSEC144:0001959173-26-004907
375 sharesCommon StockSEC:0001437749-26-021879:0
375 shares@ US$33.770.0040% mcap4.0% of flowCommon StockSEC:0001437749-26-018377:0
375 shares@ US$33.000.0042% mcap5.8% of flowCommon StockSEC:0001437749-26-014110:0
Canonical exit: 28 Jul 2026 (T+90)
630 sharesCommon StockSEC:0001437749-26-006574:0
967 sharesCommon StockSEC:0001437749-26-006526:0
2,079 sharesCommon StockSEC:0001437749-26-006722:0
1,306 sharesCommon StockSEC:0001437749-26-006679:0
400 sharesCommon StockSEC:0001437749-26-006540:0
25 of 209 declarations
About Oak Valley Bancorp
Oak Valley Bancorp (ticker OVLY) is a U.S.-listed banking company trading on NASDAQ, placing it in the small-cap regional banking segment rather than on NYSE. The company serves as the bank holding company for Oak Valley Community Bank, a California state-chartered bank. Incorporated on May 31, 1990, it began operations in Oakdale, California, on May 28, 1991. Its headquarters remain in Oakdale, California, United States, underscoring a long-standing community-banking franchise with deep roots in Northern and Central California.
The business model is built around core banking activities: taking deposits, originating loans, and serving individuals and small businesses. Oak Valley offers a standard suite of deposit products and lending solutions, along with convenience services such as ATM access and remote deposit capture for commercial customers. This is a relationship-driven community bank model, where local decision-making, customer service, and disciplined credit underwriting matter more than product complexity. Earnings are therefore tied primarily to loan growth, deposit gathering, net interest income, and asset quality.
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Geographically, Oak Valley is entirely California-focused. As of December 31, 2024, the bank operated 18 full-service branch offices in markets including Oakdale, Sonora, Modesto, Bridgeport, Mammoth Lakes, Bishop, Escalon, Patterson, Turlock, Ripon, Stockton, Manteca, Tracy, Sacramento, and Roseville. In October 2025, Oak Valley Community Bank opened its 19th full-service branch in Lodi, extending its presence in the Central Valley. That concentrated footprint gives the bank local market knowledge and a strong community profile, but it also increases sensitivity to the economic cycle in California.
In competitive terms, Oak Valley is a niche regional player competing with larger national banks, other California community banks, and digital-first banking alternatives. Its competitive advantage lies in personalized service, local relationships, and a reputation for responsiveness. At the same time, its smaller scale limits diversification and makes the bank more exposed to changes in interest rates, deposit pricing, borrower quality, and regional economic conditions.
Recent developments have been constructive. The company reported solid quarterly results in 2025 and maintained a cash dividend policy, including a dividend announced in July 2025. The opening of the Lodi branch in October 2025 signals measured organic expansion rather than transformative M&A. For French-speaking investors, OVLY is best viewed as a focused U.S. community banking story on NASDAQ, with a conservative operating profile, California concentration, and meaningful leverage to local economic conditions, credit quality, and net interest margin trends.
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