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Repay Holdings Corp Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 10 Apr 2026.
Repay Holdings Corp: what insiders have been doing
Every trade that managers of Repay Holdings Corp disclose to SEC (Form 4) is tracked on this page. The company sits in the Finance & Banking sector. In the past year (18 October 2025 to 18 October 2026), 43 filings came from 12 insiders.
On the market, 1 insider bought (8 purchases totalling €5.7M) while 2 insiders sold (5 sales totalling €170k). Taken together, the purchases exceed the sales by €5.6M. Buying on the open market means paying the going price with one's own funds, a different act from receiving shares as pay. On the buying side, the filings list 1 major shareholder among the declarants. The largest single trade was a purchase of €1.1M by Forager Fund, L.P., published on 3 April 2026.
The latest purchase dates back some time: it was published 191 days ago, on 10 April 2026. The median gap between a trade and its publication by SEC (Form 4) is 4 days. US insiders must file a Form 4 within two business days of a trade.
With 43 filings in twelve months, the company is more active than the median of 19 filings across the 5,814 companies we follow on the same exchange. Looking back to 2021, when coverage begins, insiders filed 19 purchases and 21 sales. The 10-K for the year ended 31 December 2025 shows 309.3 m USD of revenue and -256.7 m USD of net income.
Elsewhere in the same sector, our signals recently picked up insider purchases at First Guaranty Bancshares, Inc. and BCB Bancorp Inc. This summary is built from SEC (Form 4) disclosures alone and does not predict where the share price will go.
Insider Decl.
427
Thresholds
n/a
Buy Volume
€10M
19 ops. · all time
Sell Volume
€3M
21 ops. · all time
Who traded when
BuySaleForager Fund, L.P.14 buys
Dempsey Tyler B5 sales
Alias Shaler2 buys
John Andrew Morris Sr.1 buy
Moore Jacob Hamilton1 sale
Murphy Timothy John1 sale
+1 other insider
Since the insiders bought
- +31.2%Entry US$3.11 · Close at T+90 US$4.08
- -14.8%Entry US$4.12 · Close at T+365 US$3.51
- -14.8%Entry US$4.12 · Close at T+365 US$3.51
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 16,639 of 24,148 companies
39.1
score / 100
Value45
Quality33
FCF yld13%
Earn yld-69%
EV/EBITDA·
ROE-32%
Gross mgn75%
Net mgn-83%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$4.19
Analyst consensus
5 analysts1.40/5
US$4.25Target US$6.85(+63%)US$10.00
Income statement
RevenueUS$309.3M
Gross profitUS$232M75% margin
EBITDA-US$161M-52% margin
Net income-US$256.7M-49.6% margin
Valuation
PER (forward)3.6x
P/Book0.7x
Beta1.89
Balance sheet & cash
Market capUS$369.5M
Total debtUS$436.9M
Free Cash FlowUS$49.1M
Debt / Equity165%
Profitability & ownership
ROE-31.8%
ROA-0.4%
% insiders12.3%
% institutions101.1%
Last declaration on 15 October 2026
Declarations427 total
610 shares@ US$4.0450.0007% mcap0.2% of flowCommonSEC144:0001965301-26-000161
610 shares@ US$4.050.0007% mcap0.2% of flowClass A Common StockSEC:0001193125-26-422942:2
8,392 shares@ US$4.000.010% mcap2.2% of flowClass A Common StockSEC:0001193125-26-422942:0
4,886 shares@ US$4.000.0058% mcap1.3% of flowCommonSEC144:0001965301-26-000159
8,392 shares@ US$4.00130.010% mcap2.3% of flowCommonSEC144:0001965301-26-000158
25,000 shares@ US$3.910.029% mcap17.4% of flowClass A Common StockSEC:0001193125-26-396945:0
11,112 shares@ US$4.000.013% mcap7.9% of flowClass A Common StockSEC:0001193125-26-396945:1
25,000 shares@ US$3.91470.029% mcap17.4% of flowCommonSEC144:0001965301-26-000145
8,733 shares@ US$3.680.0094% mcap100.0% of flowClass A Common StockSEC:0001193125-26-387863:0
42,500 shares0Class A Common StockSEC:0001193125-26-333102:0
260,416 shares0Class A Common StockSEC:0001193125-26-224282:0
287,200 shares@ US$3.0413.2% of flowClass A Common Stock, $0.0001 par value per shareSEC:0001104659-26-041950:1
Canonical exit: 24 Jun 2026 (T+90)
180,858 shares@ US$3.058.3% of flowClass A Common Stock, $0.0001 par value per shareSEC:0001104659-26-041950:2
Canonical exit: 25 Jun 2026 (T+90)
350,000 shares@ US$2.4212.7% of flowClass A Common Stock, $0.0001 par value per shareSEC:0001104659-26-041600:0
Canonical exit: 6 Jul 2026 (T+90)
484,720 shares@ US$2.5718.6% of flowClass A Common Stock, $0.0001 par value per shareSEC:0001104659-26-041600:1
Canonical exit: 7 Jul 2026 (T+90)
78,991 shares@ US$2.683.2% of flowClass A Common Stock, $0.0001 par value per shareSEC:0001104659-26-041600:2
Canonical exit: 8 Jul 2026 (T+90)
488,391 shares@ US$2.5451.4% of flowClass A Common Stock, $0.0001 par value per shareSEC:0001104659-26-039534:0
Canonical exit: 30 Jun 2026 (T+90)
461,609 shares@ US$2.5348.6% of flowClass A Common Stock, $0.0001 par value per shareSEC:0001104659-26-039534:1
Canonical exit: 1 Jul 2026 (T+90)
174,779 shares@ US$2.927.7% of flowClass A Common Stock, $0.0001 par value per shareSEC:0001104659-26-036290:0
Canonical exit: 23 Jun 2026 (T+90)
51,905 shares@ US$2.655.2% of flowClass A Common StockSEC:0001193125-26-119913:0
4,670 shares@ US$2.652.4% of flowClass A Common StockSEC:0001193125-26-119925:0
3,313 shares@ US$2.652.3% of flowClass A Common StockSEC:0001193125-26-119923:0
5,723 shares@ US$2.651.7% of flowClass A Common StockSEC:0001193125-26-119918:0
6,627 shares@ US$2.655.7% of flowClass A Common StockSEC:0001193125-26-119915:0
176,056 shares0Class A Common StockSEC:0001193125-26-105108:0
25 of 427 declarations
About Repay Holdings Corp
Repay Holdings Corp. (NASDAQ: RPAY) is a U.S.-based integrated payments company headquartered in Atlanta, Georgia, in the United States. The business is focused on electronic payment infrastructure rather than traditional card processing alone, with a model built around embedded payments, automation, and specialized vertical workflows. REPAY serves industries where digital payment adoption still has room to expand, which supports its positioning as a niche payments platform with both software-like characteristics and transaction-driven economics. ([investors.repay.com](https://investors.repay.com/sec-filings/sec-filing/10-k/0000950170-25-030855/?utm_source=openai))
The company’s current corporate structure dates to July 2019, when Thunder Bridge Acquisition, Ltd. completed a business combination with Hawk Parent Holdings and changed its name to Repay Holdings Corporation. Since then, REPAY has pursued a consolidation-led strategy, using acquisitions to broaden its product set, deepen software integrations, and extend its reach across adjacent payment use cases. That history matters for investors because it explains both the company’s diversified product base and its emphasis on integration and cross-sell. ([investors.repay.com](https://investors.repay.com/node/8861/html?utm_source=openai))
Read moreShow less
REPAY reports two operating segments: Consumer Payments and Business Payments. Consumer Payments offers debit and credit card processing, ACH processing, other electronic payment acceptance solutions, loan disbursement products, and clearing and settlement services. Business Payments provides accounts payable automation, debit and credit card processing, virtual card payments, ACH processing, and other electronic payment acceptance solutions that help businesses collect or send payments more efficiently. This combination gives REPAY exposure to consumer-facing and B2B payment flows, while also linking it to automation trends in accounts payable and receivable. ([investors.repay.com](https://investors.repay.com/news-releases/news-release-details/repay-reports-third-quarter-2024-financial-results/?utm_source=openai))
Competitive differentiation comes from REPAY’s vertical specialization and its integration footprint. The company says it has approximately 280 integrations with software providers, which is a meaningful advantage in embedded payments because it helps the platform remain sticky within customer workflows. REPAY’s customer base is concentrated in North America, with solutions used across auto finance, personal finance, credit unions, mortgage, receivables management, and business payments. For investors, the key takeaway is that REPAY is not a broad, undifferentiated payments processor; it is a focused platform built around specific end markets and recurring software-connected payment use cases. ([sec.gov](https://www.sec.gov/Archives/edgar/data/1720592/000095017025061043/rpay-2025-ars.pdf?utm_source=openai))
Recent company developments have centered on product expansion, execution discipline, and capital allocation. REPAY recently added PayPal and Venmo to broaden consumer payment choice across multiple verticals, while 2025 and 2026 updates highlighted free cash flow generation, debt reduction through convertible note retirement, and share repurchases. The company also refreshed leadership in Consumer Payments in 2026, signaling continued operational focus as it works to balance growth, margin discipline, and integration-led expansion. Overall, RPAY remains a U.S.-listed NASDAQ payments name with a specialized vertical model, a history of acquisition-driven growth, and an ongoing push to monetize the secular shift from paper-based to digital payment flows. ([investors.repay.com](https://investors.repay.com/news-releases/news-release-details/repay-introduces-paypal-and-venmo-expand-customer-choice?utm_source=openai))
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