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Pathward Financial, Inc. Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 17 Mar 2023.
Pathward Financial, Inc.: what insiders have been doing
Headquartered in Sioux Falls, United States, Pathward Financial, Inc. belongs to the Finance & Banking sector and traces its origins to 1954. Filings by its managers are published through SEC (Form 4). Between 18 October 2025 and 18 October 2026, 16 insiders published 48 filings.
There is no open-market purchase to report; the filings show 8 sales worth €3.3M by 7 insiders. At €1.2M, the sale published on 24 February 2026 by Pharr Brett L. is the largest of the period.
Between a trade and the moment it shows up on SEC (Form 4), the median delay is 4 days. Section 16 rules allow two business days to file each Form 4. Selling is not necessarily a view on the stock: liquidity needs and diversification are common motives.
For context, the typical company on the same exchange (median of 5,458 companies) published 22 filings over the same period, against 48 filings here. Over the whole record (from 2016), the tally stands at 13 purchases and 43 sales. On the fundamentals side, the SEC filing (10-K) for the period ending 30 September 2025 lists net income at 185.9 m USD; the dividend was 0.20 USD per share.
In the same sector, recent insider purchases at First Guaranty Bancshares, Inc. and BCB Bancorp Inc also feature in our signals. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Insider Decl.
256
Thresholds
n/a
Buy Volume
€502,520
13 ops. · all time
Sell Volume
€10M
43 ops. · all time
Who traded when
BuySaleDouglas J. Hajek3 sales
Brett L. Pharr2 sales
Jennifer W. Warren2 sales
Kendall E. Stork2 sales
Anthony M. Sharett1 sale
Christopher Perretta1 sale
+3 other insiders
Since the insiders bought
- +54.1%Entry US$33.72 · Close at T+365 US$51.96
- +106.8%Entry US$13.80 · Close at T+365 US$28.53
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Pathward Financial, Inc. Buy (bullish), based on 2 analysts. Average price target: US$97.50.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 111 of 24,148 companies
90.2
score / 100
Value91
Quality90
FCF yld16%
Earn yld13%
EV/EBITDA·
ROE21%
Gross mgn·
Net mgn28%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended September 2025 · cache
US$70.72
Analyst consensus
2 analystsBuy
US$90.00Target US$97.50(+38%)US$105.00
Income statement
RevenueUS$673.6M
Net incomeUS$185.9M23.4% margin
Valuation
PER (trailing)9.0x
PER (forward)7.3x
P/Book1.7x
Beta0.66
Balance sheet & cash
Market capUS$1.5B
Total debtUS$42.5M
Free Cash FlowUS$236.6M
Profitability & ownership
ROE21.2%
ROA2.4%
% insiders1.5%
% institutions103.1%
Last declaration on 8 September 2026
Declarations256 total
400 shares0Common StockSEC:0001591501-26-000007:0
400 shares0Common StockSEC:0001622395-26-000004:0
400 shares0Common StockSEC:0001239575-26-000004:0
400 shares0Common StockSEC:0001727507-26-000004:0
400 shares0Common StockSEC:0001207365-26-000006:0
400 shares0Common StockSEC:0001403480-26-000004:0
400 shares0Common StockSEC:0001570744-26-000006:0
400 shares0Common StockSEC:0001674559-26-000006:0
8,638 shares0Common StockSEC:0002129775-26-000004:0
5,000 shares@ US$86.36890.022% mcap38.9% of flowCommon StockSEC:0001591501-26-000005:0
1,650 shares0Common StockSEC:0001727507-26-000002:0
1,650 shares0Common StockSEC:0001622395-26-000002:0
1,650 shares0Common StockSEC:0001570744-26-000004:0
1,650 shares0Common StockSEC:0001239575-26-000002:0
1,650 shares0Common StockSEC:0001207365-26-000004:0
1,650 shares0Common StockSEC:0001674559-26-000004:0
1,650 shares0Common StockSEC:0001591501-26-000002:0
1,650 shares0Common StockSEC:0001403480-26-000002:0
15,641 shares@ US$93.882835.2% of flowCommon StockSEC:0001768567-26-000002:0
3,000 shares@ US$94.150.014% mcap38.7% of flowCommon StockSEC:0001674559-26-000002:0
1,450 shares@ US$89.9489.4% of flowCommon StockSEC:0001570744-26-000002:0
650 shares0Common StockSEC:0001789109-25-000014:0
1,000 shares0Common StockSEC:0001591501-25-000005:0
235 shares@ US$74.366.3% of flowCommon StockSEC:0001807758-25-000010:0
776 shares@ US$74.363.4% of flowCommon StockSEC:0001789109-25-000012:0
25 of 256 declarations
About Pathward Financial, Inc.
Pathward Financial, Inc. is a U.S.-listed financial holding company traded on the Nasdaq under the ticker CASH. The company is headquartered in Sioux Falls, South Dakota, United States, and operates primarily through its banking subsidiary, Pathward, N.A. Pathward positions itself as a financial inclusion platform rather than a conventional retail bank, with an operating model built around fintech partnerships, payments, commercial lending, and selected consumer finance activities. Its roots go back to 1954, and the company formerly operated under the Meta Financial Group / MetaBank brands before rebranding to Pathward Financial, Inc. in 2022.
The business is organized around two core lines: Partner Solutions and Commercial Finance. Partner Solutions includes banking-as-a-service capabilities, prepaid and debit card issuing, payments processing, deposit solutions, tax-related products, and other embedded-finance services delivered to fintechs, retailers, and consumer-facing businesses. Commercial Finance focuses on business lending and specialty credit, including term lending, asset-based lending, factoring, SBA/USDA lending, and certain consumer finance portfolios. Pathward has also historically had meaningful exposure to tax-season products, which remain an important source of noninterest income and help diversify earnings away from pure spread revenue.
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From a competitive standpoint, Pathward stands out less as a branch-based retail bank and more as a financial infrastructure provider. That specialization allows it to earn revenue from transaction flows, partner programs, and tailored lending solutions rather than relying solely on traditional consumer deposit gathering. In practice, it competes with sponsor banks, BaaS-focused platforms, specialty lenders, payments companies, and some regional banking peers. Its geographic footprint is national across the United States, with business relationships spread across multiple industries and customer types.
Recent company developments have been constructive. Pathward reported solid fiscal 2025 and fiscal 2026 year-to-date results, supported by growth in card and deposit fees, tax-related products, and commercial finance income. Management also highlighted an evolved sponsor-banking operating model in 2025, along with an expanding partner pipeline and new strategic relationships. In 2024, the company completed the sale of its commercial insurance premium finance business, a move that streamlined the portfolio and sharpened focus on core businesses. For investors, Pathward is best viewed as a niche U.S. financial services company with exposure to embedded finance, payments, and specialty lending, rather than a traditional consumer bank.
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