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No insider purchase over the last 90 days. The latest, by Martin Eric J, was filed 15 Aug 2025.
United Fire Group Inc: what insiders have been doing
This page follows insider dealings at United Fire Group Inc as filed with SEC (Form 4), a company from the Banks sector. Between 23 October 2025 and 23 October 2026, 12 insiders published 45 filings.
There is no open-market purchase to report; the filings show 7 sales worth €1.3M by 3 insiders. At €468k, the sale published on 8 September 2026 by Carlton Scott L is the largest of the period (0.039% of market cap).
For context, the typical company on the same exchange (median of 3,167 companies) published 24 filings over the same period, against 45 filings here. Since 2016, the database holds 46 purchases and 101 sales by insiders of the company. For the fiscal year to 31 December 2025, the annual 10-K puts revenue at 1.39 bn USD and net income at 118.2 m USD, and the dividend at 0.64 USD per share.
Typically, a trade is published a median of 3 days after it takes place. For comparison, the SEC allows two business days to file a Form 4. Selling is not necessarily a view on the stock: liquidity needs and diversification are common motives.
For comparison within the same sector, see the insider buying recorded at ASR Nederland N.V. and Avarda Bank AB. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Insider Decl.
696
Thresholds
n/a
Buy Volume
€2M
46 ops. · all time
Sell Volume
€12M
101 ops. · all time
Who traded when
BuySaleChristopher R. Drahozal6 sales
Dee Ann McIntyre6 sales
John Paul E. Besong2 sales
Scott L. Carlton2 sales
Corey Lynn Ruehle1 sale
Eric J. Martin1 buy
+2 other insiders
Since the insiders bought
- +74.9%Entry US$30.54 · Close at T+365 US$53.40
- +45.0%Entry US$26.26 · Close at T+365 US$38.08
- +45.3%Entry US$27.26 · Close at T+365 US$39.61
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 2,068 of 26,248 companies
76.0
score / 100
Value80
Quality72
FCF yld18%
Earn yld8.0%
EV/EBITDA8.0x
ROE15%
Gross mgn·
Net mgn8.5%
Debt/EBITDA0.7x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$57.31
Analyst consensus
2 analysts1.50/5
US$57.00Target US$58.50(+2%)US$60.00
Income statement
RevenueUS$1.4B
EBITDAUS$200.9M14% margin
Net incomeUS$118.2M9.6% margin
Valuation
PER (trailing)10.6x
PER (forward)11.8x
P/Book1.5x
Beta0.47
Balance sheet & cash
Market capUS$1.5B
Total debtUS$146.2M
Free Cash FlowUS$263.3M
Debt / Equity15%
Profitability & ownership
ROE15.5%
ROA3.1%
% insiders17.2%
% institutions70.5%
Last declaration on 8 September 2026
Declarations696 total
9,777 shares@ US$55.51790.039% mcap53.7% of flowCommon StockSEC:0001550220-26-000002:0
159 shares@ US$53.420.0006% mcap9.8% of flowCommon StockSEC:0002045066-26-000003:0
2,082 shares@ US$48.040.0073% mcap9.9% of flowCommon StockSEC:0001550220-26-000001:0
2,082 shares@ US$48.040.0073% mcap27.9% of flowCommon StockSEC:0001688643-26-000002:0
2,082 shares@ US$48.040.0073% mcap14.7% of flowCommon StockSEC:0001450669-26-000003:0
1,309 shares@ US$36.401.1% of flowCommon StockSEC:0001649695-26-000004:1
1,069 shares@ US$36.406.7% of flowCommon StockSEC:0001926085-26-000004:0
613 shares@ US$36.407.8% of flowCommon StockSEC:0001925846-26-000004:0
3,925 shares@ US$36.409.5% of flowCommon StockSEC:0001649695-26-000004:0
1,692 shares@ US$36.4010.6% of flowCommon StockSEC:0001964981-26-000004:0
2,858 shares@ US$36.8734.3% of flowCommon StockSEC:0002034774-26-000003:0
4,250 shares@ US$37.94UFCS Common StockSEC:0001474590-26-000004:1
4,250 shares@ US$37.945.2% of flowCommon StockSEC:0001450669-26-000002:1
4,250 shares@ US$38.495.3% of flowCommon StockSEC:0001450669-26-000002:2
4,250 shares@ US$38.498.8% of flowUFCS Common StockSEC:0001474590-26-000004:2
4,250 shares@ US$38.8425100.0% of flowUFCS Common StockSEC:0001474590-26-000004:0
4,250 shares@ US$38.8427100.0% of flowCommon StockSEC:0001450669-26-000002:0
721 shares@ US$38.8620.0% of flowCommon StockSEC:0002099318-26-000004:0
3,945 shares@ US$37.723.4% of flowCommon StockSEC:0001649695-26-000003:1
5,659 shares@ US$37.724.9% of flowCommon StockSEC:0001649695-26-000003:2
862 shares@ US$37.721.6% of flowCommon StockSEC:0001964981-26-000003:1
1,246 shares@ US$37.722.3% of flowCommon StockSEC:0001964981-26-000003:2
1,343 shares@ US$37.726.5% of flowCommon StockSEC:0001925846-26-000003:1
381 shares@ US$37.721.9% of flowCommon StockSEC:0001925846-26-000003:2
2,212 shares@ US$37.724.8% of flowCommon StockSEC:0001926085-26-000003:1
25 of 696 declarations
About United Fire Group Inc
United Fire Group, Inc. (Nasdaq: UFCS) is a U.S.-listed property and casualty insurance holding company headquartered in Cedar Rapids, Iowa, United States. Founded in 1946 as United Fire & Casualty Company, the group has grown around an agency distribution model built on independent agents, which remains central to its commercial franchise. Its insurance subsidiaries are licensed in all 50 states plus the District of Columbia, and the company says it is represented by approximately 1,000 independent agencies. ([ufginsurance.com](https://www.ufginsurance.com/home/2024/05/16/united-fire-group-inc.-reports-on-annual-meeting-of-shareholders?utm_source=openai))
From a business perspective, UFG is primarily focused on commercial P&C insurance, with meaningful exposure to core commercial lines and assumed reinsurance. It also writes surety bonds and retains a smaller legacy footprint in other areas. Management has highlighted that direct personal lines exposure has been steadily reduced, with the remaining run-off expected to lapse by 2025. That repositioning underscores a strategic shift toward more profitable, underwriting-disciplined businesses. ([sec.gov](https://www.sec.gov/Archives/edgar/data/101199/000010119924000056/ufcs-20240630.htm?utm_source=openai))
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Competitively, United Fire Group sits in the mid-sized U.S. insurance space: smaller and less diversified than the largest national carriers, but broader in reach than many purely regional peers. Its competitive strengths are its commercial specialization, extensive independent-agent distribution, and ability to reprice business at renewal. For investors, the key analytical lenses are underwriting discipline, catastrophe exposure, reserve development, expense control, and investment income. Those are the variables that most directly drive performance in the U.S. P&C sector. ([ufginsurance.com](https://www.ufginsurance.com/home/2024/05/16/united-fire-group-inc.-reports-on-annual-meeting-of-shareholders?utm_source=openai))
Recent company disclosures point to notable operational improvement. In 2024, UFG said it achieved the highest level of net written premiums in its 79-year history, alongside its best annual combined ratio and highest adjusted operating income since 2015. In the first quarter of 2025, the company reported continued growth in net investment income and premium momentum, while also noting some temporary costs related to the final stages of a new policy administration system. Throughout 2025, management continued to emphasize its strategic plan: deepen underwriting expertise, enhance internal capabilities, align more effectively with distribution partners, and improve investment returns. For investors following SEC Form 4 insider activity, this operating backdrop matters because it frames how insiders may be signaling confidence in the company’s long-term earnings power. ([ir.ufginsurance.com](https://ir.ufginsurance.com/events-and-presentations/press-releases/news-details/2025/United-Fire-Group-Inc.-Reports-Fourth-Quarter-and-Full-Year-2024-Results/default.aspx?utm_source=openai))
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