No insider purchase over the last 90 days. The latest, by Gilfeather Michael J, was filed 03 Nov 2025.
This page follows insider dealings at Orange County Bancorp, Inc. as filed with SEC (Form 4), a company from the Finance & Banking sector. 17 insiders have disclosed 36 filings since 21 October 2025.
On the market, 1 insider bought (1 purchase totalling €27k) while 3 insiders sold (4 sales totalling €158k). The net balance comes to €131k on the selling side. Buying on the open market means paying the going price with one's own funds, a different act from receiving shares as pay. The largest single trade was a sale of €63k by Sousa Gregory, published on 3 August 2026, equal to 0.014% of the market capitalisation. On the buying side, the filings list 1 chief executive among the declarants.
The most recent open-market purchase was published on 3 November 2025, 352 days ago. The median gap between a trade and its publication by SEC (Form 4) is 4 days. Section 16 rules allow two business days to file each Form 4. A sale on its own says little: insiders also sell to pay tax, fund a purchase or diversify.
Compared with its exchange (5,816 companies, median 19 filings), a count of 36 filings is above the norm. Over the whole record (from 2021), the tally stands at 30 purchases and 29 sales. The 10-K for the year ended 31 December 2025 shows 41.6 m USD of net income and a dividend of 0.57 USD per share.
Other companies in the same sector with recent insider buying flagged by our signals: First Guaranty Bancshares, Inc. and BCB Bancorp Inc. Every figure here comes from the filings published by SEC (Form 4) and describes the past, not future prices; it is not investment advice.
+2 other insiders
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Transparent value + quality ranking, distinct from the insider signal.
FY ended December 2025 · cache
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Orange County Bancorp, Inc. is a U.S.-listed bank holding company traded on the NASDAQ under the ticker OBT and incorporated in Delaware (/DE/). Its business is primarily conducted through Orange Bank & Trust Company, complemented by Orange Investment Advisors, a registered investment advisory and wealth-management platform. For international investors, the company fits the profile of a U.S. regional/community bank: relationship-driven, locally managed, and focused on serving businesses, municipalities, and private clients in a defined geography rather than competing as a national money-center bank. The company is headquartered in Middletown, Orange County, New York, in the Hudson Valley. Management and company materials state that the banking franchise dates back to 1892, giving the institution a long operating history and a deeply rooted local brand.
Orange County Bancorp operates through two core segments: banking and wealth management. The banking segment includes commercial lending, residential one- to four-family mortgages, consumer loans, and a diversified deposit base across retail, commercial, and municipal relationships. The company also emphasizes private banking and municipal banking services, which are important in a market where relationship banking and local decision-making can be a competitive advantage. The wealth-management segment includes trust services, investment management, financial planning, and advisory capabilities delivered through Orange Bank & Trust Company and Orange Investment Advisors. This second leg of the business is strategically relevant because it adds fee income and reduces dependence on net interest income alone.
In competitive terms, Orange County Bancorp is positioned as a community bank with a high-touch service model, local credit expertise, and faster decision-making than larger, more centralized institutions. That positioning is particularly relevant for small and mid-sized businesses, municipalities, professionals, and affluent households in its core markets. The company indicates that it operates 16 branch offices and one loan production office, with its footprint centered in Orange County and extended into nearby New York markets including Rockland, Westchester, and the Bronx. This localized franchise supports core deposit gathering and relationship lending.
Recent developments indicate that the company remains in growth mode. In its latest annual reporting, Orange County Bancorp disclosed approximately $2.7 billion in assets, $2.0 billion in loans, $2.3 billion in deposits, and $284.4 million in stockholders’ equity at year-end 2025. Assets under management or administration were about $1.9 billion. In 2025, Orange Bank & Trust also celebrated the opening of its newly renovated Middletown headquarters, reinforcing both its heritage and its investment in its flagship market. The company also highlighted continued growth in its wealth-management business and regional expansion. Overall, Orange County Bancorp remains a niche but established regional financial institution in the United States, combining community banking, trust services, and wealth management on the NASDAQ-listed market.
Purchases our model currently ranks for the recommendations list.
All recommendations| Fiscal year end | Revenue | Net income | Diluted EPS | Dividend per share | Filing |
|---|---|---|---|---|---|
| Dec 2025 | n.d. | 41.6 m USD | 3.33 USD | 0.57 USD | 10-K |
| Dec 2024 | n.d. | 27.9 m USD | 2.47 USD | 0.47 USD | 10-K |
| Dec 2023 | n.d. | 29.5 m USD | 2.62 USD | 0.46 USD | 10-K |
| Dec 2022 | n.d. | 24.4 m USD | 4.33 USD | 0.83 USD | 10-K |
| Dec 2021 | n.d. | 21.3 m USD | 4.28 USD | 0.80 USD | 10-K |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.