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Mastercard Inc Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 09 Nov 2023.
Mastercard Inc: what insiders have been doing
Mastercard Inc, classified in the Finance & Banking sector, is a listed company based in Purchase, United States, founded in 1966. Its latest reported headcount is 39,800 employees (2025). Its insiders report their share dealings to SEC (Form 4). The last twelve months, up to 18 October 2026, brought 101 filings signed by 27 insiders.
All open-market trades in the period are sales: 47 sales worth €44.7M, by 6 insiders, with no purchase on record. Miebach Michael filed the largest sale, €8.4M, on 4 August 2026, which represents 0.0019% of the company's market value.
Typically, a trade is published a median of 1 day after it takes place. Section 16 rules allow two business days to file each Form 4. Keep in mind that insiders sell for many reasons unrelated to the outlook, from tax bills to estate planning.
For context, the typical company on the same exchange (median of 5,458 companies) published 22 filings over the same period, against 101 filings here. Looking back to 2016, when coverage begins, insiders filed 1 purchase and 174 sales. On the fundamentals side, the SEC filing (10-K) for the period ending 31 December 2025 lists revenue at 32.79 bn USD and net income at 14.97 bn USD; the dividend was 3.15 USD per share.
Other companies in the same sector with recent insider buying flagged by our signals: First Guaranty Bancshares, Inc. and BCB Bancorp Inc. Source: insider filings from SEC (Form 4). Past trades are no guide to future returns.
Insider Decl.
460
Thresholds
n/a
Buy Volume
€365,028
1 ops. · all time
Sell Volume
€4B
174 ops. · all time
Who traded when
BuySaleJ. Mehra Sachin20 sales
Linda Pistecchia Kirkpatrick13 sales
Edward Grunde McLaughlin8 sales
Arkell Sandra A6 sales
Julius Genachowski5 sales
Michael Miebach4 sales
+1 other insider
Since the insiders bought
- +34.4%Entry US$394.38 · Close at T+365 US$530.12
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Mastercard Inc Strong Buy (bullish), based on 37 analysts. Average price target: US$666.71.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 5,538 of 24,148 companies
65.2
score / 100
Value42
Quality89
FCF yld3.3%
Earn yld3.0%
EV/EBITDA25.1x
ROE241%
Gross mgn78%
Net mgn46%
Debt/EBITDA0.9x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$563.58
Analyst consensus
37 analystsStrong buy
US$550.00Target US$666.71(+18%)US$740.00
Income statement
RevenueUS$32.8B
Gross profitUS$25.5B78% margin
EBITDAUS$20.4B62% margin
Net incomeUS$15B46.3% margin
Valuation
PER (trailing)31.0x
PER (forward)24.5x
P/Book88.1x
Beta0.74
Balance sheet & cash
Market capUS$493.7B
Total debtUS$19B
Free Cash FlowUS$16.4B
Debt / Equity440%
Profitability & ownership
ROE241.2%
ROA24.1%
% insiders0.1%
% institutions91.2%
Last declaration on 16 October 2026
Declarations460 total
370 shares@ US$589.140.0000% mcap50.6% of flowCommonSEC144:0001950047-26-010168
370 shares@ US$585.000.0000% mcap28.0% of flowClass A Common StockSEC:0001141391-26-000116:0
1 shares@ US$590.000.0000% mcap0.1% of flowClass A Common StockSEC:0001141391-26-000116:1
370 shares@ US$590.210.0000% mcap28.2% of flowClass A Common StockSEC:0001141391-26-000116:2
371 shares@ US$574.760.0000% mcap100.0% of flowCommonSEC144:0001950047-26-010147
178 shares@ US$551.660.0000% mcap15.7% of flowClass A Common StockSEC:0001141391-26-000114:0
99 shares@ US$551.660.0000% mcap0.2% of flowClass A Common StockSEC:0001141391-26-000112:0
207 shares@ US$551.660.0000% mcap0.4% of flowClass A Common StockSEC:0001141391-26-000111:0
530 shares@ US$551.660.0001% mcap0.5% of flowClass A Common StockSEC:0001141391-26-000110:0
3,266 shares@ US$584.000.0004% mcap6.4% of flowClass A Common StockSEC:0001141391-26-000104:0
923 shares@ US$593.540.0001% mcap6.0% of flowClass A Common StockSEC:0001141391-26-000102:0
923 shares@ US$595.300.0001% mcap100.0% of flowCommonSEC144:0001950047-26-008859
1,839 shares@ US$599.860.0002% mcap25.3% of flowCommonSEC144:0001950047-26-008686
5,604 shares@ US$580.630.0006% mcap74.7% of flowCommonSEC144:0001950047-26-008604
1,000 shares@ US$573.720.0001% mcap24.8% of flowCommonSEC144:0001950047-26-008466
7,444 shares@ US$344.480.0005% mcap8.6% of flowClass A Common StockSEC:0001427531-26-000005:0
120 shares@ US$572.41270.0000% mcap0.2% of flowClass A Common StockSEC:0001427531-26-000005:1
966 shares@ US$573.99310.0001% mcap1.9% of flowClass A Common StockSEC:0001427531-26-000005:2
1,150 shares@ US$574.73260.0001% mcap2.2% of flowClass A Common StockSEC:0001427531-26-000005:3
1,168 shares@ US$575.76930.0001% mcap2.3% of flowClass A Common StockSEC:0001427531-26-000005:4
1,280 shares@ US$576.82130.0001% mcap2.5% of flowClass A Common StockSEC:0001427531-26-000005:5
628 shares@ US$577.90090.0001% mcap1.2% of flowClass A Common StockSEC:0001427531-26-000005:6
400 shares@ US$579.35420.0000% mcap0.8% of flowClass A Common StockSEC:0001427531-26-000005:7
25 of 460 declarations
About Mastercard Inc
Mastercard Inc. is a global leader in electronic payments, listed on the NYSE in the United States under the ticker MA. For investors, Mastercard is best understood not as a card issuer, but as a payments network and technology platform that connects banks, merchants, acquirers, fintechs, governments, and consumers. Its business model combines core payment network processing with a growing portfolio of value-added services that enhance fraud prevention, cybersecurity, authentication, analytics, and the overall digital commerce experience. That mix gives Mastercard a recurring, asset-light profile with leverage to transaction volumes and to the expansion of digital payments. ([mastercard.com](https://www.mastercard.com/gb/en/for-the-world/about-us/mastercard-modern-slavery-and-human-trafficking-statement.html?utm_source=openai))
The company’s roots go back to 1966, when several U.S. banks formed the Interbank Card Association, the organization that later became MasterCard International. Mastercard was listed in 2006 on the New York Stock Exchange, and today its global headquarters is in Purchase, New York. The company says it connects individuals and organizations in more than 210 countries and territories, underscoring the breadth of its acceptance footprint and its exposure to both domestic spending and cross-border commerce. That global reach is a key competitive advantage in payments, where scale, brand trust, and acceptance density are critical. ([mastercard.com](https://www.mastercard.com/brandcenter/us/en/brand-history.html?utm_source=openai))
Read moreShow less
Mastercard’s main operating areas center on payment network services, commercial payments, and new payment flows. Around those cores, the company has built higher-margin adjacent offerings for issuers and merchants, including fraud and risk management, identity verification, cybersecurity, data-driven insights, and merchant acceptance tools. It also offers money movement solutions such as Mastercard Move, and it has been pushing into next-generation commerce infrastructure with products like Merchant Cloud. In 2026, Mastercard also highlighted AI-enabled initiatives such as Agent Suite and Virtual C-Suite, aimed at making commerce and business operations smarter and more automated. These launches show a clear strategy to move beyond pure card rails and deepen the platform’s relevance across the commerce lifecycle. ([mastercard.com](https://www.mastercard.com/global/en/news-and-trends/press/2025/october/Mastercard-Merchant-Cloud-simplify-and-support-commerce-growth-in-global-acceptance-ecosystem.html?utm_source=openai))
Competitively, Mastercard remains one of the two dominant global payment networks, alongside Visa, while also facing competition from American Express, PayPal, large technology ecosystems, and regional payment schemes. Its moat comes from network effects: the more consumers, merchants, and financial institutions that use the network, the more valuable and difficult to displace it becomes. Recent company disclosures point to continued operating momentum, including first-quarter 2026 net revenue growth of 12% on a currency-neutral basis, along with ongoing investment in AI, commercial payments, digital money movement, and financial inclusion initiatives. Recent announcements, including the planned acquisition of BVNK to connect on-chain payments with fiat rails, reinforce Mastercard’s ambition to stay central as payments evolve. ([mastercard.com](https://www.mastercard.com/us/en/news-and-trends/stories/2026/earnings-review-q1-2026.html?utm_source=openai))
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