Insiders Trades
GS
GENERALFINANCE S.p.A. SPA Stock: price and insider trades · Italy
1 insider bought €62.5M of shares over the last 90 days, the latest filed 15 Oct 2026.
GENERALFINANCE S.p.A. SPA: what insiders have been doing
GENERALFINANCE S.p.A. SPA, classified in the Finance & Banking sector, is a listed company. Its insiders report their share dealings to Consob. 11 insiders have disclosed 13 filings since 18 October 2025.
The record shows 9 purchases on the open market worth €77.2M, made by 9 insiders, against 2 sales worth €187k by 1 insider. Purchases outweigh sales by €77.0M. Unlike grants, an open-market purchase is paid for by the insider, at the market price. Biggest ticket of the year: €62.5M, bought and made public on 15 October 2026. Those buying include 4 senior executives, 2 finance chiefs and 2 chief executives.
For context, the typical company on the same exchange (median of 224 companies) published 3 filings over the same period, against 13 filings here. Over the whole record (from 2024), the tally stands at 9 purchases and 3 sales.
The data flag 7 purchases as part of a group of insiders buying within 30 days of each other. Purchases made close together by different insiders form what is called a cluster. The last insider purchase was made public on 15 October 2026, 2 days ago. Between a trade and the moment it shows up on Consob, the median delay is 3 days. Under the Market Abuse Regulation, managers have three business days to notify their trades.
In the same sector, recent insider purchases at First Guaranty Bancshares, Inc. and BCB Bancorp Inc also feature in our signals. Every figure here comes from the filings published by Consob and describes the past, not future prices; it is not investment advice.
Insider Decl.
22
Thresholds
n/a
Buy Volume
€77M
9 ops. · all time
Sell Volume
€220,062
3 ops. · all time
Who traded when
BuySaleUgo Colombo2 buys2 sales
Alessandro Ferrari2 buys
Massimo Gianolli2 buys
Stefano Biondini2 buys
Anonymous (PDMR)1 buy
Edoardo Gianolli1 sale
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 6,619 of 24,148 companies
62.9
score / 100
Value59
Quality67
FCF yld4.1%
Earn yld11%
EV/EBITDA18.8x
ROE30%
Gross mgn61%
Net mgn29%
Debt/EBITDA13.4x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
€20.80
Analyst consensus
3 analysts1.00/5
€28.50Target €29.43(+42%)€31.00
Income statement
Revenue€100.2M
Gross profit€60.9M61% margin
EBITDA€48.3M48% margin
Net income€28.8M37.2% margin
Valuation
PER (trailing)10.1x
PER (forward)7.5x
P/Book2.9x
Beta0.05
Balance sheet & cash
Market cap€262.8M
Total debt€646.3M
Free Cash Flow€10.7M
Debt / Equity545%
Profitability & ownership
ROE30.1%
ROA3.3%
% insiders63.9%
% institutions16.3%
Last declaration on 15 October 2026
Declarations22 total
250 shares@ €250,000.00ShareISIN IT0005730020CONSOB:190685
Canonical exit: 10 Jan 2027 (T+90)
4,239 shares@ €20.980.034% mcap3.8% of flowShareXMILISIN IT0005144784CONSOB:189485
4,600 shares@ €21.300.037% mcap4.1% of flowShareXMILISIN IT0005144784CONSOB:188301
2,485 shares@ €29.10030.027% mcap3.1% of flowShareXMILISIN IT0005144784CONSOB:184690
Canonical exit: 10 Aug 2026 (T+90)
2,313 shares@ €29.10030.025% mcap3.3% of flowShareXMILISIN IT0005144784CONSOB:184689
Canonical exit: 10 Aug 2026 (T+90)
1,982 shares@ €29.10030.022% mcap3.3% of flowShareXMILISIN IT0005144784CONSOB:184688
Canonical exit: 10 Aug 2026 (T+90)
10,019 shares@ €29.10030.11% mcap3.3% of flowShareXMILISIN IT0005144784CONSOB:184687
Canonical exit: 10 Aug 2026 (T+90)
72,314 shares@ €29.10030.79% mcap89.0% of flowShareXMILISIN IT0005144784CONSOB:184188
Canonical exit: 10 Aug 2026 (T+90)
57,676 shares@ €29.10030.63% mcap96.7% of flowShareXMILISIN IT0005144784CONSOB:184186
Canonical exit: 10 Aug 2026 (T+90)
291,555 shares@ €29.10033.17% mcap96.7% of flowShareXMILISIN IT0005144784CONSOB:184183
Canonical exit: 10 Aug 2026 (T+90)
67,308 shares@ €29.10030.73% mcap96.7% of flowShareXMILISIN IT0005144784CONSOB:184181
Canonical exit: 10 Aug 2026 (T+90)
219,000 shares0ShareISIN IT0005498818CONSOB:180846
56,877.29 shares@ €15.41390.25% mcap100.0% of flowShareXMILISIN IT0005144784CONSOB:167529
66,403.08 shares@ €15.41390.29% mcap100.0% of flowShareXMILISIN IT0005144784CONSOB:167515
70,903.94 shares@ €15.41390.31% mcap100.0% of flowShareXMILISIN IT0005144784CONSOB:167514
287,607.96 shares@ €15.41391.25% mcap100.0% of flowShareXMILISIN IT0005144784CONSOB:167505
396,825 shares0ShareOTCISIN IT0005144784CONSOB:160686
1,000,000 shares0ShareOTCISIN IT0005144784CONSOB:160362
2,673 shares@ €12.40090.0094% mcap100.0% of flowShareXMILISIN IT0005144784CONSOB:158379
423,922 shares0ShareOTCISIN IT0005144784CONSOB:151866
22 of 22 declarations
About GENERALFINANCE S.p.A. SPA
GENERALFINANCE S.p.A. is an Italian specialty finance company listed on Borsa Italiana (FTSE MIB) in Italy under the ticker GF.MI. Founded in 1982, the group has built its business around a focused niche: tailored corporate financing based on factoring, receivables anticipation, and active credit management. The company operates from Italy, with offices in Biella, Milan and Rome, and also maintains a presence in Madrid, giving it a footprint that extends beyond its domestic base. ([generalfinance.it](https://www.generalfinance.it/chi-siamo/?utm_source=openai))
At the core of Generalfinance’s business model is working-capital support for SMEs and mid-cap companies. Its services are designed to improve liquidity by converting trade receivables into immediate funding while also helping clients manage collections and reduce credit-related frictions. The company also has a recognized specialization in financing businesses under financial stress or in restructuring situations. This includes support for negotiated crisis settlements, restructuring agreements, preventive composition processes, turnaround situations, and other special situations. That focus makes Generalfinance meaningfully different from broad-based banks or commoditized factoring providers. ([generalfinance.it](https://www.generalfinance.it/chi-siamo/?utm_source=openai))
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From a competitive standpoint, Generalfinance positions itself as a boutique specialist rather than a universal lender. That specialization can be an advantage in segments where credit assessment, speed of execution, and bespoke structuring matter. Borsa Italiana’s company profile indicates that the group primarily serves companies in manufacturing, wholesale, construction and transportation, sectors that typically exhibit high working-capital intensity. The same profile reports that, at the end of 2025, Generalfinance managed EUR 668.4 million of receivables, underscoring a meaningful but still focused market position within Italian specialty finance. ([borsaitaliana.it](https://www.borsaitaliana.it/borsa/azioni/profilo-societa-dettaglio.html?isin=IT0005144784&lang=it&utm_source=openai))
Recent developments suggest continued operational momentum. In 2025, Generalfinance completed a private placement of senior notes to support its business, while market materials highlighted strong share-price performance over the prior year and an analysts’ presentation in May 2026. The company also maintains formal internal dealing disclosure procedures tied to CONSOB reporting requirements, reflecting its listed status and governance framework. For French-speaking investors, Generalfinance remains a niche financial stock with exposure to the corporate credit cycle, but also with a relatively defensive profile thanks to its expertise in complex, often under-served financing situations. ([investors.generalfinance.it](https://investors.generalfinance.it/files/press_release/en/cs_generalfinance_risultati_31marzo-2025_def_eng.pdf?utm_source=openai))
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