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Figure Technology Solutions, Inc. Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 09 Dec 2025.
Figure Technology Solutions, Inc.: what insiders have been doing
Figure Technology Solutions, Inc. is a Finance & Banking company. Its directors and officers file their transactions with SEC (Form 4). Over the twelve months to 18 October 2026, 81 filings were filed, from 13 insiders.
Purchases and sales both appear in the filings: 1 purchase (1 insider, €131k) and 48 sales (6 insiders, €50.3M). No amount is published for 3 filings, which the totals therefore leave out. A purchase on the market is a deliberate choice to commit personal money, which is why it draws more attention than a grant. The buyers include 1 senior executive. One trade stands out by size: a sale of €8.6M from Ou June, disclosed on 24 November 2025.
With 81 filings in twelve months, the company is more active than the median of 22 filings across the 5,458 companies we follow on the same exchange. Looking back to 2025, when coverage begins, insiders filed 1 purchase and 48 sales. In its latest annual report filed with the SEC (10-K, fiscal year ended 31 December 2025), the company reported revenue of 506.9 m USD and net income of 133.9 m USD.
The clock since the last published purchase (9 December 2025) now reads 313 days. Between a trade and the moment it shows up on SEC (Form 4), the median delay is 2 days. Section 16 rules allow two business days to file each Form 4. Selling is not necessarily a view on the stock: liquidity needs and diversification are common motives.
Other companies in the same sector with recent insider buying flagged by our signals: First Guaranty Bancshares, Inc. and BCB Bancorp Inc. Every figure here comes from the filings published by SEC (Form 4) and describes the past, not future prices; it is not investment advice.
Insider Decl.
89
Thresholds
n/a
Buy Volume
€131,460
1 ops. · all time
Sell Volume
€50M
48 ops. · all time
Who traded when
BuySaleMinchung Kgil15 sales
Michael Benjamin Tannenbaum12 sales
Cagney Michael Scott10 sales
David Todd Stevens6 sales
June Ou4 sales
Chao David K1 buy
+1 other insider
Since the insiders bought
- -31.7%Entry US$39.75 · Close 16 Oct 2026 US$27.13
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Figure Technology Solutions, Inc. Buy (bullish), based on 9 analysts. Average price target: US$51.56.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 11,530 of 24,148 companies
52.7
score / 100
Value32
Quality74
FCF yld0.7%
Earn yld2.2%
EV/EBITDA39.3x
ROE26%
Gross mgn94%
Net mgn26%
Debt/EBITDA5.3x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$27.13
Analyst consensus
9 analystsBuy
US$40.00Target US$51.56(+90%)US$70.00
Income statement
RevenueUS$509.3M
Gross profitUS$479.8M94% margin
EBITDAUS$178.8M35% margin
Net incomeUS$133.9M38.3% margin
Valuation
PER (trailing)31.5x
PER (forward)14.4x
P/Book4.3x
Balance sheet & cash
Market capUS$6.1B
Total debtUS$945.2M
Free Cash FlowUS$41.9M
Debt / Equity104%
Profitability & ownership
ROE26.1%
ROA5.1%
% insiders6.3%
% institutions76.7%
Last declaration on 15 September 2026
Declarations89 total
20,746 shares@ US$4.820.0060% mcap1.8% of flowClass A Common StockSEC:0001493152-26-042764:0
3,000,000 shares@ US$38.276.90% mcap100.0% of flowCommonSEC144:0001628280-26-061202
141,728 shares@ US$38.270.33% mcap75.1% of flowCommonSEC144:0001628280-26-061201
23,330 shares@ US$33.190.047% mcap14.2% of flowClass A Common StockSEC:0001493152-26-041559:0
7,500 shares@ US$38.64360.017% mcap5.3% of flowClass A Common StockSEC:0001493152-26-040244:0
500 shares@ US$39.3640.0012% mcap0.4% of flowClass A Common StockSEC:0001493152-26-040244:1
50,190 shares@ US$35.760.11% mcap24.9% of flowCommonSEC144:0001628280-26-057707
40,778 shares@ US$31.25730.077% mcap21.1% of flowClass A Common StockSEC:0001493152-26-039021:1
6,135 shares@ US$32.02950.012% mcap3.3% of flowClass A Common StockSEC:0001493152-26-039021:2
38,281 shares@ US$4.820.011% mcap3.1% of flowClass A Common StockSEC:0001493152-26-039021:0
737 shares@ US$32.94390.0015% mcap0.4% of flowClass A Common StockSEC:0001493152-26-039021:3
47,650 shares@ US$31.880.092% mcap100.0% of flowCommonSEC144:0001950047-26-008130
4,000 shares@ US$30.02920.0073% mcap2.2% of flowClass A Common StockSEC:0001493152-26-038448:0
19,543 shares@ US$27.840.033% mcap9.0% of flowClass A Common StockSEC:0001493152-26-037807:0
89 shares@ US$29.10650.0002% mcap0.0% of flowClass A Common StockSEC:0001493152-26-035012:2
2,379 shares@ US$28.48490.0042% mcap1.3% of flowClass A Common StockSEC:0001493152-26-035012:1
1,532 shares@ US$27.52390.0026% mcap0.8% of flowClass A Common StockSEC:0001493152-26-035012:0
132,861 shares@ US$30.040.24% mcap12.5% of flowClass A Common StockSEC:0001493152-26-034583:0
15,355 shares@ US$29.240.027% mcap1.4% of flowClass A Common StockSEC:0001493152-26-034583:1
24,000 shares@ US$27.380.0092% mcap39.4% of flowClass A CommonSEC144:0001968582-26-000670
3,232 sharesClass A Common StockSEC:0001493152-26-030295:0
704 sharesClass A Common StockSEC:0001493152-26-030295:1
64 sharesClass A Common StockSEC:0001493152-26-030295:2
3,192 shares0Class A Common StockSEC:0001493152-26-029579:0
25 of 89 declarations
About Figure Technology Solutions, Inc.
Figure Technology Solutions, Inc. is a U.S.-based financial technology company listed on Nasdaq (United States) that has built a differentiated franchise around blockchain-native capital markets. Founded in 2018 by Mike Cagney, the former CEO of SoFi, Figure set out to improve the speed, transparency, and cost-efficiency of financial services through proprietary blockchain infrastructure. The company has reported operating from New York, while maintaining a meaningful historical presence in San Francisco, underscoring its roots in the U.S. fintech ecosystem.
Figure’s core business is centered on originating, funding, selling, and trading loan products and tokenized assets through a blockchain-based platform. The company first gained traction in residential credit, particularly home equity lines of credit (HELOCs), and it now describes itself as the largest non-bank originator of home equity financing. Figure and its partners have said they have originated more than $22 billion of home equity loans, which highlights the scale of its platform in the U.S. mortgage-adjacent credit market. Over time, the company expanded beyond its original HELOC focus into broader consumer credit and capital-markets infrastructure.
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Among Figure’s main product lines are Figure Connect, a consumer credit marketplace; Democratized Prime, an on-chain lend-borrow marketplace aimed at institutional cash and treasury use cases; DART (Digital Asset Registry Technology), which supports asset custody and lien perfection; and $YLDS, an SEC-registered yield-bearing stablecoin structured as a tokenized money market-fund-like product. These offerings position Figure at the intersection of lending, marketplace distribution, tokenization, and digital-asset infrastructure. In practical terms, the company is not just a lender: it is trying to become a transaction layer for both private credit and tokenized real-world assets.
From a competitive standpoint, Figure’s value proposition is its integrated technology stack and partner network. The company says more than 200 partners use its loan origination system and capital marketplace, giving it a distribution footprint that can support origination volume and secondary-market liquidity. That partner-based model is important because Figure competes not only with traditional mortgage lenders and non-bank HELOC providers, but also with fintech platforms and crypto-native infrastructure firms seeking to build compliant, scalable financial rails.
Recent developments have been notable. In 2025, Figure announced a merger with Figure Markets to combine consumer credit and blockchain-native exchange capabilities under the Figure Technology Solutions name. The company also highlighted a strategic financing partnership with Victory Park Capital, received AAA ratings from S&P and Moody’s on a securitization it described as an industry first for blockchain finance, and was named to Fast Company’s World’s Most Innovative Companies list. In early 2026, Figure reported preliminary 2025 results showing strong growth momentum, authorized a $200 million share repurchase program, launched a secondary offering, and continued to emphasize expansion in Figure Connect and its broader blockchain ecosystem. For investors, the key theme is a high-growth U.S. fintech platform using blockchain to modernize credit origination and asset distribution.
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