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Essent Group Ltd. Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest, by GLANVILLE ROBERT, was filed 11 Mar 2022.
Essent Group Ltd.: what insiders have been doing
Essent Group Ltd., classified in the Finance & Banking sector, is a listed company. Its insiders report their share dealings to SEC (Form 4). 14 insiders have disclosed 46 filings since 18 October 2025.
The flow runs one way only: 21 sales worth €14.1M, from 7 insiders, and no purchase. The totals do not cover 1 filing with an undisclosed amount. At €4.5M, the sale published on 16 July 2026 by Casale Mark is the largest of the period (0.090% of market cap).
For context, the typical company on the same exchange (median of 5,458 companies) published 22 filings over the same period, against 46 filings here. Our records for Essent Group Ltd. go back to 2016, with 2 purchases and 60 sales on the open market in total. The 10-K for the year ended 31 December 2025 shows 1.26 bn USD of revenue and 690.0 m USD of net income and a dividend of 1.24 USD per share.
Filings reach the SEC (Form 4) feed a median of 2 days after the trade. Section 16 rules allow two business days to file each Form 4. Selling is not necessarily a view on the stock: liquidity needs and diversification are common motives.
In the same sector, recent insider purchases at First Guaranty Bancshares, Inc. and BCB Bancorp Inc also feature in our signals. Every figure here comes from the filings published by SEC (Form 4) and describes the past, not future prices; it is not investment advice.
Insider Decl.
195
Thresholds
n/a
Buy Volume
€75,050
2 ops. · all time
Sell Volume
€22M
60 ops. · all time
Who traded when
BuySaleMary Lourdes Gibbons10 sales
Mark Casale8 sales
David B. Weinstock4 sales
Kasmar Roy James4 sales
Douglas J. Pauls2 sales
Vijay Bhasin2 sales
+2 other insiders
Since the insiders bought
- -9.1%Entry US$41.81 · Close at T+365 US$38.01
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Essent Group Ltd. Buy (bullish), based on 7 analysts. Average price target: US$74.00.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 773 of 26,279 companies
82.1
score / 100
Value83
Quality81
FCF yld14%
Earn yld12%
EV/EBITDA7.5x
ROE12%
Gross mgn·
Net mgn54%
Debt/EBITDA0.6x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$64.70
Analyst consensus
7 analystsBuy
US$66.00Target US$74.00(+14%)US$80.00
Income statement
RevenueUS$1.3B
EBITDAUS$858.4M67% margin
Net incomeUS$690M51.5% margin
Valuation
PER (trailing)9.0x
PER (forward)8.2x
P/Book1.0x
Beta0.76
Balance sheet & cash
Market capUS$5.8B
Total debtUS$495.3M
Free Cash FlowUS$848.7M
Debt / Equity9%
Profitability & ownership
ROE12.0%
ROA7.2%
% insiders5.5%
% institutions97.7%
Last declaration on 17 September 2026
Declarations195 total
5,500 shares@ US$68.540.0065% mcap17.3% of flowCommon shares, par value $0.015SEC:0001193202-26-000012:0
2,500 shares@ US$68.620.0029% mcap12.6% of flowCommonSEC144:0001959173-26-006920
2,625 shares0Common shares, par value $0.015SEC:0001188563-26-000005:0
2,625 shares0Common shares, par value $0.015SEC:0001188563-26-000005:1
2,337 shares@ US$68.730.0028% mcap11.8% of flowCommon shares, par value $0.015SEC:0001188563-26-000005:2
2,500 shares@ US$68.700.0029% mcap12.7% of flowCommon shares, par value $0.015SEC:0001188563-26-000005:3
798 shares@ US$70.010.0010% mcap0.2% of flowCommon shares, par value $0.015SEC:0001188567-26-000014:0
2,625 shares0Common shares, par value $0.015SEC:0001221213-26-000005:0
2,625 shares0Common shares, par value $0.015SEC:0001221213-26-000005:1
2,500 shares@ US$69.700.0030% mcap16.6% of flowCommon shares, par value $0.015SEC:0001221213-26-000005:2
2,500 shares@ US$68.63120.0029% mcap16.4% of flowCommonSEC144:0001974078-26-000326
20,246 shares@ US$70.180.024% mcap5.0% of flowCommon shares, par value $0.015SEC:0001188567-26-000013:0
21,607 shares@ US$70.070.026% mcap5.4% of flowCommon shares, par value $0.015SEC:0001188567-26-000013:1
100,000 shares@ US$69.430.12% mcap100.0% of flowCommon StockSEC144:0001968582-26-000856
14,175 shares@ US$70.000.017% mcap14.3% of flowCommon shares, par value $0.015SEC:0001590262-26-000009:0
483 shares@ US$70.000.0006% mcap0.5% of flowCommonSEC144:0001959173-26-005792
4,678 shares@ US$67.040.0054% mcap3.4% of flowCommon shares, par value $0.015SEC:0001590264-26-000010:0
19,288 shares@ US$71.16430.024% mcap15.0% of flowCOMMONSEC144:0001949846-26-000431
23,900 shares@ US$65.070.027% mcap5.6% of flowCommon shares, par value $0.015SEC:0001188567-26-000011:0
78,699 shares@ US$65.230.090% mcap18.5% of flowCommon shares, par value $0.015SEC:0001188567-26-000011:1
1,245 shares@ US$65.080.0014% mcap0.3% of flowCommon shares, par value $0.015SEC:0001188567-26-000010:0
29,329 shares@ US$65.350.033% mcap6.9% of flowCommon shares, par value $0.015SEC:0001188567-26-000010:1
5,500 sharesCommon shares, par value $0.015SEC:0001193202-26-000010:0
11,000 shares@ US$64.37790.012% mcap33.0% of flowCOMMONSEC144:0001949846-26-000416
13,064 shares@ US$65.050.014% mcap3.0% of flowCommon shares, par value $0.015SEC:0001188567-26-000007:0
25 of 195 declarations
About Essent Group Ltd.
Essent Group Ltd. (NYSE: ESNT) is a specialized mortgage credit insurer and related housing-finance services provider based in the United States and listed on the NYSE. The company was organized in 2008 and has built its franchise around a core need in the U.S. housing market: helping lenders extend mortgage credit while transferring part of the default risk to an insurer. Essent is a Bermuda-based holding company, with its registered office in Hamilton, Bermuda, but its operating footprint is overwhelmingly tied to the U.S. mortgage insurance market. Its principal operating subsidiary, Essent Guaranty, Inc., is a Pennsylvania-domiciled insurer licensed in all 50 states and the District of Columbia. Essent also maintains a Bermuda-domiciled reinsurer and a title insurance / settlement services platform, broadening its offering to mortgage lenders and other participants in the housing finance chain. ([s1.q4cdn.com](https://s1.q4cdn.com/417295621/files/doc_financials/2025/ar/2024-Annual-Report.pdf))
From a business-model standpoint, Essent earns revenue through private mortgage insurance, reinsurance, and transaction-related title and settlement services. Its mortgage insurance products include primary, pool, and master policy coverage, which allows the company to serve different structures of mortgage credit exposure. This specialization places Essent among the leading private mortgage insurers in the U.S., a concentrated market where underwriting discipline, claims management, capital strength, and regulatory execution are critical competitive differentiators. Rather than acting as a broad-based financial conglomerate, Essent is a focused housing-credit risk manager. ([ir.essentgroup.com](https://ir.essentgroup.com/home/default.aspx/1000/))
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For investors, Essent’s profile is that of a financial insurer with recurring exposure to the U.S. housing cycle, but with earnings supported by a large in-force insurance book. As of December 31, 2024, insurance in force stood at $243.6 billion, while new insurance written in the fourth quarter of 2024 was $12.2 billion. For full-year 2024, Essent reported net income of $729.4 million and increased its quarterly dividend to $0.31 per share. Those figures point to a business that has remained profitable and capital-generative, with management continuing to return capital through dividends and buybacks. ([ir.essentgroup.com](https://ir.essentgroup.com/files/doc_financials/2024/q4/Full-Earnings-Release-4Q24.pdf))
Geographically, Essent is primarily a U.S. business. Its insurance operations support mortgage lenders, borrowers, and investors across the United States, while Bermuda serves as the corporate and reinsurance jurisdiction. Recent highlights include a $500 million share repurchase authorization approved in February 2025, running through year-end 2026, and two first-quarter 2025 forward quota share transactions with highly rated reinsurers covering 25% of the risk on eligible policies written in calendar years 2025 and 2026. In practical terms, these actions indicate a conservative capital-management posture and an emphasis on risk sharing, balance sheet flexibility, and earnings resilience. ([ir.essentgroup.com](https://ir.essentgroup.com/files/doc_financials/2024/q4/Full-Earnings-Release-4Q24.pdf))
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