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Essent Group Ltd. Stock: price and directors' dealings · United States · SEC (Form 4)
Track the Essent Group Ltd. stock price and the full management transaction log of the company, a listed equity based in United States. Shares are quoted on US US, under the authority of SEC (Form 4). Operating in the Finance & Banking sector, Essent Group Ltd. has recorded 156 public disclosures. Market capitalisation: €5.9bn. The latest transaction was filed on 8 July 2026 (Cession). Among the most active insiders: Gibbons Mary Lourdes. The full history is accessible without an account.
156
Insider Decl.
0
Thresholds
€75,050
2 ops.
Buy Volume
€10m
43 ops.
Sell Volume
Analyst consensus: bullish or bearish?
Analysts rate Essent Group Ltd. Buy (bullish), based on 8 analysts. Average price target: US$67.88.
53Σ signal
Informational score on this market. Our backtest validates the signal only on 8 EU venues; elsewhere (notably US markets) insider buys historically invert or do not hold. Not a recommendation.
Fundamental score
Ranked 599 of 26,092 companies
83.3
score / 100
Value85
Quality82
FCF yld14%
Earn yld12%
EV/EBITDA7.4x
ROE12%
Gross mgn·
Net mgn54%
Debt/EBITDA0.6x
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Sigma AI Analysis
Fundamental view, insider signal, bull and bear case, synthesis.
AI-generated analysis. Opinion, not investment advice. Not backtested. Built from public filings and financials. No price target, no buy or sell recommendation.
Last declaration on 8 July 2026
Declarations156 total
1,245 shares@ US$65.080.0014% mcap0.7% of flowCommon shares, par value $0.015SEC:0001188567-26-000010:0
29,329 shares@ US$65.350.032% mcap17.6% of flowCommon shares, par value $0.015SEC:0001188567-26-000010:1
5,500 sharesCommon shares, par value $0.015SEC:0001193202-26-000010:0
13,064 shares@ US$65.050.014% mcap9.3% of flowCommon shares, par value $0.015SEC:0001188567-26-000007:0
4,250 shares@ US$65.010.0045% mcap4.8% of flowCommon shares, par value $0.015SEC:0001590264-26-000008:0
872 shares@ US$63.000.0009% mcap0.9% of flowCommon shares, par value $0.015SEC:0001590264-26-000007:0
7,628 shares@ US$63.010.0078% mcap7.6% of flowCommon shares, par value $0.015SEC:0001590264-26-000007:1
8,333 sharesCommon shares, par value $0.015SEC:0001193202-26-000009:0
527 sharesCommon shares, par value $0.015SEC:0001193202-26-000009:1
3,765 shares@ US$58.2525.1% of flowCommon shares, par value $0.015SEC:0001193202-26-000009:2
3,760 shares@ US$62.00Common shares, par value $0.015SEC:0001448893-25-000085:0
6,451 shares@ US$62.74Common shares, par value $0.015SEC:0001448893-25-000082:0
240 shares@ US$62.000.3% of flowCommon shares, par value $0.015SEC:0001448893-25-000074:0
1,999 shares@ US$60.002.1% of flowCommon shares, par value $0.015SEC:0001448893-25-000073:0
2,500 shares@ US$58.7915.9% of flowCommon shares, par value $0.015SEC:0001448893-25-000071:0
2,864 shares0Common shares, par value $0.015SEC:0001448893-25-000067:0
2,918 shares0Common shares, par value $0.015SEC:0001448893-25-000062:0
3,235 shares@ US$58.8224.7% of flowCommon shares, par value $0.015SEC:0001448893-25-000056:0
3,000 shares@ US$59.8022.3% of flowCommon shares, par value $0.015SEC:0001448893-25-000055:0
224 shares@ US$60.030.3% of flowCommon shares, par value $0.015SEC:0001448893-25-000054:0
2,800 shares0Common shares, par value $0.015SEC:0001448893-25-000037:0
2,800 sharesCommon shares, par value $0.015SEC:0001448893-25-000031:0
2,800 shares0Common shares, par value $0.015SEC:0001448893-25-000032:0
2,800 shares0Common shares, par value $0.015SEC:0001448893-25-000036:0
25 of 156 declarations
About Essent Group Ltd.
Essent Group Ltd. (NYSE: ESNT) is a specialized mortgage credit insurer and related housing-finance services provider based in the United States and listed on the NYSE. The company was organized in 2008 and has built its franchise around a core need in the U.S. housing market: helping lenders extend mortgage credit while transferring part of the default risk to an insurer. Essent is a Bermuda-based holding company, with its registered office in Hamilton, Bermuda, but its operating footprint is overwhelmingly tied to the U.S. mortgage insurance market. Its principal operating subsidiary, Essent Guaranty, Inc., is a Pennsylvania-domiciled insurer licensed in all 50 states and the District of Columbia. Essent also maintains a Bermuda-domiciled reinsurer and a title insurance / settlement services platform, broadening its offering to mortgage lenders and other participants in the housing finance chain. ([s1.q4cdn.com](https://s1.q4cdn.com/417295621/files/doc_financials/2025/ar/2024-Annual-Report.pdf)) From a business-model standpoint, Essent earns revenue through private mortgage insurance, reinsurance, and transaction-related title and settlement services. Its mortgage insurance products include primary, pool, and master policy coverage, which allows the company to serve different structures of mortgage credit exposure. This specialization places Essent among the leading private mortgage insurers in the U.S., a concentrated market where underwriting discipline, claims management, capital strength, and regulatory execution are critical competitive differentiators. Rather than acting as a broad-based financial conglomerate, Essent is a focused housing-credit risk manager. ([ir.essentgroup.com](https://ir.essentgroup.com/home/default.aspx/1000/)) For investors, Essent’s profile is that of a financial insurer with recurring exposure to the U.S. housing cycle, but with earnings supported by a large in-force insurance book. As of December 31, 2024, insurance in force stood at $243.6 billion, while new insurance written in the fourth quarter of 2024 was $12.2 billion. For full-year 2024, Essent reported net income of $729.4 million and increased its quarterly dividend to $0.31 per share. Those figures point to a business that has remained profitable and capital-generative, with management continuing to return capital through dividends and buybacks. ([ir.essentgroup.com](https://ir.essentgroup.com/files/doc_financials/2024/q4/Full-Earnings-Release-4Q24.pdf)) Geographically, Essent is primarily a U.S. business. Its insurance operations support mortgage lenders, borrowers, and investors across the United States, while Bermuda serves as the corporate and reinsurance jurisdiction. Recent highlights include a $500 million share repurchase authorization approved in February 2025, running through year-end 2026, and two first-quarter 2025 forward quota share transactions with highly rated reinsurers covering 25% of the risk on eligible policies written in calendar years 2025 and 2026. In practical terms, these actions indicate a conservative capital-management posture and an emphasis on risk sharing, balance sheet flexibility, and earnings resilience. ([ir.essentgroup.com](https://ir.essentgroup.com/files/doc_financials/2024/q4/Full-Earnings-Release-4Q24.pdf))
