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Cullman Bancorp, Inc. Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest, by Riley John A III, was filed 30 May 2024.
Cullman Bancorp, Inc.: what insiders have been doing
Cullman Bancorp, Inc. belongs to the Finance & Banking sector. Filings by its managers are published through SEC (Form 4). Nothing new has been filed by managers of Cullman Bancorp, Inc. in twelve months, the latest record being from 30 May 2024.
Over the whole record (from 2021), the tally stands at 8 purchases and no sales.
Other companies in the same sector with recent insider buying flagged by our signals: First Guaranty Bancshares, Inc. and Avidia Bancorp, Inc. This summary is built from SEC (Form 4) disclosures alone and does not predict where the share price will go.
Insider Decl.
19
Thresholds
n/a
Buy Volume
€229,481
8 ops. · all time
Sell Volume
n/a
n/a
Since the insiders bought
- +2.0%Entry US$10.29 · Close at T+365 US$10.50
- -1.5%Entry US$10.66 · Close at T+365 US$10.50
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 5,569 of 23,476 companies
64.8
score / 100
Value65
Quality65
FCF yld6.1%
Earn yld4.3%
EV/EBITDA·
ROE4.3%
Gross mgn·
Net mgn23%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$17.00
Analyst consensus
Income statement
RevenueUS$17.8M
Net incomeUS$4M22.6% margin
Valuation
PER (trailing)23.9x
P/Book1.0x
Beta0.14
Balance sheet & cash
Market capUS$93.9M
Total debtUS$45M
Free Cash FlowUS$5.7M
Profitability & ownership
ROE4.3%
ROA0.9%
% insiders0.0%
% institutions0.0%
Last declaration on 30 May 2024
Declarations19 total
3,500 shares@ US$10.3617.1% of flowCommon StockSEC:0001437749-24-018691:0
Canonical exit: 27 Aug 2024 (T+90)
6,980 shares@ US$10.2733.7% of flowCommon StockSEC:0001437749-23-032428:0
Canonical exit: 14 Feb 2024 (T+90)
26,594 shares0Common StockSEC:0001437749-23-024440:0
8,864 shares0Common StockSEC:0001437749-23-024436:0
8,875 shares0Common StockSEC:0001437749-23-024442:0
8,864 shares0Common StockSEC:0001437749-23-024434:0
17,729 shares0Common StockSEC:0001437749-23-024445:0
8,864 shares0Common StockSEC:0001437749-23-024428:0
8,864 shares0Common StockSEC:0001437749-23-024438:0
8,864 shares0Common StockSEC:0001437749-23-024431:0
44,324 shares0Common StockSEC:0001437749-23-024448:0
825 shares@ US$11.420341.3% of flowCommon StockSEC:0001567619-22-017467:0
132 shares@ US$11.39616.7% of flowCommon StockSEC:0001567619-22-017217:0
763 shares@ US$11.369738.4% of flowCommon StockSEC:0001567619-22-016831:0
Canonical exit: 27 Nov 2022 (T+90)
267 shares@ US$11.486213.7% of flowCommon StockSEC:0001567619-22-016683:0
Canonical exit: 21 Nov 2022 (T+90)
8,000 shares@ US$11.095242.2% of flowCommon StockSEC:0001567619-22-011985:0
Canonical exit: 25 Aug 2022 (T+90)
148 shares@ US$12.500.8% of flowCommon StockSEC:0001567619-21-022309:0
Canonical exit: 17 Mar 2022 (T+90)
1,101 shares@ US$12.266.1% of flowCommon StockSEC:0001567619-21-022215:0
Canonical exit: 15 Mar 2022 (T+90)
2,223 shares@ US$11.59100.0% of flowCommon StockSEC:0001567619-21-013532:0
Canonical exit: 13 Oct 2021 (T+90)
19 of 19 declarations
About Cullman Bancorp, Inc.
Cullman Bancorp, Inc. /MD/ (ticker: CULL) is a U.S.-listed bank holding company traded on the NYSE/NASDAQ and positioned as a small-cap community banking name. The parent company was organized in 2021 in connection with a mutual-to-stock conversion and owns 100% of Cullman Savings Bank. Cullman Bancorp itself has no meaningful operating business beyond holding the shares of its banking subsidiary and maintaining deposits with that institution. Its executive offices are located at 316 Second Avenue S.W., Cullman, Alabama, United States. The banking subsidiary, Cullman Savings Bank, is the franchise with operating substance and a long local heritage, originally chartered in 1887 under the name Cullman Building & Loan.
The business model is straightforward and quintessentially regional-bank oriented: take deposits and deploy them into a diversified but geographically concentrated loan book. Core lending categories include one- to four-family residential real estate loans, commercial real estate loans, commercial and industrial loans, and, to a lesser extent, construction loans, multi-family real estate loans, and consumer loans. On the funding side, the bank offers checking accounts, savings accounts, IRAs, and certificates of deposit, while also using Federal Home Loan Bank advances as an additional source of liquidity and balance-sheet funding. This is a conservative banking profile, highly sensitive to net interest margin, funding costs, and local credit trends.
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From a competitive standpoint, Cullman Bancorp operates in a narrow and well-defined market area centered on Cullman County, Alabama. The bank serves its main office and branch network from a local footprint that is predominantly suburban and rural, roughly positioned between Birmingham and Huntsville. That geographic concentration can be an advantage in terms of relationship banking, local underwriting knowledge, and deposit franchise stickiness. At the same time, it means the company has less diversification than larger regional peers and therefore more exposure to local economic cycles, real estate conditions, and borrower concentrations. As a savings and loan holding company, it is subject to Federal Reserve oversight, while its banking subsidiary is supervised by the Office of the Comptroller of the Currency and, as a public company, by SEC disclosure requirements.
Recent company filings indicate a stable, low-complexity institution with a balance-sheet profile typical of a community bank. The latest annual-report disclosures confirm that the company continues to focus on traditional local banking rather than expansion into adjacent financial businesses. For investors monitoring SEC Form 4 insider activity, the stock can also attract attention because insider transactions may be more informative in a smaller-cap, closely followed franchise. Overall, CULL is best understood as a localized U.S. banking franchise with a long operating history, a conservative product set, and a business model anchored in deposit gathering and relationship lending within its Alabama market.
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