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Citizens Financial Group Inc/ri Stock: price and insider trades · United States
1 insider bought €993 of shares over the last 90 days, the latest filed 17 Aug 2026.
Citizens Financial Group Inc/ri: what insiders have been doing
This page follows insider dealings at Citizens Financial Group Inc/ri as filed with SEC (Form 4), a company from the Finance & Banking sector based in Providence, United States. The group dates from 1828. Its latest reported headcount is 17,398 employees (2025). In the past year (18 October 2025 to 18 October 2026), 88 filings came from 26 insiders.
Both sides are active: 2 purchases worth €993 and 3 sales worth €9.2M, from 1 insider and 3 insiders respectively. The net balance comes to €9.2M on the selling side. Open-market purchases are the filings investors watch most closely, because the insider pays for the shares out of pocket. Biggest ticket of the year: €8.2M, sold by Van Saun Bruce and made public on 28 July 2026 (0.034% of market cap). Those buying include 1 senior executive.
The last purchase on record was published on 17 August 2026, which is 62 days ago. Typically, a trade is published a median of 1 day after it takes place. The legal deadline for a Form 4 is two business days after the transaction. Sales are harder to read than purchases, since they often meet personal needs such as tax or diversification.
With 88 filings in twelve months, the company is more active than the median of 22 filings across the 5,458 companies we follow on the same exchange. Our records for Citizens Financial Group Inc/ri go back to 2016, with 6 purchases and 6 sales on the open market in total. For the fiscal year to 31 December 2025, the annual 10-K puts net income at 1.83 bn USD, and the dividend at 1.72 USD per share.
Other companies in the same sector with recent insider buying flagged by our signals: First Guaranty Bancshares, Inc. and BCB Bancorp Inc. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Insider Decl.
466
Thresholds
n/a
Buy Volume
€148,047
6 ops. · all time
Sell Volume
€10M
6 ops. · all time
Who traded when
BuySaleBruce van Saun1 sale
Christopher Swift1 buy
LaMonica Susan1 sale
Moosally Michelle1 sale
Since the insiders bought
- +81.8%Entry US$23.17 · Close at T+365 US$42.12
- +23.0%Entry US$28.87 · Close at T+365 US$35.52
- +100.8%Entry US$18.14 · Close at T+365 US$36.42
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
Analyst consensus: bullish or bearish?
Analysts rate Citizens Financial Group Inc/ri Buy (bullish), based on 19 analysts. Average price target: US$78.29.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 2,757 of 24,148 companies
72.6
score / 100
Value74
Quality71
FCF yld7.6%
Earn yld6.3%
EV/EBITDA·
ROE8.3%
Gross mgn·
Net mgn20%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$63.43
Analyst consensus
19 analystsBuy
US$70.00Target US$78.29(+23%)US$89.00
Income statement
RevenueUS$8.2B
Net incomeUS$1.7B26.1% margin
Valuation
PER (trailing)13.8x
PER (forward)9.8x
P/Book1.1x
Beta1.06
Balance sheet & cash
Market capUS$26.7B
Total debtUS$11.3B
Free Cash FlowUS$2B
Profitability & ownership
ROE8.3%
ROA0.9%
% insiders0.7%
% institutions100.3%
Last declaration on 3 September 2026
Declarations466 total
10,778 shares@ US$68.870.0026% mcap100.0% of flowCommon StockSEC:0000759944-26-000185:0
246.184 shares0Common StockSEC:0000759944-26-000171:0
47.213 shares0Common StockSEC:0000759944-26-000172:0
268.751 shares0Common StockSEC:0000759944-26-000173:0
10 shares@ US$31.47429.5% of flowCommon StockSEC:0000759944-26-000174:1
Canonical exit: 6 May 2024 (T+90)
20 shares@ US$40.06370.5% of flowCommon StockSEC:0000759944-26-000174:2
Canonical exit: 31 Aug 2025 (T+90)
134.488 shares0Common StockSEC:0000759944-26-000177:0
162.168 shares0Common StockSEC:0000759944-26-000170:0
78.444 shares0Common StockSEC:0000759944-26-000169:0
134.488 shares0Common StockSEC:0000759944-26-000168:0
162.168 shares0Common StockSEC:0000759944-26-000174:0
246.184 shares0Common StockSEC:0000759944-26-000175:0
208.392 shares0Common StockSEC:0000759944-26-000176:0
268.751 shares0Common StockSEC:0000759944-26-000178:0
17,500 shares0Common StockSEC:0000759944-26-000143:2
20,850 shares0Common StockSEC:0000759944-26-000143:1
129,369 shares@ US$72.070.034% mcap47.6% of flowCommon StockSEC:0000759944-26-000143:0
129,369 shares@ US$72.06690.034% mcap47.6% of flowCommonSEC144:0001959173-26-005363
37,261 shares@ US$72.000.16% mcap100.0% of flowCommonSEC144:0001959173-26-005281
4,913 sharesCommon StockSEC:0000759944-26-000129:0
21,231 shares@ US$66.500.0047% mcap100.0% of flowCommonSEC144:0001959173-26-004505
250.55 shares0Common StockSEC:0000759944-26-000128:0
194.975 shares0Common StockSEC:0000759944-26-000127:0
295.988 shares0Common StockSEC:0000759944-26-000118:0
323.121 shares0Common StockSEC:0000759944-26-000125:0
25 of 466 declarations
About Citizens Financial Group Inc/ri
Citizens Financial Group, Inc. (CFG) is a U.S.-listed bank holding company traded on the NYSE and headquartered in Providence, Rhode Island, in the United States. For international investors, CFG is a sizeable U.S. regional banking franchise with meaningful scale across retail and commercial banking. The company describes itself as one of the nation’s oldest and largest financial institutions, and its operating model is organized around two core segments: Consumer Banking and Commercial Banking. This structure allows Citizens to serve individuals, small businesses, middle-market companies, large corporates, and certain institutional clients through a broad distribution platform.([sec.gov](https://www.sec.gov/Archives/edgar/data/759944/000075994425000013/cfg-20241231.htm?utm_source=openai))
From a historical perspective, Citizens Financial Group is a Delaware-incorporated bank holding company formed in 1984. Its franchise has been built through a mix of organic growth, geographic expansion, and product broadening, while retaining a strong consumer brand in the northeastern U.S. and beyond. As of year-end 2024, the company operated more than 1,000 branches across 14 states and the District of Columbia, plus 97 retail and commercial non-branch offices. The company also notes that some business lines serve national markets, which gives CFG a wider reach than a purely local bank.([sec.gov](https://www.sec.gov/Archives/edgar/data/759944/000075994425000013/cfg-20241231.htm?utm_source=openai))
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In Consumer Banking, Citizens offers deposit accounts, residential mortgages, home equity products, credit cards, lines of credit, and other lending solutions tailored to retail customers and small businesses. In Commercial Banking, the group provides lending and leasing, deposit and treasury management services, foreign exchange, interest rate and commodity risk management solutions, as well as loan syndication, corporate finance, merger and acquisition advisory, and debt and equity capital markets capabilities. This breadth makes CFG a diversified regional bank rather than a narrow lending platform.([sec.gov](https://www.sec.gov/Archives/edgar/data/759944/000075994425000013/cfg-20241231.htm?utm_source=openai))
In competitive terms, Citizens occupies an important position among U.S. regional banks. Its strengths include a large branch footprint, a sizable deposit base, deep commercial relationships, and the ability to cross-sell multiple products to a wide client base. At the same time, it faces intense competition from money-center banks, other regional institutions, and increasingly digital-first competitors. The investment case therefore depends on execution, funding discipline, credit performance, and the ability to grow fee income while managing capital efficiently.([sec.gov](https://www.sec.gov/Archives/edgar/data/759944/000075994425000013/cfg-20241231.htm?utm_source=openai))
Recent company updates point to a continued effort to strengthen the franchise. Citizens’ 2025 annual review and 2026 investor-relations updates highlight strategic expansion and targeted capability-building, including the announced addition of Matrix Capital Markets Group in February 2026 to enhance advisory capabilities. For investors, CFG remains a classic cyclical financial stock: attractive when operating leverage, deposit discipline, and credit quality are improving, but sensitive to macro conditions, funding costs, and loan-loss trends.([investor.citizensbank.com](https://investor.citizensbank.com/?utm_source=openai))
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