Insiders Trades
Cass Information Systems Inc Stock: price and insider trades · United States
No insider purchase over the last 90 days. The latest was filed 06 Oct 2025.
Cass Information Systems Inc: what insiders have been doing
Cass Information Systems Inc, classified in the Business Services sector, is a listed company. Its insiders report their share dealings to SEC (Form 4). The last twelve months, up to 18 October 2026, brought 43 filings signed by 17 insiders.
Not one of the filings records a straightforward purchase or sale on the market. Grants and option exercises follow pay plans set in advance, so they reveal less about an insider's own view than a purchase made with personal money.
There has been no open-market purchase by an insider of Cass Information Systems Inc for at least a year. Typically, a trade is published a median of 4 days after it takes place. The legal deadline for a Form 4 is two business days after the transaction.
Compared with its exchange (5,816 companies, median 19 filings), a count of 43 filings is above the norm. Since 2016, the database holds 12 purchases and 2 sales by insiders of the company. The 10-K for the year ended 31 December 2025 shows 35.1 m USD of net income and a dividend of 1.25 USD per share.
For comparison within the same sector, see the insider buying recorded at Coursera, Inc. Source: insider filings from SEC (Form 4). Past trades are no guide to future returns.
Insider Decl.
251
Thresholds
n/a
Buy Volume
€212,202
12 ops. · all time
Sell Volume
€56,137
2 ops. · all time
Who traded when
BuySaleMartin H. Resch4 buys
Michael James Normile2 buys
Since the insiders bought
- +6.4%Entry US$38.70 · Close at T+90 US$41.19
- +38.6%Entry US$41.29 · Close at T+365 US$57.23
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Fundamental score
Ranked 2,917 of 24,148 companies
72.1
score / 100
Value62
Quality82
FCF yld4.6%
Earn yld5.1%
EV/EBITDA9.9x
ROE15%
Gross mgn·
Net mgn19%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Financial data
as of FY 2025FY ended December 2025 · cache
US$54.29
Analyst consensus
2 analysts2.50/5
US$58.00Target US$59.50(+10%)US$61.00
Income statement
RevenueUS$181.6M
EBITDAUS$70.1M39% margin
Net incomeUS$35.1M17.1% margin
Valuation
PER (trailing)19.5x
PER (forward)15.0x
P/Book2.8x
Beta0.40
Balance sheet & cash
Market capUS$695.2M
Free Cash FlowUS$31.8M
Debt / Equity34%
Profitability & ownership
ROE15.1%
ROA1.6%
% insiders11.7%
% institutions63.7%
Last declaration on 11 September 2026
Declarations251 total
236 shares@ US$55.080.0018% mcap2.0% of flowCommon StockSEC:0001201187-26-000008:0
236 shares@ US$55.080.0018% mcap2.0% of flowCommon StockSEC:0001462385-26-000008:0
236 shares@ US$55.080.0018% mcap2.0% of flowCommon StockSEC:0001220622-26-000008:0
262 sharesCommon StockSEC:0001201187-26-000006:0
262 sharesCommon StockSEC:0001220622-26-000006:0
262 sharesCommon StockSEC:0001462385-26-000006:0
1,704 shares@ US$46.940.012% mcap5.6% of flowCommon StockSEC:0001216428-26-000003:0
1,704 shares@ US$46.940.012% mcap12.2% of flowCommon StockSEC:0001201187-26-000004:0
1,704 shares@ US$46.940.012% mcap21.7% of flowCommon StockSEC:0001942709-26-000002:0
1,704 shares@ US$46.940.012% mcap12.2% of flowCommon StockSEC:0001220622-26-000004:0
1,704 shares@ US$46.940.012% mcap21.8% of flowCommon StockSEC:0001229986-26-000002:0
1,704 shares@ US$46.940.012% mcap21.8% of flowCommon StockSEC:0001359469-26-000002:0
1,704 shares@ US$46.940.012% mcap12.2% of flowCommon StockSEC:0001462385-26-000004:0
1,704 shares@ US$46.940.012% mcap100.0% of flowCommon StockSEC:0001793881-26-000004:0
1,704 shares@ US$46.940.012% mcap21.8% of flowCommon StockSEC:0001908248-26-000002:0
8,446 shares@ US$47.840.058% mcap41.8% of flowCommon StockSEC:0001397219-26-000004:0
6,847 shares@ US$47.840.047% mcap36.8% of flowCommon StockSEC:0001558067-26-000004:0
2,509 shares@ US$47.840.017% mcap24.4% of flowCommon StockSEC:0001774949-26-000004:0
830 shares@ US$48.540.0058% mcap8.9% of flowCommon StockSEC:0001831968-26-000006:2
894 shares@ US$48.540.0062% mcap9.6% of flowCommon StockSEC:0001831968-26-000006:0
1,975 shares0Common StockSEC:0001831968-26-000006:1
540 shares@ US$48.100.0041% mcap5.3% of flowCommon StockSEC:0001774949-26-000002:0
301 shares@ US$43.152.0% of flowCommon StockSEC:0001462385-26-000002:0
301 shares@ US$43.152.0% of flowCommon StockSEC:0001220622-26-000002:0
301 shares@ US$43.152.0% of flowCommon StockSEC:0001201187-26-000002:0
25 of 251 declarations
About Cass Information Systems Inc
Cass Information Systems, Inc. is a specialized U.S. business services and financial technology company listed on the NASDAQ in the United States. Founded in 1906, the group is built around Cass Commercial Bank, a wholly owned subsidiary that provides regulated financial exchange and payment capabilities supporting the parent company and its clients. The corporate headquarters is in St. Louis, Missouri. Cass serves enterprise customers that manage high-volume, complex spend categories and need control, visibility and operational efficiency across payment workflows. ([ir.cassinfo.com](https://ir.cassinfo.com/investor-overview?utm_source=openai))
Cass’s core proposition is integrated information and payment management. In practical terms, the company helps clients audit, process and pay recurring business expenses at scale, with a particular heritage in transportation spend, facility-related expenses and other operational outlays. Its platform combines technology-enabled invoice processing, payment execution and financial services, allowing customers to streamline administration while improving data quality and control. The company says it disburses very large annual payment volumes on behalf of clients, and that its banking subsidiary provides added security and settlement capability. ([ir.cassinfo.com](https://ir.cassinfo.com/investor-overview?utm_source=openai))
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From a competitive standpoint, Cass occupies a focused niche rather than competing as a broad-based bank or generic software vendor. Its differentiators are domain expertise, a long operating history, and the ability to combine software, processing services and regulated payment rails. That integrated model is valuable for enterprise buyers seeking to reduce manual work, improve auditability and gain better financial control. The company has also been emphasizing automation and AI-enabled processing, which supports efficiency gains and can improve margins over time. ([ir.cassinfo.com](https://ir.cassinfo.com/investor-overview?utm_source=openai))
Cass’s main business lines remain enterprise payment and spend management solutions, with emphasis on transportation, facilities and related operational expense categories. Recent strategic actions suggest a deliberate sharpening of the portfolio. In 2026, Cass announced a partnership with Caspian to deliver a tariff cost management solution aimed at helping U.S. importers improve cash flow, compliance and landed-cost visibility. It also expanded a partnership with FreightWaves SONAR to enhance freight management data integration. In 2025, Cass sold its telecom expense management and managed mobility business, indicating a move away from non-core activities. The company also consolidated its Waste and Utility activities into a single Facilities division to improve efficiency and client experience. ([cassinfo.com](https://www.cassinfo.com/news/cass-and-caspian-partner-to-deliver-tariff-cost-management-solution?utm_source=openai))
Geographically, Cass is primarily a United States story, anchored in St. Louis, with a limited international footprint that includes Singapore. For investors, the name combines a long operating record, a specialized B2B payment niche and exposure to secular digitization in enterprise finance. Recent 2026 results showed record annual net income in 2025, improving net interest margin and share repurchases, which points to solid execution and a constructive near-term operating backdrop. ([ir.cassinfo.com](https://ir.cassinfo.com/investor-overview?utm_source=openai))
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