Track the F&M BANK CORP share price and the full directors' dealings record of the company, a listed issuer based in United States. Shares are quoted on US US, under the supervision of SEC (Form 4). Operating in the Finance & Banking sector, F&M BANK CORP has recorded 347 reports. Market capitalisation: €142m. The latest transaction was reported on 22 June 2026 (Acquisition). Among the most active insiders: Willingham John A.. Every trade is openly available.
347
Insider Decl.
n/a
Thresholds
€2m
266 ops.
Buy Volume
€49,406
3 ops.
Sell Volume
60Σ signal
Buys €2m€49,406 Sells
This score ranks the purchase within its own market. No market currently meets the historical allocation criteria, so signals remain watch-only. Not investment advice.
Fundamental score
Ranked 1,062 of 27,753 companies
80.7
score / 100
Value
83
Quality
78
FCF yld11%
Earn yld8.0%
EV/EBITDA·
ROE12%
Gross mgn·
Net mgn22%
Debt/EBITDA·
Pillars2/3
Transparent value + quality ranking, distinct from the insider signal.
Σ
Sigma AI Analysis
Fundamental view, insider signal, bull and bear case, synthesis.
AI-generated analysis. Opinion, not investment advice. Not backtested. Built from public filings and financials. No price target, no buy or sell recommendation.
202 shares@ US$30.596.2% of flowCommon StockSEC:0001491981-26-000003:0
Canonical exit: 17 Jun 2026 (T+90)
25 of 347 declarations
关于 F&M BANK CORP
F&M Bank Corp.(股票代码FMBM)是一家总部位于美国的金融控股公司,拥有一家历史悠久的社区银行特许经营权。公司总部位于弗吉尼亚州廷伯维尔,其历史可追溯到1908年,当时它作为一项社区合资企业成立,旨在服务雪兰多河谷的农民和商人。这一传统至今仍定义着集团的战略:本地决策、关系型银行服务以及与其核心市场的农业和小型企业经济的紧密联系。根据最新备案文件,该公司在OTCQX市场上市,而非纽约证券交易所或纳斯达克,并在美国注册和运营。([sec.gov](https://www.sec.gov/Archives/edgar/data/740806/000165495425008661/fmbm_ex991.htm?utm_source=openai))
在运营层面,F&M Bank Corp.主要是一家区域性商业银行。通过其子公司Farmers & Merchants Bank(F&M Bank),它向个人、企业、农民和非营利组织提供广泛的银行和金融服务。其核心业务包括存款吸收、商业贷款、消费贷款、农业贷款、资金管理服务和数字银行解决方案。这种社区银行模式辅以专业子公司,例如专注于住宅抵押贷款的F&M Mortgage,以及提供产权保险和房地产结算服务的VSTitle。一些公司材料还提及TEB Life Insurance Company,集团通过该公司再保险信用人寿和意外健康保险,增加了适度的非利息收入流。([sec.gov](https://www.sec.gov/Archives/edgar/data/740806/000165495425008661/fmbm_ex991.htm?utm_source=openai))
从地理上看,该业务高度集中在弗吉尼亚州,在罗金厄姆县、雪兰多县和奥古斯塔县以及温彻斯特市和韦恩斯伯勒市设有分支机构。这种有限的业务范围是一种战略选择:它使银行能够深化客户关系,保持本地信贷纪律,并通过强调服务质量和社区参与来有效对抗大型国家机构。该公司称自己是罗金厄姆县唯一一家上市组织,这强化了其本地身份和品牌相关性。从竞争角度看,F&M Bank Corp.最好被视为一家中小型社区银行,而非多元化的全国性贷款机构,其优势在于信任、邻近性和保守的特许经营管理。([sec.gov](https://www.sec.gov/Archives/edgar/data/740806/000165495425008661/fmbm_ex991.htm?utm_source=openai))
近期发展表明运营势头稳定。2026年1月,公司报告了2025年全年创纪录的收益,净收入较2024年大幅增长,资产负债表指标显示资产、贷款和存款持续扩张。对于投资者而言,这突显了该业务仍主要由传统银行利差、信贷质量和本地市场份额增长驱动,而非快速的地域扩张。因此,投资案例是一家防御性的美国区域银行,拥有狭窄但持久的特许经营权,从其弗吉尼亚州总部服务于明确的农村和半农村市场基础。([ir.fmbankva.com](https://ir.fmbankva.com/news-market-data/press-releases/news-details/2026/FM-Bank-Corp--Reports-Fourth-Quarter-And-Year-end-Results-For-2025-Including-Record-Earnings-For-The-Year/default.aspx?utm_source=openai))