No insider purchase over the last 90 days. The latest was filed 15 Dec 2025.
Magyar Bancorp, Inc. is a Finance & Banking company. Its directors and officers file their transactions with SEC (Form 4). In the past year (18 October 2025 to 18 October 2026), 14 filings came from 6 insiders.
No insider sold shares on the market over the period. Instead, the filings list 1 purchase totalling €15, made by 1 insider. A purchase on the market is a deliberate choice to commit personal money, which is why it draws more attention than a grant. Among those who bought: 1 senior executive. The largest single trade was a purchase of €15 by Lombardi Michael R, published on 15 December 2025.
The most recent open-market purchase was published on 15 December 2025, 307 days ago. Between a trade and the moment it shows up on SEC (Form 4), the median delay is 1 day. US insiders must file a Form 4 within two business days of a trade.
With 14 filings in twelve months, the company is quieter than the median of 19 filings across the 5,816 companies we follow on the same exchange. Over the whole record (from 2016), the tally stands at 12 purchases and no sales. For the fiscal year to 30 September 2025, the annual 10-K puts net income at 9.8 m USD, and the dividend at 0.29 USD per share.
Elsewhere in the same sector, our signals recently picked up insider purchases at First Guaranty Bancshares, Inc. and BCB Bancorp Inc. These figures are compiled from regulatory filings published by SEC (Form 4). They describe what insiders did and are not a recommendation.
Entry is the close on the day after publication, the first price a reader could act on. Prices in the listing currency. Past moves are not a forecast.
This score ranks the purchase within its own market. A position size is suggested only on the venues of the backtested strategy universe; elsewhere, signals stay on watch. Not investment advice.
Transparent value + quality ranking, distinct from the insider signal.
FY ended September 2025 · cache
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Magyar Bancorp, Inc. is a U.S.-listed small regional banking holding company traded on the NASDAQ under the ticker MGYR in the United States. It is the parent company of Magyar Bank, a community bank with a deliberately focused franchise centered on New Jersey. For investors, the company represents a straightforward banking model: a deposit-funded lender whose earnings are primarily driven by net interest income, credit quality, and balance-sheet discipline rather than fee-heavy diversification.
The company traces its roots back to 1922, when Magyar Bancorp was founded. Today, the group is headquartered in New Brunswick, New Jersey, where both the holding company and the main office are based. Magyar Bancorp itself does not conduct material operating activities beyond owning 100% of Magyar Bank, so the investment case is essentially a direct view on the performance of the bank. That structure makes the company easy to analyze, but it also means results can be more exposed to local economic conditions, interest-rate cycles, and mortgage-market dynamics.
Magyar Bank offers a complete line of retail and business banking services. Its core products include retail deposits, one- to four-family residential mortgage loans, multi-family and commercial real estate mortgage loans, home equity loans and lines of credit, commercial business loans, and construction loans. This product mix positions the bank as a classic community lender with a strong real-estate orientation and a meaningful reliance on traditional lending spreads. In practical terms, its performance depends on how effectively it attracts low-cost deposits, underwrites loans, and manages its sensitivity to rate movements.
Geographically, Magyar Bank remains concentrated in central New Jersey. The company’s branch footprint includes Edison, New Brunswick, North Brunswick, South Brunswick, Branchburg, and Martinsville. This regional concentration supports the bank’s community-banking identity and allows it to cultivate local relationships, but it also limits scale and diversification relative to larger U.S. banks. As a result, Magyar Bancorp competes more on customer proximity, local knowledge, and service quality than on size or broad product breadth.
Recent disclosures point to a relatively stable, shareholder-oriented capital management approach. The latest annual report shows total assets approaching $1.0 billion as of September 30, 2025, and the company has continued to repurchase shares under an authorized buyback program. Management also stated an intention to continue paying a regular quarterly cash dividend, subject to capital, regulatory, and operating considerations. For equity investors, MGYR remains a micro-cap community bank story on NASDAQ in the United States: conservative, locally focused, and highly sensitive to the interest-rate environment, credit trends, and the health of the New Jersey economy.
Purchases our model currently ranks for the recommendations list.
All recommendations| Fiscal year end | Revenue | Net income | Diluted EPS | Dividend per share | Filing |
|---|---|---|---|---|---|
| Sep 2025 | n.d. | 9.8 m USD | 1.56 USD | 0.29 USD | 10-K |
| Sep 2024 | n.d. | 7.8 m USD | 1.23 USD | 0.26 USD | 10-K |
| Sep 2023 | n.d. | 7.7 m USD | 1.20 USD | 0.20 USD | 10-K |
| Sep 2022 | n.d. | 7.9 m USD | 1.17 USD | 0.21 USD | 10-K |
| Sep 2021 | n.d. | 6.1 m USD | 1.01 USD | n.d. | 10-K |
Amounts in USD, as filed (forms 10-K, 20-F or 40-F). Source: SEC EDGAR.